Supplementally Speaking

The mission of Supplementally Speaking is to share relevant, helpful and current ideas and articles that enrich our readers’ physical, mental, emotional and spiritual health and wellness.

208 Items
CARE TIPS

13 Interesting Facts about Breast Cancer Awareness Month

October 27, 2020

This year over 300,000 people will be diagnosed with breast cancer.

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CARE TIPS

Committed to Growth During the Pandemic: Financial Stress and COVID

October 22, 2020

A recent Chubb survey found the majority of Americans (68%) said they were concerned about the financial well–being of themselves and their families.

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CARE TIPS

What (not) to Say to Someone with Breast Cancer

October 22, 2020

This year over 300,000 people will be diagnosed with breast cancer.

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HEALTHY EATING

Pumpkin Bars and Playing in the Leaves: Traditions Worth Making

October 12, 2020

I grew up in a very large family in an average sized house.

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CARE TIPS

From Awareness to Action: October Focuses on Breast Cancer

October 06, 2020

October is Breast Cancer Awareness Month, an annual campaign to raise money and awareness of this potentially devastating disease.

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SUPPLEMENTAL INSURANCE

Cancer Insurance: What You Need to Know

October 06, 2020

Cancer is second only to heart disease as the leading cause of death in the U.S.—and is projected to...

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HEALTHY EATING

Time for the Great Pumpkin!

September 29, 2020

Everywhere you go this time of year, friends, family and coworkers say things like, “It’s pumpkin season!”

 

CARE TIPS

10 Tips for Overcoming Back to School Stress

September 16, 2020

Committed to Growth During the Pandemic

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CARE TIPS

10 Practical Tips for a Successful eLearning Experience

September 10, 2020

There are many ways that the coronavirus has changed our daily lives. Online learning is one of them.

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SUPPLEMENTAL INSURANCE

Life Insurance: Is it for you?

September 08,2020

It’s too expensive. I really don’t need it. It’s difficult to obtain. I can’t figure out what’s best for me. I don’t want to think about this subject at all. These are some of the most common concerns...

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CARE TIPS

Five Ways You Can Improve Your Home Network

September 08, 2020

Our home network has proven to be essential these days in our eLearning and work-from-home environment.

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SUPPLEMENTAL INSURANCE

Responsible Adulting and Life Insurance

August 29, 2020

Now that you’re an adult with new and pressing responsibilities, it’s time to take a closer look at how your loved ones would be affected..

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CARE TIPS

Concussion Awareness Helps Keep You in the Game

August 28, 2020

Sport season is here for those who are lucky enough to be able to play during this pandemic.

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COMBINED CULTURE

Committed to Growth During the Pandemic: Summer eInternships at Combined Insurance

August 20, 2020

During the unprecedented times brought on by the global pandemic, it has been quite complex adjusting to the “new normal."

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HEALTHY EATING

A Healthier Lifestyle- Where to Start?

August 10, 2020

How do you live a healthy life? This is a common question that leads to many different conversations and conclusions. Everyone seems to have an opinion on what a healthy lifestyle means. We live in a society that...

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CARE TIPS

Committed to Growth During the Pandemic: Become an Expert at Working from Home

August 10, 2020

Dr. Elizabeth Lombardo reacts to a recent Chubb survey of Americans working from home with 6 tips

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SUPPLEMENTAL INSURANCE

Show Employees you Have their Backs: Offer Accident Insurance

July 21, 2020

You want your employees to know you have their backs when things get tough.

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HEALTHY EATING

Summer Fun with Fruit: Diabetes-Friendly Desserts

July 14, 2020

Monitoring sugar intake is a challenge for the 29.1 million Americans with diabetes. Nutrition labels are confusing with differing names and titles used to represent the kinds of sugar and sweeteners that elevate blood sugar; things like...

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The Science Behind HIIT

July 09, 2020

If you’re into fitness at all, you’ve likely heard the buzz over recent years regarding high intensity interval training (HIIT). In these workouts, participants take part in repeated, brief rounds of high-effort exercise...

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Shining a Light on Post-Traumatic Stress Disorder

June 27, 2020

And while most people recover and move on, people who suffer from post-traumatic stress disorder (PTSD) struggle to return to “normal” for months or years...

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CARE TIPS

Men’s Health Month: How to Beat Men’s Top 8 Health Threats and Stay Alive

June 25, 2020

The average life expectancy for men in the United States is 76 years old, five years less than for women. Why is this?

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COMBINED CULTURE

Growing in Adversity: Reaching and Serving Customers in the New Normal

June 23, 2020

For nearly 100 years, Combined Insurance has focused on helping people when they need it most.

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CARE TIPS

National Men’s Health Week: 5 Healthy Habits for Men

June 15, 2020

5 Healthy Habits Men Should Adopt to Lead a Healthier Life

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SUPPLEMENTAL INSURANCE

Critical Care Insurance: What You Need to Know

June 09, 2020

Critical illnesses can negatively impact the financial health of individuals and families—even those with health insurance. That’s what makes critical illness insurance a popular form of supplemental coverage...

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CARE TIPS

Boom, Sizzle, Celebrate: Family Fireworks Safety Tips

June 04, 2020

Social distancing may mean more people than ever before will be conducting their own fireworks shows this Independence Day.

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Melanoma Awareness Month

May 20, 2020

May is Melanoma Awareness month, a time to draw attention to melanoma - a form of cancer that is usually found on the skin.

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CARE TIPS

Committing to Growth During the Pandemic: Building Resilience

May 13, 2020

We are excited to continue our blog series about staying committed to growth during the pandemic.

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CARE TIPS

Ways to Stay Safe and Healthy All Summer Long

May 11, 2020

It’s more important than ever to listen to our experts and do what we can to be our healthiest selves.

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SUPPLEMENTAL INSURANCE

Voluntary Benefits can Offset Employees’ Financial Consequences of Medical Emergencies and Major Illnesses

May 05, 2020

It’s no secret that the rising costs of healthcare are a persistent concern for both employers and employees. Corporate and individual healthcare consumers are exploring new ways...

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HEALTHY EATING

To Buy Organic or Not?

April 23, 2020

Organic foods can skyrocket your grocery bill, but do you need to buy all organic? Maybe not. Learn more in our latest post...

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CARE TIPS

5 Self-Care Changes for Earth Day 2020

April 22, 2020

Each year, April 22nd marks the birth of the modern day environmental movement. On that day in 1970, 20 million Americans rallied from coast to coast, shedding light on growing environmental concerns and the organization needed for change. By 1990...

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CARE TIPS

The Dark Side of Multitasking

April 15, 2020

Have you ever tried to manage a phone call while continuing to work? How did that work out for you? The fact is, while many of us tout our superhuman multitasking skills, they’re nothing to brag about. Only 2 percent of the population can claim...

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SUPPLEMENTAL INSURANCE

Committing to Growth During the Pandemic: Eating Smarter to Reduce Cancer Risk

April 14, 2020

We can choose to use this time of social isolation and uncertainty in a positive way, to strive to emerge stronger and healthier.

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CARE TIPS

Committing to Growth During the Pandemic: Managing Stress

April 09, 2020

Here at Combined Insurance, we take having a Positive Mental Attitude seriously.

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HEALTHY EATING

4 Veggie Powerhouses that Boost Immunity

April 06, 2020

We are being urged by health officials to practice social distancing, wash our hands more often and avoid touching our eyes, nose and mouth during this current

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CARE TIPS

Common Anxiety Disorders Explained

March 31, 2020

If you’ve ever felt stressed – and let’s face it, if you’re human, you have – you’ve experienced anxiety. But for 40 million Americans or about 18 percent of the population, anxiety becomes intense or excessive and...

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CARE TIPS

Bathroom Closet Cleanout

March 27, 2020

If there's one storage area in your home that gets neglected, it's your closets - it's so easy to simply shut the door and pretend the clutter isn't there. Today we're discussing the bathroom variety, to ensure you and your family...

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CARE TIPS

5 Healthy Reasons to Celebrate Having More Time with your Pet

March 25, 2020

As a silver lining to the stressful headlines today, here are five reasons to give your furry friend a little extra appreciation..

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CARE TIPS

5 Desk Hacks to Boost Productivity

March 18, 2020

Working from home can be tough..

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27 Stress Relievers that Don’t Break a Sweat

March 16, 2020

One of the most popular and effective forms of stress release is exercise: it can improve your mood, pumps up your endorphins and takes your mind off whatever is stressing you at the moment. But what do you do when...

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CAREERS

Find Career Stability in the Supplemental Insurance Industry

February 27, 2020

Some of the best insurance agents I know love their careers partly because of the exciting rush that comes with helping customers purchase policies that best fit their needs, which then can help...

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SUPPLEMENTAL INSURANCE

Managing the Cost of Cardiovascular Disease

February 24, 2020

Nearly one out of two adults in the United States has at least one risk factor for developing cardiovascular disease.

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HEALTHY EATING

Heart Health Month: Dogs Matter Too!

February 12, 2020

It’s National Heart Health Month, and it’s the perfect time to think about not only your own heart health, but the heart health of our beloved dogs.

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CAREERS

Millennials as Sales Agents: Embracing their Entrepreneurial Spirit

February 07, 2020

One theme that stands out prominently is that as a group, millennials are entrepreneurial. In fact, a study done by Bentley University found that only 13%...

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SUPPLEMENTAL INSURANCE

5 Things to Love about Being an Insurance Sales Agent

February 03, 2020

We may be a little biased in the recruiting department at Combined Insurance, but we think choosing a career in insurance sales is a great idea! Anyone...a

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CAREERS

Celebrating Insurance Careers Month

January 29, 2020

February is Insurance Careers Month, and here at Combined, we are reflecting on the limitless possibilities and the value of insurance careers. Combined Insurance has a vibrant history that...

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CARE TIPS

The Power of Medical Genetic Testing

January 24, 2020

If you knew there was an increased chance you’d develop diabetes or cancer in the near or distant future, what would you do now to mitigate the effects of the disease? Or, what if you knew a certain drug wouldn’t work as well...

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SUPPLEMENTAL INSURANCE

'Tis the Season to Supplement Your Health Coverage

January 07, 2020

The holidays are over, and open enrollment season is wrapping up. You’ve selected your major medical plan and 2020 is off to a great start. But don’t...

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COMBINED CULTURE

A Look at How we Gave Back in 2019

December 11, 2019

Our founder, W. Clement Stone, had a vision to make the world a better place.

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SUPPLEMENTAL INSURANCE

Boost your Employer Brand with Voluntary Benefits and Improved Communication

December 09, 2019

In this tight labor market, businesses need to go the extra mile to attract the best talent. The unemployment rate in October 2019 was at 3.6%...

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HEALTHY EATING

Gluten Free Treat Ideas for the Holidays

December 03, 2019

Trying to avoid gluten this holiday season? So many people are intolerant of or sensitive to gluten and for health reasons, need to steer clear of...

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SUPPLEMENTAL INSURANCE

The Importance of Supplemental Insurance for Offsetting Rising Costs

November 18, 2019

Millions of Americans are carefully considering their comprehensive health insurance options as Open Enrollment is occurring around the country. Whether you...

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CARE TIPS

Healthier Lifestyle and Disability Insurance Can Ease Impact of Heart Disease

November 15, 2019

The numbers are stunning: Nearly one in two adults in the United States carry at least one major risk factor for heart disease. Are you one of them?

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CARE TIPS

Diabetes Awareness Month: What You Need to Know

November 06, 2019

9.4% of the American population suffers from diabetes, and it is the 7th leading cause of death in the U.S. Diabetes manifests as type 1 or type 2, but most people have...

Diabetes Awareness Month: What You Need to Know

HEALTHY EATING

Tips and Recipes for a Healthier Thanksgiving

November 05, 2019

Traditional Thanksgiving foods are naturally good for you. Fresh cranberries, sweet potatoes, squash, carrots and other root vegetables are packed with fiber...

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CARE TIPS

Breast Cancer Survivors with Complications Experience Related Out-Of-Pocket Expenses Years after Diagnosis

October 25, 2019

Cancer treatment is more effective than ever, which is great news for the approximately 38% of men and women who will be diagnosed with cancer sometime in their lifetime. But, these advances come with a high price tag...

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CARE TIPS

Easing the Financial Burden of a Cancer Diagnosis

October 01, 2019

Although the overall rate of cancer deaths is declining in the United States, a cancer diagnosis can have a devastating effect on patients’ finances...

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CARE TIPS

6 Ways a Cancer Diagnosis Can Derail Patients' Finances

October 01, 2019

If there is any good news about cancer, it’s that the overall cancer death rate in the United States is declining. The bad news? The total associated personal cost of a cancer diagnosis is...

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CARE TIPS

Flu Prevention: What you Need to Know

September 17, 2019

As summer winds down and we settle back into a fall routine, the seasonal shift is a good time to revisit awareness around flu prevention. Flu season can...

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CARE TIPS

Study Confirms Importance of the Flu Vaccine

September 17, 2019

A common question I get around this time of year from my patients is whether or not I think they should get flu shots. The short answer is yes. I’ve always encouraged my patients...

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CARE TIPS

10 Tips for School Year Safety

August 29, 2019

No matter how old your kids are, there’s nothing crazier or more chaotic than the month school starts. Lists of supplies are endless, they’ve grow out of clothes and shoes, their hair needs a trim, and the whole family needs a refresh on school routines...

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SUPPLEMENTAL INSURANCE

Disability Insurance for More Peace of Mind

August 12, 2019

26% of Americans are living with a disability and are dealing not only with the physical and mental ramifications, but also with the financial fallout of not b

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CAREERS

Combined Insurance Hosts 4th Annual Millennial Panel Development Session for Summer Interns

July 31, 2019

Every May marks the beginning of a new intern season at Combined Insurance

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SUPPLEMENTAL INSURANCE

Do I Need Supplemental Coverage? The 3 Questions to Ask

July 29, 2019

Answering this question is not easy, but it’s worth taking the time now, before you need it, to decide if it’s right for you. Assessing your needs and identifying the right blend of supplemental insurance coverage is highly personal...

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COMBINED CULTURE

Culturally-Inspired Recipes Help Celebrate International Culture at Combined Insurance

July 22, 2019

This month we are showcasing our Combined culture, sharing the collective values of our employees, how we give back to the diverse communities where we live and

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CAREERS

How to Make a Splash in Your Summer Internship

July 08, 2019

If you’re polishing your dress shoes—and your resume—for a summer internship, congratulations! You’re about to embark on an adventure that’s guaranteed to make an impact on your career. An internship provides...

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COMBINED CULTURE

Military Veterans Enrichen Combined Insurance in the Corporate Offices and in the Field

July 03, 2019

This month we are shining a spotlight on our company culture and inviting our readers to learn more about what’s important to our employees, the priority we put

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HEALTHY EATING

3 Simple Summer Bites

July 02, 2019

There’s nothing like the easy visits and enjoyable entertaining that summer ushers in.

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CARE TIPS

Drug-Induced Nutrient Deficiencies Could be Depleting your Health

June 11, 2019

Men’s Health Month is here, and it’s a great reminder to take a deeper look into factors we can control to promote a healthier lifestyle both for both men and w

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CARE TIPS

Awareness is Key for Avoiding and Treating Lyme Disease

June 03, 2019

With tick season in full spring swing, it’s time to think about protecting your family members—including your pets—from ticks and Lyme disease.

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HEALTHY EATING

Culturally-Inspired Recipes Help Celebrate International Culture Day at Combined Insurance

May 21, 2019

Ready to take your summer salads up a notch? Efrain Montoya, graphic designer at Combined Insurance with a Mexican heritage, shares his love of jicama and his family’s jicama salad recipe...

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CARE TIPS

Pet Insurance: Is it Right for You?

May 15, 2019

If you’re like most pet owners, you consider your pets to be family, and you’d stop at nothing to make sure they are healthy and happy. No pet parent wants to think about it, but it’s important that you have a plan to deal with expensive vet bills...

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CARE TIPS

Don’t Ignore the Signs and Symptoms of Sleep Apnea

April 26, 2019

We may like to kid around with our family members or roommates who keep us up at night with their snoring, but for some people it really is no...

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CARE TIPS

Cancer Control Month: A Look at Cancer News

April 17, 2019

Slowly but surely, cancer death rates in the United States are declining for men, women and children. In 2018, America’s biopharmaceutical companies were...

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CARE TIPS

5 Considerations to Reduce your Cancer Risk

April 03, 2019

Cancer is everywhere. Nearly everyone has a friend or loved one who has suffered –or is suffering—with the condition. And no matter how healthy we think we may be, the numbers...

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CAREERS

3 Retention-Boosting Employee Benefit Best Practices

March 20, 2019

Eighty seven percent of employers say that improving retention is a critical priority for their organization. Here, we’ll take a look at 3 ways forward-thinking companies are strengthening their retention efforts...

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CAREERS

A Look at Women in Insurance to Honor Women’s History Month

March 08, 2019

Women’s History Month celebrates the achievements of women throughout U.S. History, and presents a great opportunity to celebrate...

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CARE TIPS

Teens Can Feel Good About Napping

March 01, 2019

Does your teen love taking naps? With intense sports practices, piled-on homework and altered circadian rhythms, many teens take naps as soon they get home from school, attend practice and do homework, and then fall asleep...

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HEALTHY EATING

Sweeten Up Your Valentine’s Day with Heart-Healthy Desserts

February 14, 2019

If you’re like many Americans, you’re concerned about your triglycerides, cholesterol, sugar levels or waistline—or all of the above. But you enjoy a sweet...

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SUPPLEMENTAL INSURANCE

Celebrating Insurance Careers Month at Combined Insurance

February 13, 2019

We are pleased to participate in the 4th annual Insurance Careers Awareness Month, an awareness event to support the Insurance Careers Movement. We believe what we do here...

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CARE TIPS

21 Questions to Ask your New Primary Care Doctor

February 06, 2019

Time for a new doctor? Maybe you’ve moved, or your insurance changed, or things just don’t feel right between you and your doctor anymore. It’s important to take the time to find a doctor who has the right qualifications, experience, and...

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CAREERS

The 5 Soft Skills Insurance Agents Need to Master

February 04, 2019

Selling supplemental insurance is really selling “peace of mind.” Making money is great—think uncapped income!—but the work is first and foremost about helping people protect their livelihood in the case of the unexpected. In fact...

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CARE TIPS

5 Health Reminders in Honor of National Birth Defects Prevention Month

January 25, 2019

January is National Birth Defects Prevention Month, and this year’s theme is “Best for you. Best for Baby.” Every 4 ½ minutes, a baby is born with a birth defect in the United States, so Supplementally Speaking is joining with leading prenatal health experts...

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CARE TIPS

Certified Trainer Shares Back to Basics Healthy Weight Advice

January 16, 2019

Employees at Combined Insurance have been invited to participate in their parent company, Chubb’s, “Team up to Slim Down” healthy weight loss challenge. With some great prizes on the table, Supplementally Speaking spoke to...

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CARE TIPS

Winter Workout Blues? Here’s How to Stay Toned While Staying Inside

January 04, 2019

Have you made improving your fitness a goal for 2019? One secret to keeping this resolution is to set yourself up for success by giving yourself lots of options for working out, no matter what...

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CARE TIPS

5 Tips for a Fun and Stress-Free Holiday with your Pet

December 20, 2018

Are you one of the 68% of Americans who owns a pet? Yes, they can add a little work to your daily routine, but they give back plenty in return. Studies show that pets can improve people’s emotional, mental and even...

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CAREERS

Opportunity Knocks: Improve Your Resume In 2019

November 26, 2018

When was the last time you updated your resume? The job market is always changing, and you never know when the next great opportunity might come along. Don’t let...

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CARE TIPS

Favorite Home Remedies for Colds

November 08, 2018

With the hustle, bustle and extra socializing that comes with the holiday season, comes more stress, fatigue, poor diet choices and exposure to the cold virus. Unfortunately there is no vaccine or cure for the cold, but you can stay healthier...

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CAREERS

Insurance Sales: The Ideal Midlife Career Change

October 31, 2018

Have you been in the working world for 20, 30 or even 40 years but feel stale, stuck or uninspired? It just might be high time to consider a career change. If you’ve been successful in the past...

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CARE TIPS

Titer Testing for your Pet - an Alternative to Routine Vaccine Boosters

October 26, 2018

Did your pet visit the vet this year? Responsible pet owners typically take their pets for annual checkups and to make sure their pets are protected from preventable diseases through vaccinations. Traditionally this would mean...

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COMBINED CULTURE

Celebrating Hispanic Heritage Month at Combined Insurance

October 11, 2018

Diversity and inclusion are much more than buzz words at Combined Insurance. They are core values that are realized in a concrete way through the company’s support of our Spanish-speaking customers and our employees who...

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CAREERS

Insurance Agent Marketing: Get Social to Build Your Business

September 21, 2018

Are you enjoying social media to stay up to date with friends and relatives, and maybe to find out what’s new with your favorite brands? Are you also...

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COMBINED CULTURE

US Army Experience Prepared Veteran for Success at Combined Insurance

September 05, 2018

Account Executive at Combined Insurance, Roneisha Ridley, learned early on in her 13 year career in the United States Army that systems and procedures work: they are designed by...

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SUPPLEMENTAL INSURANCE

Latinos and Life Insurance: A Population that Seeks Trust

September 03, 2018

September is an extra-special month for us here at Combined Insurance, because it invites us to celebrate two causes we care deeply about: Hispanic Heritage and Life Insurance Awareness. We celebrate the...

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CARE TIPS

Skills - Not just Pills - Help Treat these Common Chronic Conditions

August 31, 2018

One of my duties as a primary care physician is to help my patients treat and live with complicated illnesses like diabetes and cardiovascular disease. Over the years, I’ve learned that many patients hope they can...

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SUPPLEMENTAL INSURANCE

A Look at Today's Insurance Agent-as-Adviser

August 30, 2018

Insurance agents may have sales careers, but they're doing a lot more than selling. And even though they're acting as agents, they're doing a lot more than facilitating transactions. Sure, they work hard...

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COMBINED CULTURE

Combined Insurance Sponsors its First K9s For Cops

August 22, 2018

When Combined Insurance agent, William “Rhett” Jacobs, who lives in South Carolina, visited Chicago this past spring, artfully decorated dog statues adorning...

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HEALTHY EATING

Quick and Healthy Homemade Breakfast Ideas for Busy School Days

August 17, 2018

Nothing says “I love you” like a delicious, nutritious homemade breakfast to start your child’s day off right, but mornings can be super hectic making “homemade” the last thing on...

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COMBINED CULTURE

Combined Millennials Value Opportunity, Mentors and Culture: 5 Panelists Weigh In

July 19, 2018

Millennials will be roughly 75% of the USA workforce in 2025. No doubt, this age group is going to have a tremendous impact in the areas where they put their passion, time and energy. For the 3rd year in a row...

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CARE TIPS

New Study: Many Women with Breast Cancer can Forgo Chemotherapy

June 05, 2018

What a great way to start the summer! On June 3rd, the American Society for Clinical Oncology released news to make our sunny summer days even brighter. According to a long-term, federally-funded study...

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CARE TIPS

Learning About Scleroderma

June 01, 2018

June is Scleroderma Awareness Month. A serious autoimmune rheumatic disease, scleroderma affects about 300,000 Americans, and it has a mortality rate of...

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COMBINED CULTURE

Summer Internship Program Welcomes 14 New Interns for 2018

May 31, 2018

This summer, Combined Insurance is welcoming 14 talented students to its 2018 Summer Internship Program. The company successfully re-launched its summer internship program in 2015, and like the past 3 summers...

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CARE TIPS

Bringing Awareness to Lupus

May 24, 2018

Are you one of the two-thirds of the public who know little or nothing about Lupus? The Lupus Foundation of America is trying to change that through an awareness campaign...

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CARE TIPS

Seasonal Home Checkup: SUMMER

May 23, 2018

Summer is almost officially here! Every change of season can be a reminder to check in with your home to make sure it’s in tip top shape. Summer is an especially great time to focus on...

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HEALTHY EATING

Farmer’s Market Vegetable Soup

May 18, 2018

Since we know that every diet that works is low in sugar and high in fiber, a homemade pot of vegetable soup is a good time investment in the kitchen. Farmer’s market season is a great time to experiment with different vegetables...

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CARE TIPS

Avoid Being a Victim of Cybercrime

April 20, 2018

You’re more likely now more than ever to have your identity stolen1, either materially through discarded mail, for example, or digitally online. Identity theft occurs when someone steals your personal information like...

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CAREERS

Ready, Set, Sell: Chart Your Own Course As An Insurance Sales Agent

April 09, 2018

Insurance sales agents enjoy one of the most flexible jobs around. Because they’re naturally self-directed and highly motivated, they can decide how far they want to go and how they’re going to...

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SUPPLEMENTAL INSURANCE

3 Tips to Boost Your Employees’ Health Insurance Literacy

April 02, 2018

Your employees are healthcare consumers making their way through the post-healthcare reform marketplace. With each symptom, office visit and claim they’re learning how to manage their health, provider relationships...

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SUPPLEMENTAL INSURANCE

Debunked! The Top 3 Supplemental Insurance Myths

March 26, 2018

Does your family have supplemental insurance plans in their coverage portfolio? It’s always interesting to examine the reasons why not. Some people think insurance is just too complicated—fair enough. But that’s why you work with a trusted agent who...

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CARE TIPS

Injuries at the Workplace

March 16, 2018

Yes, workplace accidents are a thing. The top causes and tips to avoid them. Accidents aren’t part of the daily work grind. Yet, almost 3 million people...

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HEALTHY EATING

Fall in Love With These Inflammation-Fighting Foods

March 14, 2018

Inflammation is a popular buzzword because so many everyday things trigger it, from a twist on the playing field (swollen ankle) to a trip to the pizza joint (heartburn). But so can ongoing work stress, a smoking habit or an autoimmune condition like...

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SUPPLEMENTAL INSURANCE

Today's Employee Benefits Aren't One-Size-Fits-All

March 07, 2018

Today's most competitive benefits packages are customizable, offering a little something for everyone. They really have to be, considering there are now five generations in the American workforce. The idea that a company could offer...

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CAREERS

Women & Insurance: The Perfect Combination

February 28, 2018

To honor Women's History Month, we are taking a look at women and insurance. Whether they're making healthcare decisions for the family, purchasing insurance coverage or selling policies to customers in the community, women make up...

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CARE TIPS

Seasonal Home Checkup: SPRING

February 27, 2018

It may not seem like it, but spring is right around the corner. And with every new season comes an opportunity to check in with your most important investment - your home - to ensure its ready to meet...

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CARE TIPS

Health Benefits of Social Bonds

February 23, 2018

Whether or not you celebrated Valentine's Day or Galentine's Day, there is one thing that we can all celebrate this month: relationships. As human beings, relationships are essential for our overall wellbeing and survival. According to Harvard Health Publishing...

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HEALTHY EATING

Healthy Valentine's Day Treats for the Whole Family

February 12, 2018

It’s the season of love, and we want you to treat yourself and those you love. But this Valentine’s Day doesn’t have to be another sugar-filled and fake food fest. Make some of these treats...

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SUPPLEMENTAL INSURANCE

5 Ways to Help Millennials Decide for Supplemental Insurance

February 05, 2018

It's becoming more and more important for insurance agents to understand how to connect with-and sell to-Millennial consumers. By most accounts, Millennials are emerging as the most...

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CARE TIPS

National Organ Donor Day: Get On the List

February 02, 2018

Valentine's Day may feel a little like a Hallmark holiday, but the day marks more than the celebration of couples and their love. Since 1998, February 14th has also served as National Donor Day; an event started by the Saturn Corporation and its United Auto Workers...

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CARE TIPS

Women and Heart Disease: Control Your Risk

January 29, 2018

The reality of cardiovascular disease as the number one cause of death for women in the U.S. is staggering: heart disease kills a woman every 80 seconds. Conversely, it's believed education and lifestyle changes can prevent as much as

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CARE TIPS

Folic Acid Decreases Risk of Birth Defects –Are you Getting Enough?

January 22, 2018

January is National Birth Defects Prevention Month, and a great time to discuss the importance of getting enough folic acid. If you or someone you know is pregnant, we have an important message for you: Make sure you are getting enough folic acid to prevent...

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SUPPLEMENTAL INSURANCE

Rising Out-of-Pocket Healthcare Costs Build Case for Supplemental Coverage

January 19, 2018

Whether they enroll in major medical coverage through their employers or an ACA marketplace, many Americans today select plans with high deductibles. This might be a plan that’s defined by the IRS as a “high deductible health plan” or a traditional plan that offers...

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CARE TIPS

4 Reasons to Donate Blood This Year

January 12, 2018

Is “doing good” or “making a difference” on your 2018 resolution list? If so, consider donating blood during January, National Blood Donor Month, and throughout the year. According the American Red Cross, someone requires blood donation...

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SUPPLEMENTAL INSURANCE

The Top 3 Reasons Employers Offer Supplemental Insurance Plans

January 08, 2018

You’ve probably heard that more employers are offering supplemental insurance plans as part of a competitive benefits package. But do you know why? Accident, critical illness, cancer, disability and other voluntary plans...

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CARE TIPS

Annual Health Checklist: Start the Year with 4 Healthy Questions

January 05, 2018

If you’re a homeowner, you perform maintenance like changing furnace filters, replacing smoke detector batteries and adding salt to your water softener. Maybe you have a lawn or tree service to care for your property or possibly...

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HEALTHY EATING

The Skinny on Dietary Fats

December 28, 2017

Fats are confusing. Just 15 to 20 years ago, fat was a four-letter word and for health-minded folks, a super-limited dietary component. But the avoidance of all fats...

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COMBINED CULTURE

Grateful for a Year of Giving Back: Combined Insurance in the Community

December 22, 2017

This year, we are proud to share that we continued to live out our common purpose by giving back to communities where we live and work! We honored our founder, W. Clement Stone’s, philanthropic legacy and engaged in charitable endeavors...

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CARE TIPS

Everyday Winter Hazards: How to Stay Safe, Warm—and Covered

December 18, 2017

Love the winter? Great! Get out and enjoy the beautiful snow. Just be careful. Consider these stats...

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CARE TIPS

New Thoughts on Goal Setting

December 15, 2017

If you’re like well, almost anyone, at some point in your life you’ve proclaimed goals and resolutions for a new year. As January 1 approaches, many of us are making lists...

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CARE TIPS

On the Alzheimer’s Horizon

December 01, 2017

More than five million Americans are living with Alzheimer’s disease in 2017 and according the Alzheimer’s Association, that number could rise to 16 million by 2050. The disease kills more people than...

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SUPPLEMENTAL INSURANCE

A Competitive Benefits Package Includes Voluntary Supplemental Benefit Plans

November 29, 2017

Employers today are competing for top talent—and they can use a comprehensive employee benefits package to their advantage. That’s because top candidates understand the value of...

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CARE TIPS

Get Skin Savvy: It’s National Healthy Skin Month!

November 17, 2017

It’s November. Time to pull out your puffy jackets and fluffy scarves, right? Sure! November is also National Healthy Skin Month, so it’s also time for...

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COMBINED CULTURE

Military Veteran Finds Satisfaction in Helping His Clients Find the Right Combined Supplemental Insurance Policies

November 08, 2017

Whether serving his country or helping people choose the right supplemental insurance policies to suit their needs, the most satisfying part of Fred...

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CAREERS

From Massage Therapist to an Award Winning Agent: Keith Credits PMA

November 06, 2017

Sales success can start anywhere. Some of our very best agents come from backgrounds that may not seem conventional at first glance, but they do have one thing in common: Positive Mental Attitude (PMA).

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CAREERS

Personal Health Scare Fuels Insurance Agent’s Appreciation for Supplemental Insurance

October 25, 2017

When Combined Insurance agent Ryan was only 21 years old, he experienced a health scare that no 21-year-old ever expects: he had to undergo an unplanned open heart surgery. After undergoing...

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SUPPLEMENTAL INSURANCE

How to Boost the Perceived Value of Your Employee Benefits

October 12, 2017

Do you know what your employees really think about their benefits? While you keep track of benefit enrollment and participation trends, you might not know how valuable they actually are...

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CARE TIPS

Spotlight on Childhood Obesity: Your Questions Answered

October 02, 2017

In the U.S., obesity is the most common chronic disease of childhood, affecting 30% of children. “Baby fat” is adorable, but when a child two years old or older is overweight, there’s cause for concern. Excess body fat can be...

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CARE TIPS

Caring for Another? Care for YOU, too!

September 15, 2017

When you’re the primary caregiver for someone in need, everything seems urgent, except your own needs. But just like we’re instructed to don our own oxygen mask on an airplane before assisting those near us, as caregivers...

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CAREERS

From Professional Driver to Sales Agent: Recognizing Potential for Success at Combined Insurance

August 28, 2017

It’s not easy to predict who is going to be a great sales agent at Combined Insurance, but one thing we do know is that any agent who applies what they learn at our training, follows our system and puts in the hard work has a high probability of success. We are unique because...

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HEALTHY EATING

Diet and Productivity, Part 2: Office Eats

August 25, 2017

Did you know your brain consumes about 20% of your daily calories?1 Feed it well! Make sure the calories you consume come from foods that contain vitamins, minerals, and antioxidants that actually help your brain perform better. Anything less, and you just might...#

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CARE TIPS

How Much Water Do You Need?

August 21, 2017

For the last several years, it seems the answer to so many ailments is “Drink more water!” And while it’s certainly not a cure all, proper hydration is a wellness baseline that helps all the systems in our bodies function properly...

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HEALTHY EATING

Diet and Productivity, Part 1: School Days

August 14, 2017

As parents and caregivers, we want to help our kids do their very best. We want to spark new ideas, inspire creative adventures and ignite their intellectual curiosities. But they won’t get far without the right fuel for their brains and bodies...

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HEALTHY EATING

5 FAQs about the Paleo Diet

August 04, 2017

Some people call it the caveman diet, the primal diet, or the hunter-gatherer diet. But it’s actually not a diet at all. It’s a lifestyle that incorporates a diet of...

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SUPPLEMENTAL INSURANCE

Supplemental Insurance Plans That Can Help Fill Your Employer Health Plan Coverage Gaps

July 24, 2017

Managing healthcare dollars is a common challenge for many Americans. Your employees may need help paying their out-of-pocket medical expenses, both those going toward deductibles and coinsurance and those that don’t. That’s because major medical plans are not designed to cover...

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CAREERS

Combined Insurance Hosts 2nd Annual Employee Millennial Panel to Offer Advice to Summer Interns

July 21, 2017

Millennials will make up roughly 50% of the American workforce in 2020. And while individuals in every generation are unique, researchers have painted a broad picture...

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CARE TIPS

Pet Safety Tips for Summer Temps

July 14, 2017

You know the great feeling you get on the first real summer day, when the sun is shining and warm and all signs of winter have faded away? Well, have you noticed? Your pets feel it, too! Beautiful weather...

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CARE TIPS

8 Tips to Improve Your Memory

July 10, 2017

Have you ever walked into another room to get something and once you arrived, had no idea why you were there or what you needed in the first place? Or have you been at a social gathering and know you recognize a person across the room, but just can’t recall...

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CAREERS

New Graduates: Are you Unemployed or Underemployed? Consider Combined Insurance!

July 07, 2017

A recent report on the labor market outlook for young graduates paints a fairly bleak picture. Because of the Great Recession, young graduates have disproportionately elevated unemployment rates...

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CARE TIPS

Green Thumb or Not, Get Gardening!

June 28, 2017

Whether it’s the feel of the earth in your hands or the warm sun on your back, when it comes to benefits, gardeners get them in spades. And one of those...

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CARE TIPS

Safe at Work

June 16, 2017

Fitting a job to person, otherwise known as ergonomics, can decrease musculoskeletal disorders such as carpal tunnel syndrome, trigger finger, tendinitis, rotator cuff injuries and low back injuries. In honor of National Safety Month, Supplementally Speaking is sharing tips...

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COMBINED CULTURE

Bienvenidos to Our New Latino Facebook Page!

June 12, 2017

We are pleased to announce that we just launched a new Combined Insurance Latino Facebook page! Spanish speaking or not, we hope all of you will stop by and like our page and comment on and share our posts. While our Latino page will be similar to our Corporate Facebook page...

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CARE TIPS

Volunteer! It's good for you!

June 02, 2017

Are you among the 62.6 million Americans who donated a total of 7.9 billion volunteer hours during 2015? If so, you may be surprised to learn that not only did you do good work that benefitted those in need or a cause...

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CAREERS

Combined Insurance Renews Statement of Support (SoS) to National Guard and Reserve

May 19, 2017

Combined Insurance recently welcomed Illinois Chair of the Employer Support of the Guard and Reserve (ESGR), Mr. Ron Bacci, to our office to preside over the Statement of Support (SoS) signing ceremony with our President, Brad Bennett. By signing the SoS, we reaffirmed our ongoing commitment...

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CAREERS

PSA for Millennials Still Searching - Consider Combined Insurance!

May 15, 2017

Ana is a successful, motivated, bilingual, Millennial sales agent working in southeastern United States, and she has a message for her peers still looking for a meaningful career: Consider being an agent at Combined Insurance!

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CARE TIPS

Stress Less Through Prayer and Meditation

May 12, 2017

We all experience stress some time or another. And we know that chronic stress has a negative impact on our physical and mental health. Are we doing enough to manage it?

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COMBINED CULTURE

Concern for Customers and “Unlimited” Energy Fuel this Agent’s Success

May 05, 2017

A little over a year ago, award winning Combined Insurance agent, Deborah Quaglietta, was squeezing in only a couple of hours of sleep during the early morning hours between her late night waitressing job and her early morning casino gig.

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CARE TIPS

Sunlight and Your Health

April 28, 2017

Spring has sprung, and summer’s on its way. We can finally get outside and start soaking in some sunshine. When enjoyed in moderation and with some common sense, sunlight is great for your health! Here are 5 reasons...

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CARE TIPS

6 Secrets to a Great Night’s Sleep

April 28, 2017

While sleep needs are individual, the National Sleep Foundation (NSF) recommends 7-9 hours of sleep for most adults. Even if we’re snoozing for “long enough,” many of us feel our sleep itself isn’t quite...

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CARE TIPS

Aging is Inevitable—Do Your Mind Right

April 25, 2017

If you’re near or in your 40’s, you’ve likely felt occasional forgetfulness. “What did I come in this room to get? What’s that guy’s name again? What else did I need at the store?” While not knowing the answers to...

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CARE TIPS

Rock Your Workout with the Right Jams

April 24, 2017

Spring has sprung and if you weren’t already hitting the outdoors for your workout, now’s a good time to start! Ditch the treadmill and head out for some rejuvenating fresh air and vitamin D. And when you do, think about how the tunes in your ears power your body, allowing for max impact from your workouts.

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CAREERS

Advice from Young, Talented Agent: Be Unstoppable

April 11, 2017

Millennial insurance agent Sarah Marker would make our founder, W. Clement Stone, proud. She is a prime example of someone who has taken his success principles to heart and has used them to succeed at Combined Insurance...

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HEALTHY EATING

Let’s Dish! 17 Food Trends for 2017

April 06, 2017

Predicting which foods and cuisine-related trends will take hold is, in all honesty, a little bit of a crapshoot. There’s a lot that goes into the making of predictions, be it culinary vision or marketing department direction. But if you’re a lover of...

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CAREERS

Baby Boomers and Millennial Sales Agents at Combined Insurance-More Alike than Different

March 13, 2017

There’s a lot of talk these days about generational differences between Baby Boomers and Millennials in the workplace-and in general. As talent acquisition professionals, we know it’s important to understand generational differences in our candidates, so we interviewed two of our exceptional employees, a Millennial and a Baby Boomer, to see how different (or similar) these two...

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CARE TIPS

The Heart-Healthy Office: Moving Your Way to Wellness

March 08, 2017

Many of us clock in upwards of 40 hours of work each week. That’s a significant amount of time, especially if you spend most of it sitting at conference tables, at lunch tables, or at your desk, hunched over the keyboard with furrowed brows and stiff shoulders. And you’re probably sitting in the car, train, or bus on your way to and from work—and you can’t wait...

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CARE TIPS

Zika Travel Warnings 2017: What You Need to Know Now

March 06, 2017

Zika took over the news headlines just over a year ago, and a few infected areas have grown into many, including some closer to home. With spring break...

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CARE TIPS

The Heart-Healthy Office: De-Stress Your Way to Wellness

March 01, 2017

Deadlines, high expectations, a heavy workload, chatty co-workers, office politics…it’s no mystery why the very thought of work makes some people feel stressed. Stress is a part of life—and it’s a big part of today’s workplace. But don’t let that stress you out...

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CARE TIPS

The Heart-Healthy Office: Care Tips for Eating Your Way to Wellness

February 28, 2017

Doesn’t it seem like, despite our best efforts at home, the office environment puts us face-to-face with endless opportunities to consume junk food—and it’s...

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CARE TIPS

Raise Your Rare Diseases Awareness

February 24, 2017

Started as a European campaign to raise public awareness of rare diseases and their impact on patients and their families, Rare Disease Day has become a global phenomenon with over 80 participating countries. It is celebrated toward the end...

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CAREERS

The Ace-Your-Interview Checklist

February 21, 2017

Congratulations! You’re scheduled for a job interview! The recruiter saw something he or she likes and wants to learn more about you and all the marvelous...

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CAREERS

Q&A With Top Recruiter, Mallory Mayhall

February 14, 2017

It’s not easy to be the Number One Recruiter at Combined Insurance! So when Mallory did just that two years in a row, we had to find out what drives her to...

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CARE TIPS

Perfect Your Kiddo’s Pearly Whites

February 08, 2017

If you’re like most parents, you’ve heard the whines of protest from young kids when giving them a gentle reminder about brushing their teeth. As parents...

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SUPPLEMENTAL INSURANCE

Just In Case: 7 Steps to Make the Claims Process Easier

February 03, 2017

Dealing with the aftermath of an illness or injury is both physical and financial. While you’re receiving treatment and getting healthy, you may incur new...

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CAREERS

Q & A With One of our Up-and-Coming Sales Agents, Tara

January 25, 2017

We had the pleasure of talking with Tara, one of our successful sales agents on the west coast. She’s having a wonderful experience working at Combined...

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CARE TIPS

During Thyroid Awareness Month Consider These 4 Points

January 03, 2017

It’s hard to imagine a tiny little gland inside your neck could have so much impact on overall health, but it does...

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CAREERS

Q & A With One of our Talented Millennial Sales Agents, Jean-Carlo

December 20, 2016

We caught up with one of our young agents on the east coast, Jean-Carlo, to find out what drives him to be so successful at Combined Insurance. Jean-Carlo...

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CAREERS

How to Optimize Your Time at Career Fairs

December 15, 2016

With so many companies and so many job seekers in one place, it’s important to do everything you can to stand out from the crowd so you can connect with the...

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COMBINED CULTURE

During this Season of Thanksgiving, We Truly Appreciate our Policyholders and Employees

November 22, 2016

Thanksgiving reminds us to take a moment to reflect on the things we are thankful for and to share our gratitude with those around us who make our lives...

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CARE TIPS

November: Lung Cancer Awareness and Pancreatic Cancer Awareness Month

November 17, 2016

Combined, lung and pancreatic cancers affect nearly 275,000 people in America each year. Nearly 225,000 of those cases are cancers of the lung. Lung and...

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COMBINED CULTURE

Spotlight on Director of Training, Glenn Elmore, US Navy Veteran

November 07, 2016

At Combined Insurance, we are proud to support our Veterans! This Veteran’s Day, we are focusing on one of our outstanding Veteran employees, Glenn Elmore...

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CARE TIPS

Stay Prescription Safe

October 24, 2016

According to the Food and Drug Administration (FDA), they’ve received nearly 30,000 reports of medication errors since 1992, an amount which represents...

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COMBINED CULTURE

Combined Insurance Team Walks with the JDRF Foundation

October 12, 2016

Combined Insurance is a proud sponsor of the 2016 Juvenile Diabetes Research Foundation (JDRF) One Walk at Montrose Harbor in Chicago—an event we’ve...

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COMBINED CULTURE

Introducing Our New Instagram Page

October 04, 2016

For 94 years, Combined Insurance has grown to be a leader in supplemental insurance, but just because we’re old doesn’t mean we’re behind the times...

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COMBINED CULTURE

Hispanic Heritage Month—Being a Latina Millennial at Combined Insurance

September 26, 2016

During National Hispanic Heritage Month, I’d like to take a moment to recognize the unique contributions Latinos make to the American culture...

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CARE TIPS

Relieve Pain Naturally

September 07, 2016

If you follow the news, then you know opioid addiction is nothing short of an epidemic. And while there are certainly countless patients who require pain...

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COMBINED CULTURE

COMBINED CULTURE

August 31, 2016

Combined Insurance employees and their guests got out of the office a little early Thursday for a round of golf at the Old Orchard Country Club, located in...

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CAREERS

Combined Insurance Hosts Millennial Panel Discussion and Networking Event

August 17, 2016

We asked: What makes millennials tick in the workplace?

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SUPPLEMENTAL INSURANCE

Voluntary Benefits: Convenient, Cost-Effective Options for Employees Peace of Mind

July 18, 2016

Consider offering supplemental insurance. Employees perceive supplemental insurance as a...

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COMBINED CULTURE

Combined Insurance Salutes the Heroes Behind the Heroes

July 08, 2016

There are all kinds of heroes. Obvious ones, like those who provide our first defense when our life or liberty is at risk, protect the public...

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CARE TIPS

Spine Anatomy 101: How the Spine Can Cause Back Pain

June 14, 2016

Learning about spinal anatomy is important because it may help you better understand what is going on, and it will help you communicate more effectively with...

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COMBINED CULTURE

Mr. Stone's Passion for Training Carried out Today

May 31, 2016

Today we embrace his philosophy, infusing his time-tested strategies into today’s agent training program.

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COMBINED CULTURE

Spotlight on Joseph Pennington, National Military Program Manager for Combined Insurance

May 03, 2016

Retired Seabee, Joseph Pennington, has a new mission as the National Military Program Manager: to help Reservists, retired military Veterans and military...

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COMBINED CULTURE

Combined Insurance and the Jason McKie Foundation Partner to Help Military Veterans

April 26, 2016

But his dad never failed to remind him that real heroes wear badges and uniforms and risk their lives keeping Americans safe: heroes like police officers,...

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CARE TIPS

Stop Stressing Already: 4 Tips to Manage Stress

April 15, 2016

We’ve all read the articles: stress makes us sick, stress impacts our relationships and the workplace is more stressful than ever. And all that stress takes...

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CARE TIPS

Honoring 2016 National Autism Awareness Month

April 11, 2016

Autism Spectrum Disorder (ASD) describes developmental disabilities that manifest in the way people socialize, communicate and behave. It has become so...

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CARE TIPS

Diabetes Awareness Month: What You Need to Know

November 02, 2020

10.5% of the American population suffers from diabetes, and it is the 7th leading cause of death in the U.S.

Daibetes Awareness Month:What you need to know

COMBINED CULTURE

Passion for Customer Service and Team Support Fuels our Policyholder Service Center Members

March 22, 2016

Combined Insurance employees are welcome to visit us at our downtown location-just don’t come on a Monday or Tuesday.

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CARE TIPS

Endometriosis Affects 176 Million Women Worldwide A Closer Look During Endometriosis Awareness Month

March 15, 2016

Pelvic pain. Severe menstrual cramps and flow. Bowel or bladder discomfort. Nausea or vomiting. Infertility. For the 176 million women worldwide who have...

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CARE TIPS

Stand Up For Your Health

January 29, 2016

Sitting down feels so good—how can it be dangerous? It’s been long understood prolonged sitting is detrimental to our health and with sedentary jobs...

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CARE TIPS

4 Thyroid Dysfunctions to be Aware of During Thyroid Awareness Month

January 25, 2016

That’s what it would be like for your body to function without the small, butterfly-shaped thyroid gland that sits just below your Adam’s apple. Just like an...

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CAREERS

7 Tips for Building a Successful Career

January 11, 2016

While some may find this to be a bit too idealistic, it drives home the importance of enjoying and finding meaning in what you do every day to support...

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CARE TIPS

This Year Resolve to Get Enough Folic Acid

January 06, 2016

The National Birth Defects Prevention Network promoted Folic Acid Awareness Week, January 6-10, 2016, in an effort to raise awareness of consuming enough...

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CARE TIPS

Four Tips For a Fun-Filled Holiday With your Pet

December 08, 2015

Studies show that pets can improve people’s emotional, mental and even physical health. Dog ownership has been associated with lowering the risk of...

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CARE TIPS

What it Takes to “Quit Like a ChampionTM”

November 25, 2015

3 Combined Insurance Employees Share their Stories about Kicking the Habit

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“Do the right thing because it's the right thing to do ”

W. CLEMENT STONE, FOUNDER