
13 Interesting Facts about Breast Cancer Awareness Month
October 27, 2020
This year over 300,000 people will be diagnosed with breast cancer.

Committed to Growth During the Pandemic: Financial Stress and COVID
October 22, 2020
A recent Chubb survey found the majority of Americans (68%) said they were concerned about the financial well–being of themselves and their families.

What (not) to Say to Someone with Breast Cancer
October 22, 2020
This year over 300,000 people will be diagnosed with breast cancer.

Pumpkin Bars and Playing in the Leaves: Traditions Worth Making
October 12, 2020
I grew up in a very large family in an average sized house.

From Awareness to Action: October Focuses on Breast Cancer
October 06, 2020
October is Breast Cancer Awareness Month, an annual campaign to raise money and awareness of this potentially devastating disease.

Cancer Insurance: What You Need to Know
October 06, 2020
Cancer is second only to heart disease as the leading cause of death in the U.S.—and is projected to...

Time for the Great Pumpkin!
September 29, 2020
Everywhere you go this time of year, friends, family and coworkers say things like, “It’s pumpkin season!”

10 Tips for Overcoming Back to School Stress
September 16, 2020
Committed to Growth During the Pandemic

10 Practical Tips for a Successful eLearning Experience
September 10, 2020
There are many ways that the coronavirus has changed our daily lives. Online learning is one of them.

Life Insurance: Is it for you?
September 08,2020
It’s too expensive. I really don’t need it. It’s difficult to obtain. I can’t figure out what’s best for me. I don’t want to think about this subject at all. These are some of the most common concerns...

Five Ways You Can Improve Your Home Network
September 08, 2020
Our home network has proven to be essential these days in our eLearning and work-from-home environment.

Responsible Adulting and Life Insurance
August 29, 2020

Concussion Awareness Helps Keep You in the Game
August 28, 2020
Sport season is here for those who are lucky enough to be able to play during this pandemic.

Committed to Growth During the Pandemic: Summer eInternships at Combined Insurance
August 20, 2020
During the unprecedented times brought on by the global pandemic, it has been quite complex adjusting to the “new normal."

A Healthier Lifestyle- Where to Start?
August 10, 2020
How do you live a healthy life? This is a common question that leads to many different conversations and conclusions. Everyone seems to have an opinion on what a healthy lifestyle means. We live in a society that...

Committed to Growth During the Pandemic: Become an Expert at Working from Home
August 10, 2020
Dr. Elizabeth Lombardo reacts to a recent Chubb survey of Americans working from home with 6 tips

Show Employees you Have their Backs: Offer Accident Insurance
July 21, 2020
You want your employees to know you have their backs when things get tough.

Summer Fun with Fruit: Diabetes-Friendly Desserts
July 14, 2020
Monitoring sugar intake is a challenge for the 29.1 million Americans with diabetes. Nutrition labels are confusing with differing names and titles used to represent the kinds of sugar and sweeteners that elevate blood sugar; things like...


The Science Behind HIIT
July 09, 2020
If you’re into fitness at all, you’ve likely heard the buzz over recent years regarding high intensity interval training (HIIT). In these workouts, participants take part in repeated, brief rounds of high-effort exercise...

Shining a Light on Post-Traumatic Stress Disorder
June 27, 2020
And while most people recover and move on, people who suffer from post-traumatic stress disorder (PTSD) struggle to return to “normal” for months or years...

Men’s Health Month: How to Beat Men’s Top 8 Health Threats and Stay Alive
June 25, 2020
The average life expectancy for men in the United States is 76 years old, five years less than for women. Why is this?

Growing in Adversity: Reaching and Serving Customers in the New Normal
June 23, 2020
For nearly 100 years, Combined Insurance has focused on helping people when they need it most.

National Men’s Health Week: 5 Healthy Habits for Men
June 15, 2020
5 Healthy Habits Men Should Adopt to Lead a Healthier Life

Critical Care Insurance: What You Need to Know
June 09, 2020
Critical illnesses can negatively impact the financial health of individuals and families—even those with health insurance. That’s what makes critical illness insurance a popular form of supplemental coverage...

Boom, Sizzle, Celebrate: Family Fireworks Safety Tips
June 04, 2020
Social distancing may mean more people than ever before will be conducting their own fireworks shows this Independence Day.

Melanoma Awareness Month
May 20, 2020
May is Melanoma Awareness month, a time to draw attention to melanoma - a form of cancer that is usually found on the skin.

Committing to Growth During the Pandemic: Building Resilience
May 13, 2020
We are excited to continue our blog series about staying committed to growth during the pandemic.

Ways to Stay Safe and Healthy All Summer Long
May 11, 2020
It’s more important than ever to listen to our experts and do what we can to be our healthiest selves.

Voluntary Benefits can Offset Employees’ Financial Consequences of Medical Emergencies and Major Illnesses
May 05, 2020
It’s no secret that the rising costs of healthcare are a persistent concern for both employers and employees. Corporate and individual healthcare consumers are exploring new ways...

To Buy Organic or Not?
April 23, 2020
Organic foods can skyrocket your grocery bill, but do you need to buy all organic? Maybe not. Learn more in our latest post...

5 Self-Care Changes for Earth Day 2020
April 22, 2020
Each year, April 22nd marks the birth of the modern day environmental movement. On that day in 1970, 20 million Americans rallied from coast to coast, shedding light on growing environmental concerns and the organization needed for change. By 1990...

The Dark Side of Multitasking
April 15, 2020
Have you ever tried to manage a phone call while continuing to work? How did that work out for you? The fact is, while many of us tout our superhuman multitasking skills, they’re nothing to brag about. Only 2 percent of the population can claim...

Committing to Growth During the Pandemic: Eating Smarter to Reduce Cancer Risk
April 14, 2020
We can choose to use this time of social isolation and uncertainty in a positive way, to strive to emerge stronger and healthier.

Committing to Growth During the Pandemic: Managing Stress
April 09, 2020
Here at Combined Insurance, we take having a Positive Mental Attitude seriously.

4 Veggie Powerhouses that Boost Immunity
April 06, 2020
We are being urged by health officials to practice social distancing, wash our hands more often and avoid touching our eyes, nose and mouth during this current

Common Anxiety Disorders Explained
March 31, 2020
If you’ve ever felt stressed – and let’s face it, if you’re human, you have – you’ve experienced anxiety. But for 40 million Americans or about 18 percent of the population, anxiety becomes intense or excessive and...

Bathroom Closet Cleanout
March 27, 2020
If there's one storage area in your home that gets neglected, it's your closets - it's so easy to simply shut the door and pretend the clutter isn't there. Today we're discussing the bathroom variety, to ensure you and your family...

5 Healthy Reasons to Celebrate Having More Time with your Pet
March 25, 2020
As a silver lining to the stressful headlines today, here are five reasons to give your furry friend a little extra appreciation..



27 Stress Relievers that Don’t Break a Sweat
March 16, 2020
One of the most popular and effective forms of stress release is exercise: it can improve your mood, pumps up your endorphins and takes your mind off whatever is stressing you at the moment. But what do you do when...


Find Career Stability in the Supplemental Insurance Industry
February 27, 2020
Some of the best insurance agents I know love their careers partly because of the exciting rush that comes with helping customers purchase policies that best fit their needs, which then can help...

Managing the Cost of Cardiovascular Disease
February 24, 2020
Nearly one out of two adults in the United States has at least one risk factor for developing cardiovascular disease.

Heart Health Month: Dogs Matter Too!
February 12, 2020
It’s National Heart Health Month, and it’s the perfect time to think about not only your own heart health, but the heart health of our beloved dogs.

Millennials as Sales Agents: Embracing their Entrepreneurial Spirit
February 07, 2020
One theme that stands out prominently is that as a group, millennials are entrepreneurial. In fact, a study done by Bentley University found that only 13%...
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5 Things to Love about Being an Insurance Sales Agent
February 03, 2020
We may be a little biased in the recruiting department at Combined Insurance, but we think choosing a career in insurance sales is a great idea! Anyone...a

Celebrating Insurance Careers Month
January 29, 2020
February is Insurance Careers Month, and here at Combined, we are reflecting on the limitless possibilities and the value of insurance careers. Combined Insurance has a vibrant history that...

The Power of Medical Genetic Testing
January 24, 2020
If you knew there was an increased chance you’d develop diabetes or cancer in the near or distant future, what would you do now to mitigate the effects of the disease? Or, what if you knew a certain drug wouldn’t work as well...

'Tis the Season to Supplement Your Health Coverage
January 07, 2020
The holidays are over, and open enrollment season is wrapping up. You’ve selected your major medical plan and 2020 is off to a great start. But don’t...

A Look at How we Gave Back in 2019
December 11, 2019
Our founder, W. Clement Stone, had a vision to make the world a better place.

Boost your Employer Brand with Voluntary Benefits and Improved Communication
December 09, 2019
In this tight labor market, businesses need to go the extra mile to attract the best talent. The unemployment rate in October 2019 was at 3.6%...

Gluten Free Treat Ideas for the Holidays
December 03, 2019
Trying to avoid gluten this holiday season? So many people are intolerant of or sensitive to gluten and for health reasons, need to steer clear of...

The Importance of Supplemental Insurance for Offsetting Rising Costs
November 18, 2019
Millions of Americans are carefully considering their comprehensive health insurance options as Open Enrollment is occurring around the country. Whether you...

Healthier Lifestyle and Disability Insurance Can Ease Impact of Heart Disease
November 15, 2019
The numbers are stunning: Nearly one in two adults in the United States carry at least one major risk factor for heart disease. Are you one of them?

Diabetes Awareness Month: What You Need to Know
November 06, 2019
9.4% of the American population suffers from diabetes, and it is the 7th leading cause of death in the U.S. Diabetes manifests as type 1 or type 2, but most people have...

Tips and Recipes for a Healthier Thanksgiving
November 05, 2019
Traditional Thanksgiving foods are naturally good for you. Fresh cranberries, sweet potatoes, squash, carrots and other root vegetables are packed with fiber...

Breast Cancer Survivors with Complications Experience Related Out-Of-Pocket Expenses Years after Diagnosis
October 25, 2019
Cancer treatment is more effective than ever, which is great news for the approximately 38% of men and women who will be diagnosed with cancer sometime in their lifetime. But, these advances come with a high price tag...

Easing the Financial Burden of a Cancer Diagnosis
October 01, 2019
Although the overall rate of cancer deaths is declining in the United States, a cancer diagnosis can have a devastating effect on patients’ finances...

6 Ways a Cancer Diagnosis Can Derail Patients' Finances
October 01, 2019
If there is any good news about cancer, it’s that the overall cancer death rate in the United States is declining. The bad news? The total associated personal cost of a cancer diagnosis is...

Flu Prevention: What you Need to Know
September 17, 2019
As summer winds down and we settle back into a fall routine, the seasonal shift is a good time to revisit awareness around flu prevention. Flu season can...

Study Confirms Importance of the Flu Vaccine
September 17, 2019
A common question I get around this time of year from my patients is whether or not I think they should get flu shots. The short answer is yes. I’ve always encouraged my patients...

10 Tips for School Year Safety
August 29, 2019
No matter how old your kids are, there’s nothing crazier or more chaotic than the month school starts. Lists of supplies are endless, they’ve grow out of clothes and shoes, their hair needs a trim, and the whole family needs a refresh on school routines...

Disability Insurance for More Peace of Mind
August 12, 2019
26% of Americans are living with a disability and are dealing not only with the physical and mental ramifications, but also with the financial fallout of not b

Combined Insurance Hosts 4th Annual Millennial Panel Development Session for Summer Interns
July 31, 2019
Every May marks the beginning of a new intern season at Combined Insurance

Do I Need Supplemental Coverage? The 3 Questions to Ask
July 29, 2019
Answering this question is not easy, but it’s worth taking the time now, before you need it, to decide if it’s right for you. Assessing your needs and identifying the right blend of supplemental insurance coverage is highly personal...

Culturally-Inspired Recipes Help Celebrate International Culture at Combined Insurance
July 22, 2019
This month we are showcasing our Combined culture, sharing the collective values of our employees, how we give back to the diverse communities where we live and

How to Make a Splash in Your Summer Internship
July 08, 2019
If you’re polishing your dress shoes—and your resume—for a summer internship, congratulations! You’re about to embark on an adventure that’s guaranteed to make an impact on your career. An internship provides...

Military Veterans Enrichen Combined Insurance in the Corporate Offices and in the Field
July 03, 2019
This month we are shining a spotlight on our company culture and inviting our readers to learn more about what’s important to our employees, the priority we put

3 Simple Summer Bites
July 02, 2019
There’s nothing like the easy visits and enjoyable entertaining that summer ushers in.
Chico Dennis Credits PMA and Hard Work for Over 60 Years of Success at Combined Insurance
June 19, 2019
Read this Article

Drug-Induced Nutrient Deficiencies Could be Depleting your Health
June 11, 2019
Men’s Health Month is here, and it’s a great reminder to take a deeper look into factors we can control to promote a healthier lifestyle both for both men and w

Awareness is Key for Avoiding and Treating Lyme Disease
June 03, 2019
With tick season in full spring swing, it’s time to think about protecting your family members—including your pets—from ticks and Lyme disease.

Culturally-Inspired Recipes Help Celebrate International Culture Day at Combined Insurance
May 21, 2019
Ready to take your summer salads up a notch? Efrain Montoya, graphic designer at Combined Insurance with a Mexican heritage, shares his love of jicama and his family’s jicama salad recipe...

Pet Insurance: Is it Right for You?
May 15, 2019
If you’re like most pet owners, you consider your pets to be family, and you’d stop at nothing to make sure they are healthy and happy. No pet parent wants to think about it, but it’s important that you have a plan to deal with expensive vet bills...

Don’t Ignore the Signs and Symptoms of Sleep Apnea
April 26, 2019
We may like to kid around with our family members or roommates who keep us up at night with their snoring, but for some people it really is no...

Cancer Control Month: A Look at Cancer News
April 17, 2019
Slowly but surely, cancer death rates in the United States are declining for men, women and children. In 2018, America’s biopharmaceutical companies were...

5 Considerations to Reduce your Cancer Risk
April 03, 2019
Cancer is everywhere. Nearly everyone has a friend or loved one who has suffered –or is suffering—with the condition. And no matter how healthy we think we may be, the numbers...


3 Retention-Boosting Employee Benefit Best Practices
March 20, 2019
Eighty seven percent of employers say that improving retention is a critical priority for their organization. Here, we’ll take a look at 3 ways forward-thinking companies are strengthening their retention efforts...


A Look at Women in Insurance to Honor Women’s History Month
March 08, 2019
Women’s History Month celebrates the achievements of women throughout U.S. History, and presents a great opportunity to celebrate...

Teens Can Feel Good About Napping
March 01, 2019
Does your teen love taking naps? With intense sports practices, piled-on homework and altered circadian rhythms, many teens take naps as soon they get home from school, attend practice and do homework, and then fall asleep...

Sweeten Up Your Valentine’s Day with Heart-Healthy Desserts
February 14, 2019
If you’re like many Americans, you’re concerned about your triglycerides, cholesterol, sugar levels or waistline—or all of the above. But you enjoy a sweet...

Celebrating Insurance Careers Month at Combined Insurance
February 13, 2019
We are pleased to participate in the 4th annual Insurance Careers Awareness Month, an awareness event to support the Insurance Careers Movement. We believe what we do here...

21 Questions to Ask your New Primary Care Doctor
February 06, 2019
Time for a new doctor? Maybe you’ve moved, or your insurance changed, or things just don’t feel right between you and your doctor anymore. It’s important to take the time to find a doctor who has the right qualifications, experience, and...

The 5 Soft Skills Insurance Agents Need to Master
February 04, 2019
Selling supplemental insurance is really selling “peace of mind.” Making money is great—think uncapped income!—but the work is first and foremost about helping people protect their livelihood in the case of the unexpected. In fact...

5 Health Reminders in Honor of National Birth Defects Prevention Month
January 25, 2019
January is National Birth Defects Prevention Month, and this year’s theme is “Best for you. Best for Baby.” Every 4 ½ minutes, a baby is born with a birth defect in the United States, so Supplementally Speaking is joining with leading prenatal health experts...

Certified Trainer Shares Back to Basics Healthy Weight Advice
January 16, 2019
Employees at Combined Insurance have been invited to participate in their parent company, Chubb’s, “Team up to Slim Down” healthy weight loss challenge. With some great prizes on the table, Supplementally Speaking spoke to...

Winter Workout Blues? Here’s How to Stay Toned While Staying Inside
January 04, 2019
Have you made improving your fitness a goal for 2019? One secret to keeping this resolution is to set yourself up for success by giving yourself lots of options for working out, no matter what...

5 Tips for a Fun and Stress-Free Holiday with your Pet
December 20, 2018
Are you one of the 68% of Americans who owns a pet? Yes, they can add a little work to your daily routine, but they give back plenty in return. Studies show that pets can improve people’s emotional, mental and even...

Opportunity Knocks: Improve Your Resume In 2019
November 26, 2018
When was the last time you updated your resume? The job market is always changing, and you never know when the next great opportunity might come along. Don’t let...

Favorite Home Remedies for Colds
November 08, 2018
With the hustle, bustle and extra socializing that comes with the holiday season, comes more stress, fatigue, poor diet choices and exposure to the cold virus. Unfortunately there is no vaccine or cure for the cold, but you can stay healthier...

Insurance Sales: The Ideal Midlife Career Change
October 31, 2018
Have you been in the working world for 20, 30 or even 40 years but feel stale, stuck or uninspired? It just might be high time to consider a career change. If you’ve been successful in the past...

Titer Testing for your Pet - an Alternative to Routine Vaccine Boosters
October 26, 2018
Did your pet visit the vet this year? Responsible pet owners typically take their pets for annual checkups and to make sure their pets are protected from preventable diseases through vaccinations. Traditionally this would mean...

Celebrating Hispanic Heritage Month at Combined Insurance
October 11, 2018
Diversity and inclusion are much more than buzz words at Combined Insurance. They are core values that are realized in a concrete way through the company’s support of our Spanish-speaking customers and our employees who...

Insurance Agent Marketing: Get Social to Build Your Business
September 21, 2018
Are you enjoying social media to stay up to date with friends and relatives, and maybe to find out what’s new with your favorite brands? Are you also...

US Army Experience Prepared Veteran for Success at Combined Insurance
September 05, 2018
Account Executive at Combined Insurance, Roneisha Ridley, learned early on in her 13 year career in the United States Army that systems and procedures work: they are designed by...

Latinos and Life Insurance: A Population that Seeks Trust
September 03, 2018
September is an extra-special month for us here at Combined Insurance, because it invites us to celebrate two causes we care deeply about: Hispanic Heritage and Life Insurance Awareness. We celebrate the...

Skills - Not just Pills - Help Treat these Common Chronic Conditions
August 31, 2018
One of my duties as a primary care physician is to help my patients treat and live with complicated illnesses like diabetes and cardiovascular disease. Over the years, I’ve learned that many patients hope they can...

A Look at Today's Insurance Agent-as-Adviser
August 30, 2018
Insurance agents may have sales careers, but they're doing a lot more than selling. And even though they're acting as agents, they're doing a lot more than facilitating transactions. Sure, they work hard...

Combined Insurance Sponsors its First K9s For Cops
August 22, 2018
When Combined Insurance agent, William “Rhett” Jacobs, who lives in South Carolina, visited Chicago this past spring, artfully decorated dog statues adorning...

Quick and Healthy Homemade Breakfast Ideas for Busy School Days
August 17, 2018
Nothing says “I love you” like a delicious, nutritious homemade breakfast to start your child’s day off right, but mornings can be super hectic making “homemade” the last thing on...

Combined Millennials Value Opportunity, Mentors and Culture: 5 Panelists Weigh In
July 19, 2018
Millennials will be roughly 75% of the USA workforce in 2025. No doubt, this age group is going to have a tremendous impact in the areas where they put their passion, time and energy. For the 3rd year in a row...

New Study: Many Women with Breast Cancer can Forgo Chemotherapy
June 05, 2018
What a great way to start the summer! On June 3rd, the American Society for Clinical Oncology released news to make our sunny summer days even brighter. According to a long-term, federally-funded study...

Learning About Scleroderma
June 01, 2018
June is Scleroderma Awareness Month. A serious autoimmune rheumatic disease, scleroderma affects about 300,000 Americans, and it has a mortality rate of...

Summer Internship Program Welcomes 14 New Interns for 2018
May 31, 2018
This summer, Combined Insurance is welcoming 14 talented students to its 2018 Summer Internship Program. The company successfully re-launched its summer internship program in 2015, and like the past 3 summers...

Bringing Awareness to Lupus
May 24, 2018
Are you one of the two-thirds of the public who know little or nothing about Lupus? The Lupus Foundation of America is trying to change that through an awareness campaign...

Seasonal Home Checkup: SUMMER
May 23, 2018
Summer is almost officially here! Every change of season can be a reminder to check in with your home to make sure it’s in tip top shape. Summer is an especially great time to focus on...

Farmer’s Market Vegetable Soup
May 18, 2018
Since we know that every diet that works is low in sugar and high in fiber, a homemade pot of vegetable soup is a good time investment in the kitchen. Farmer’s market season is a great time to experiment with different vegetables...

Avoid Being a Victim of Cybercrime
April 20, 2018
You’re more likely now more than ever to have your identity stolen1, either materially through discarded mail, for example, or digitally online. Identity theft occurs when someone steals your personal information like...

Ready, Set, Sell: Chart Your Own Course As An Insurance Sales Agent
April 09, 2018
Insurance sales agents enjoy one of the most flexible jobs around. Because they’re naturally self-directed and highly motivated, they can decide how far they want to go and how they’re going to...

3 Tips to Boost Your Employees’ Health Insurance Literacy
April 02, 2018
Your employees are healthcare consumers making their way through the post-healthcare reform marketplace. With each symptom, office visit and claim they’re learning how to manage their health, provider relationships...

Debunked! The Top 3 Supplemental Insurance Myths
March 26, 2018
Does your family have supplemental insurance plans in their coverage portfolio? It’s always interesting to examine the reasons why not. Some people think insurance is just too complicated—fair enough. But that’s why you work with a trusted agent who...

Injuries at the Workplace
March 16, 2018
Yes, workplace accidents are a thing. The top causes and tips to avoid them. Accidents aren’t part of the daily work grind. Yet, almost 3 million people...

Fall in Love With These Inflammation-Fighting Foods
March 14, 2018
Inflammation is a popular buzzword because so many everyday things trigger it, from a twist on the playing field (swollen ankle) to a trip to the pizza joint (heartburn). But so can ongoing work stress, a smoking habit or an autoimmune condition like...

Today's Employee Benefits Aren't One-Size-Fits-All
March 07, 2018
Today's most competitive benefits packages are customizable, offering a little something for everyone. They really have to be, considering there are now five generations in the American workforce. The idea that a company could offer...

Women & Insurance: The Perfect Combination
February 28, 2018
To honor Women's History Month, we are taking a look at women and insurance. Whether they're making healthcare decisions for the family, purchasing insurance coverage or selling policies to customers in the community, women make up...

Seasonal Home Checkup: SPRING
February 27, 2018
It may not seem like it, but spring is right around the corner. And with every new season comes an opportunity to check in with your most important investment - your home - to ensure its ready to meet...

Health Benefits of Social Bonds
February 23, 2018
Whether or not you celebrated Valentine's Day or Galentine's Day, there is one thing that we can all celebrate this month: relationships. As human beings, relationships are essential for our overall wellbeing and survival. According to Harvard Health Publishing...

Healthy Valentine's Day Treats for the Whole Family
February 12, 2018
It’s the season of love, and we want you to treat yourself and those you love. But this Valentine’s Day doesn’t have to be another sugar-filled and fake food fest. Make some of these treats...

5 Ways to Help Millennials Decide for Supplemental Insurance
February 05, 2018
It's becoming more and more important for insurance agents to understand how to connect with-and sell to-Millennial consumers. By most accounts, Millennials are emerging as the most...

National Organ Donor Day: Get On the List
February 02, 2018
Valentine's Day may feel a little like a Hallmark holiday, but the day marks more than the celebration of couples and their love. Since 1998, February 14th has also served as National Donor Day; an event started by the Saturn Corporation and its United Auto Workers...

Women and Heart Disease: Control Your Risk
January 29, 2018
The reality of cardiovascular disease as the number one cause of death for women in the U.S. is staggering: heart disease kills a woman every 80 seconds. Conversely, it's believed education and lifestyle changes can prevent as much as

Folic Acid Decreases Risk of Birth Defects –Are you Getting Enough?
January 22, 2018
January is National Birth Defects Prevention Month, and a great time to discuss the importance of getting enough folic acid. If you or someone you know is pregnant, we have an important message for you: Make sure you are getting enough folic acid to prevent...

Rising Out-of-Pocket Healthcare Costs Build Case for Supplemental Coverage
January 19, 2018
Whether they enroll in major medical coverage through their employers or an ACA marketplace, many Americans today select plans with high deductibles. This might be a plan that’s defined by the IRS as a “high deductible health plan” or a traditional plan that offers...

4 Reasons to Donate Blood This Year
January 12, 2018
Is “doing good” or “making a difference” on your 2018 resolution list? If so, consider donating blood during January, National Blood Donor Month, and throughout the year. According the American Red Cross, someone requires blood donation...

The Top 3 Reasons Employers Offer Supplemental Insurance Plans
January 08, 2018
You’ve probably heard that more employers are offering supplemental insurance plans as part of a competitive benefits package. But do you know why? Accident, critical illness, cancer, disability and other voluntary plans...

Annual Health Checklist: Start the Year with 4 Healthy Questions
January 05, 2018
If you’re a homeowner, you perform maintenance like changing furnace filters, replacing smoke detector batteries and adding salt to your water softener. Maybe you have a lawn or tree service to care for your property or possibly...

The Skinny on Dietary Fats
December 28, 2017
Fats are confusing. Just 15 to 20 years ago, fat was a four-letter word and for health-minded folks, a super-limited dietary component. But the avoidance of all fats...

Grateful for a Year of Giving Back: Combined Insurance in the Community
December 22, 2017
This year, we are proud to share that we continued to live out our common purpose by giving back to communities where we live and work! We honored our founder, W. Clement Stone’s, philanthropic legacy and engaged in charitable endeavors...

Everyday Winter Hazards: How to Stay Safe, Warm—and Covered
December 18, 2017
Love the winter? Great! Get out and enjoy the beautiful snow. Just be careful. Consider these stats...

New Thoughts on Goal Setting
December 15, 2017
If you’re like well, almost anyone, at some point in your life you’ve proclaimed goals and resolutions for a new year. As January 1 approaches, many of us are making lists...

On the Alzheimer’s Horizon
December 01, 2017
More than five million Americans are living with Alzheimer’s disease in 2017 and according the Alzheimer’s Association, that number could rise to 16 million by 2050. The disease kills more people than...

A Competitive Benefits Package Includes Voluntary Supplemental Benefit Plans
November 29, 2017
Employers today are competing for top talent—and they can use a comprehensive employee benefits package to their advantage. That’s because top candidates understand the value of...

Get Skin Savvy: It’s National Healthy Skin Month!
November 17, 2017
It’s November. Time to pull out your puffy jackets and fluffy scarves, right? Sure! November is also National Healthy Skin Month, so it’s also time for...

Military Veteran Finds Satisfaction in Helping His Clients Find the Right Combined Supplemental Insurance Policies
November 08, 2017
Whether serving his country or helping people choose the right supplemental insurance policies to suit their needs, the most satisfying part of Fred...

From Massage Therapist to an Award Winning Agent: Keith Credits PMA
November 06, 2017
Sales success can start anywhere. Some of our very best agents come from backgrounds that may not seem conventional at first glance, but they do have one thing in common: Positive Mental Attitude (PMA).

Personal Health Scare Fuels Insurance Agent’s Appreciation for Supplemental Insurance
October 25, 2017
When Combined Insurance agent Ryan was only 21 years old, he experienced a health scare that no 21-year-old ever expects: he had to undergo an unplanned open heart surgery. After undergoing...

How to Boost the Perceived Value of Your Employee Benefits
October 12, 2017
Do you know what your employees really think about their benefits? While you keep track of benefit enrollment and participation trends, you might not know how valuable they actually are...

Spotlight on Childhood Obesity: Your Questions Answered
October 02, 2017
In the U.S., obesity is the most common chronic disease of childhood, affecting 30% of children. “Baby fat” is adorable, but when a child two years old or older is overweight, there’s cause for concern. Excess body fat can be...

Caring for Another? Care for YOU, too!
September 15, 2017
When you’re the primary caregiver for someone in need, everything seems urgent, except your own needs. But just like we’re instructed to don our own oxygen mask on an airplane before assisting those near us, as caregivers...

From Professional Driver to Sales Agent: Recognizing Potential for Success at Combined Insurance
August 28, 2017
It’s not easy to predict who is going to be a great sales agent at Combined Insurance, but one thing we do know is that any agent who applies what they learn at our training, follows our system and puts in the hard work has a high probability of success. We are unique because...

Diet and Productivity, Part 2: Office Eats
August 25, 2017
Did you know your brain consumes about 20% of your daily calories?1 Feed it well! Make sure the calories you consume come from foods that contain vitamins, minerals, and antioxidants that actually help your brain perform better. Anything less, and you just might...#

How Much Water Do You Need?
August 21, 2017
For the last several years, it seems the answer to so many ailments is “Drink more water!” And while it’s certainly not a cure all, proper hydration is a wellness baseline that helps all the systems in our bodies function properly...

Diet and Productivity, Part 1: School Days
August 14, 2017
As parents and caregivers, we want to help our kids do their very best. We want to spark new ideas, inspire creative adventures and ignite their intellectual curiosities. But they won’t get far without the right fuel for their brains and bodies...

5 FAQs about the Paleo Diet
August 04, 2017
Some people call it the caveman diet, the primal diet, or the hunter-gatherer diet. But it’s actually not a diet at all. It’s a lifestyle that incorporates a diet of...

Supplemental Insurance Plans That Can Help Fill Your Employer Health Plan Coverage Gaps
July 24, 2017
Managing healthcare dollars is a common challenge for many Americans. Your employees may need help paying their out-of-pocket medical expenses, both those going toward deductibles and coinsurance and those that don’t. That’s because major medical plans are not designed to cover...

Combined Insurance Hosts 2nd Annual Employee Millennial Panel to Offer Advice to Summer Interns
July 21, 2017
Millennials will make up roughly 50% of the American workforce in 2020. And while individuals in every generation are unique, researchers have painted a broad picture...

Pet Safety Tips for Summer Temps
July 14, 2017
You know the great feeling you get on the first real summer day, when the sun is shining and warm and all signs of winter have faded away? Well, have you noticed? Your pets feel it, too! Beautiful weather...

8 Tips to Improve Your Memory
July 10, 2017
Have you ever walked into another room to get something and once you arrived, had no idea why you were there or what you needed in the first place? Or have you been at a social gathering and know you recognize a person across the room, but just can’t recall...

New Graduates: Are you Unemployed or Underemployed? Consider Combined Insurance!
July 07, 2017
A recent report on the labor market outlook for young graduates paints a fairly bleak picture. Because of the Great Recession, young graduates have disproportionately elevated unemployment rates...

Green Thumb or Not, Get Gardening!
June 28, 2017
Whether it’s the feel of the earth in your hands or the warm sun on your back, when it comes to benefits, gardeners get them in spades. And one of those...

Safe at Work
June 16, 2017
Fitting a job to person, otherwise known as ergonomics, can decrease musculoskeletal disorders such as carpal tunnel syndrome, trigger finger, tendinitis, rotator cuff injuries and low back injuries. In honor of National Safety Month, Supplementally Speaking is sharing tips...

Bienvenidos to Our New Latino Facebook Page!
June 12, 2017
We are pleased to announce that we just launched a new Combined Insurance Latino Facebook page! Spanish speaking or not, we hope all of you will stop by and like our page and comment on and share our posts. While our Latino page will be similar to our Corporate Facebook page...

Volunteer! It's good for you!
June 02, 2017
Are you among the 62.6 million Americans who donated a total of 7.9 billion volunteer hours during 2015? If so, you may be surprised to learn that not only did you do good work that benefitted those in need or a cause...
Combined Insurance Renews Statement of Support (SoS) to National Guard and Reserve
May 19, 2017
Combined Insurance recently welcomed Illinois Chair of the Employer Support of the Guard and Reserve (ESGR), Mr. Ron Bacci, to our office to preside over the Statement of Support (SoS) signing ceremony with our President, Brad Bennett. By signing the SoS, we reaffirmed our ongoing commitment...

PSA for Millennials Still Searching - Consider Combined Insurance!
May 15, 2017
Ana is a successful, motivated, bilingual, Millennial sales agent working in southeastern United States, and she has a message for her peers still looking for a meaningful career: Consider being an agent at Combined Insurance!

Stress Less Through Prayer and Meditation
May 12, 2017
We all experience stress some time or another. And we know that chronic stress has a negative impact on our physical and mental health. Are we doing enough to manage it?

Concern for Customers and “Unlimited” Energy Fuel this Agent’s Success
May 05, 2017
A little over a year ago, award winning Combined Insurance agent, Deborah Quaglietta, was squeezing in only a couple of hours of sleep during the early morning hours between her late night waitressing job and her early morning casino gig.

Sunlight and Your Health
April 28, 2017
Spring has sprung, and summer’s on its way. We can finally get outside and start soaking in some sunshine. When enjoyed in moderation and with some common sense, sunlight is great for your health! Here are 5 reasons...

6 Secrets to a Great Night’s Sleep
April 28, 2017
While sleep needs are individual, the National Sleep Foundation (NSF) recommends 7-9 hours of sleep for most adults. Even if we’re snoozing for “long enough,” many of us feel our sleep itself isn’t quite...

Aging is Inevitable—Do Your Mind Right
April 25, 2017
If you’re near or in your 40’s, you’ve likely felt occasional forgetfulness. “What did I come in this room to get? What’s that guy’s name again? What else did I need at the store?” While not knowing the answers to...

Rock Your Workout with the Right Jams
April 24, 2017
Spring has sprung and if you weren’t already hitting the outdoors for your workout, now’s a good time to start! Ditch the treadmill and head out for some rejuvenating fresh air and vitamin D. And when you do, think about how the tunes in your ears power your body, allowing for max impact from your workouts.

Advice from Young, Talented Agent: Be Unstoppable
April 11, 2017
Millennial insurance agent Sarah Marker would make our founder, W. Clement Stone, proud. She is a prime example of someone who has taken his success principles to heart and has used them to succeed at Combined Insurance...

Let’s Dish! 17 Food Trends for 2017
April 06, 2017
Predicting which foods and cuisine-related trends will take hold is, in all honesty, a little bit of a crapshoot. There’s a lot that goes into the making of predictions, be it culinary vision or marketing department direction. But if you’re a lover of...

Baby Boomers and Millennial Sales Agents at Combined Insurance-More Alike than Different
March 13, 2017
There’s a lot of talk these days about generational differences between Baby Boomers and Millennials in the workplace-and in general. As talent acquisition professionals, we know it’s important to understand generational differences in our candidates, so we interviewed two of our exceptional employees, a Millennial and a Baby Boomer, to see how different (or similar) these two...

The Heart-Healthy Office: Moving Your Way to Wellness
March 08, 2017
Many of us clock in upwards of 40 hours of work each week. That’s a significant amount of time, especially if you spend most of it sitting at conference tables, at lunch tables, or at your desk, hunched over the keyboard with furrowed brows and stiff shoulders. And you’re probably sitting in the car, train, or bus on your way to and from work—and you can’t wait...

Zika Travel Warnings 2017: What You Need to Know Now
March 06, 2017
Zika took over the news headlines just over a year ago, and a few infected areas have grown into many, including some closer to home. With spring break...

The Heart-Healthy Office: De-Stress Your Way to Wellness
March 01, 2017
Deadlines, high expectations, a heavy workload, chatty co-workers, office politics…it’s no mystery why the very thought of work makes some people feel stressed. Stress is a part of life—and it’s a big part of today’s workplace. But don’t let that stress you out...

The Heart-Healthy Office: Care Tips for Eating Your Way to Wellness
February 28, 2017
Doesn’t it seem like, despite our best efforts at home, the office environment puts us face-to-face with endless opportunities to consume junk food—and it’s...

Raise Your Rare Diseases Awareness
February 24, 2017
Started as a European campaign to raise public awareness of rare diseases and their impact on patients and their families, Rare Disease Day has become a global phenomenon with over 80 participating countries. It is celebrated toward the end...

The Ace-Your-Interview Checklist
February 21, 2017
Congratulations! You’re scheduled for a job interview! The recruiter saw something he or she likes and wants to learn more about you and all the marvelous...

Q&A With Top Recruiter, Mallory Mayhall
February 14, 2017
It’s not easy to be the Number One Recruiter at Combined Insurance! So when Mallory did just that two years in a row, we had to find out what drives her to...

Perfect Your Kiddo’s Pearly Whites
February 08, 2017
If you’re like most parents, you’ve heard the whines of protest from young kids when giving them a gentle reminder about brushing their teeth. As parents...

Just In Case: 7 Steps to Make the Claims Process Easier
February 03, 2017
Dealing with the aftermath of an illness or injury is both physical and financial. While you’re receiving treatment and getting healthy, you may incur new...

Q & A With One of our Up-and-Coming Sales Agents, Tara
January 25, 2017
We had the pleasure of talking with Tara, one of our successful sales agents on the west coast. She’s having a wonderful experience working at Combined...

During Thyroid Awareness Month Consider These 4 Points
January 03, 2017
It’s hard to imagine a tiny little gland inside your neck could have so much impact on overall health, but it does...

Q & A With One of our Talented Millennial Sales Agents, Jean-Carlo
December 20, 2016
We caught up with one of our young agents on the east coast, Jean-Carlo, to find out what drives him to be so successful at Combined Insurance. Jean-Carlo...

How to Optimize Your Time at Career Fairs
December 15, 2016
With so many companies and so many job seekers in one place, it’s important to do everything you can to stand out from the crowd so you can connect with the...

During this Season of Thanksgiving, We Truly Appreciate our Policyholders and Employees
November 22, 2016
Thanksgiving reminds us to take a moment to reflect on the things we are thankful for and to share our gratitude with those around us who make our lives...

November: Lung Cancer Awareness and Pancreatic Cancer Awareness Month
November 17, 2016

Spotlight on Director of Training, Glenn Elmore, US Navy Veteran
November 07, 2016
At Combined Insurance, we are proud to support our Veterans! This Veteran’s Day, we are focusing on one of our outstanding Veteran employees, Glenn Elmore...

Stay Prescription Safe
October 24, 2016
According to the Food and Drug Administration (FDA), they’ve received nearly 30,000 reports of medication errors since 1992, an amount which represents...

Combined Insurance Team Walks with the JDRF Foundation
October 12, 2016
Combined Insurance is a proud sponsor of the 2016 Juvenile Diabetes Research Foundation (JDRF) One Walk at Montrose Harbor in Chicago—an event we’ve...

Introducing Our New Instagram Page
October 04, 2016
For 94 years, Combined Insurance has grown to be a leader in supplemental insurance, but just because we’re old doesn’t mean we’re behind the times...

Hispanic Heritage Month—Being a Latina Millennial at Combined Insurance
September 26, 2016
During National Hispanic Heritage Month, I’d like to take a moment to recognize the unique contributions Latinos make to the American culture...

Relieve Pain Naturally
September 07, 2016
If you follow the news, then you know opioid addiction is nothing short of an epidemic. And while there are certainly countless patients who require pain...

COMBINED CULTURE
August 31, 2016
Combined Insurance employees and their guests got out of the office a little early Thursday for a round of golf at the Old Orchard Country Club, located in...

Combined Insurance Hosts Millennial Panel Discussion and Networking Event
August 17, 2016
We asked: What makes millennials tick in the workplace?

Voluntary Benefits: Convenient, Cost-Effective Options for Employees Peace of Mind
July 18, 2016
Consider offering supplemental insurance. Employees perceive supplemental insurance as a...

Combined Insurance Salutes the Heroes Behind the Heroes
July 08, 2016
There are all kinds of heroes. Obvious ones, like those who provide our first defense when our life or liberty is at risk, protect the public...

Spine Anatomy 101: How the Spine Can Cause Back Pain
June 14, 2016
Learning about spinal anatomy is important because it may help you better understand what is going on, and it will help you communicate more effectively with...

Mr. Stone's Passion for Training Carried out Today
May 31, 2016
Today we embrace his philosophy, infusing his time-tested strategies into today’s agent training program.

Spotlight on Joseph Pennington, National Military Program Manager for Combined Insurance
May 03, 2016
Retired Seabee, Joseph Pennington, has a new mission as the National Military Program Manager: to help Reservists, retired military Veterans and military...

Combined Insurance and the Jason McKie Foundation Partner to Help Military Veterans
April 26, 2016
But his dad never failed to remind him that real heroes wear badges and uniforms and risk their lives keeping Americans safe: heroes like police officers,...

Stop Stressing Already: 4 Tips to Manage Stress
April 15, 2016
We’ve all read the articles: stress makes us sick, stress impacts our relationships and the workplace is more stressful than ever. And all that stress takes...

Honoring 2016 National Autism Awareness Month
April 11, 2016
Autism Spectrum Disorder (ASD) describes developmental disabilities that manifest in the way people socialize, communicate and behave. It has become so...

Diabetes Awareness Month: What You Need to Know
November 02, 2020
10.5% of the American population suffers from diabetes, and it is the 7th leading cause of death in the U.S.

Passion for Customer Service and Team Support Fuels our Policyholder Service Center Members
March 22, 2016
Combined Insurance employees are welcome to visit us at our downtown location-just don’t come on a Monday or Tuesday.

Endometriosis Affects 176 Million Women Worldwide A Closer Look During Endometriosis Awareness Month
March 15, 2016
Pelvic pain. Severe menstrual cramps and flow. Bowel or bladder discomfort. Nausea or vomiting. Infertility. For the 176 million women worldwide who have...
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Stand Up For Your Health
January 29, 2016
Sitting down feels so good—how can it be dangerous? It’s been long understood prolonged sitting is detrimental to our health and with sedentary jobs...
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4 Thyroid Dysfunctions to be Aware of During Thyroid Awareness Month
January 25, 2016
That’s what it would be like for your body to function without the small, butterfly-shaped thyroid gland that sits just below your Adam’s apple. Just like an...
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7 Tips for Building a Successful Career
January 11, 2016
While some may find this to be a bit too idealistic, it drives home the importance of enjoying and finding meaning in what you do every day to support...
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This Year Resolve to Get Enough Folic Acid
January 06, 2016
The National Birth Defects Prevention Network promoted Folic Acid Awareness Week, January 6-10, 2016, in an effort to raise awareness of consuming enough...
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Four Tips For a Fun-Filled Holiday With your Pet
December 08, 2015
Studies show that pets can improve people’s emotional, mental and even physical health. Dog ownership has been associated with lowering the risk of...
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What it Takes to “Quit Like a ChampionTM”
November 25, 2015
3 Combined Insurance Employees Share their Stories about Kicking the Habit