disability Insurance
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Safeguard your
income with
Disability Insurance

In the event of a heart attack, stroke, cancer or other critical illness, Combined Insurance offers an easier way to get the help you deserve.

62 million

injuries happen
a year in the U.S.1

$17,690

the average additional cost to a household in the U.S. due to disability2

11 days

average time out of work 
following a non-fatal injury3

What is Disability Insurance and what does it cover?

Disability Insurance helps protect your income if sudden illness or injury sidelines you from work.

The policy replaces a part of your paycheck.

Replace your income if you have a sickness or injury that

puts you out of work to help cover expenses such as:

Car

payments

Student 

loans

Household

costs

Not sure what coverage you need?

 

 

Agents are available to help answer your questions and walk 

you through your Disability Insurance options so you’re making 
the
most informed choice.

Here’s how Stanley used Disability Insurance

to recover from the financial impact of an accident

Stanley’s STORY

When Stanley, a factory foreman, broke his leg in a workplace accident, both healing and physical therapy meant he would be out of work for months. Thankfully, Stanley had taken out a Disability Insurance plan with Combined Insurance through his employer, which replaced a portion of his income. This financial security allowed Stanley to focus on healing without worrying about bills. With his health on the mend, Stanley was soon able to 
return to the factory floor.

When it comes to protecting your income from

the impact of disability, we’re here to help

Disability can happen to anyone. But with Disability Insurance, for each day you are out of work, 

Combined Insurance will pay you benefits to supplement your lost income.

Portable
coverage that
stays with you
even if you leave
your present job
Rate will never
change and your
benefits will never
decrease due to
your age
Coverage cannot
be cancelled 

as long as your
paid as due
Owning this coverage 

does not disqualify

you from having

a Health Savings Account
INTERESTED IN NEW OR ADDITIONAL COVERAGE?
Put our team to work for you

The best way for you to get the right policy is to get a quote
from a Combined Insurance agent.

To get started with an agent, complete the form below.

If you need help reviewing your current policy and coverage or to get answers to your questions, fill out our General Inquiry form and a Combined representative will be in touch.

Where confidence 

meets coverage

Combined Insurance has been leading the way for over 100 years

Powered through Chubb, we provide individuals, families and businesses the supplemental
benefits they need to help fill in coverage gaps and take their insurance protection further.
With Combined you get unparalleled claims submission, seamless support tailored to your
needs and a team that’s by your side along the way.

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