Welcome!
Let's Make This Easy

You made a great decision. You put your trust in us to help make sure your insurance needs are met. It’s our goal to continue to meet those needs, no matter what challenges life may bring you. 

Welcome!

Life Is Full Of Changes. We’re Here To Help You
Through Them — Whenever You Need Us.

This policyholder center is designed to make it easy for you to connect with us in whatever way is easiest for you — online, by phone, even by mail or fax.

 

 

Please note that this Policyholder Center is for customers residing in the United States of America.  To access our other websites, please use the Country Selector at the bottom of this page.

 

Arkansas

The Arkansas Department of Insurance issued bulletin 4-2023 due to severe storms beginning on March 31, 2023.

As a result of the severe storms, and the potential displacement of Arkansas residents, Combined Insurance customers residing in the designated disaster areas may be eligible for an extension of their premium due date for their Combined policy renewal premium payments now due, as well as any deadlines to submit claim proof of loss. 

Please contact Combined’s Customer Care Center at 800-225-4500 if you receive a cancellation notice during the moratorium or have any other questions about this.

Connecticut

Click Here for EyeMed

Hawaii

The Hawaiian Department of Insurance issued memorandum 2023-3A due to severe fires beginning on August 8, 2023. As a result of the severe fires, and the potential displacement of Hawaiian residents, Combined Insurance customers residing in the designated disaster areas may be eligible for an extension of their premium due date for their Combined policy renewal premium payments now due, as well as any deadlines to submit claim proof of loss.  Please contact Combined’s Customer Care Center at 800-225-4500 if you receive a cancellation notice during the moratorium or have any other questions about this.

Indiana

The Indiana Department of Insurance issued Bulletin 268 due to severe storms beginning on March 31, 2023.

As a result of the severe storms, and the potential displacement of Indiana residents, Combined Insurance customers residing in the designated disaster areas may be eligible for an extension of their premium due date for their Combined policy renewal premium payments now due, as well as any deadlines to submit claim proof of loss. 

Please contact Combined’s Customer Care Center at 800-225-4500 if you receive a cancellation notice during the moratorium or have any other questions about this.

Florida

The Florida Department of Insurance issued Emergency Order 400385-24 due to Hurricane Helene in the state. As a result of the hurricane, and the potential displacement of Florida residents, Combined Insurance customers residing in the state who have been affected by the storm may be eligible for an extension of their premium due date for their Combined policy renewal premium payments now due.  Please contact Combined’s Customer Care Center at 800-225-4500 if you receive a cancellation notice during the moratorium or have any other questions about this.

Georgia

The Georgia Office of Commissioner of Insurance and Safety Fire issued Bulletin 24EX-06 due to Tropical Storm Helene in the state. As a result of the storm, and the potential displacement of Georgia residents, Combined Insurance customers residing in the state who have been affected by the storm may be eligible for an extension of their premium due date for their Combined policy renewal premium payments now due.  Please contact Combined’s Customer Care Center at 800-225-4500 if you receive a cancellation notice during the moratorium or have any other questions about this.

North Carolina

The North Carolina Department of Insurance issued Bulletin 24B-13 due to Tropical Storm Helene in the state. As a result of the storm, and the potential displacement of North Carolina residents, Combined Insurance customers residing in the state who have been affected by the storm may be eligible for an extension of their premium due date for their Combined policy renewal premium payments now due.  Please contact Combined’s Customer Care Center at 800-225-4500 if you receive a cancellation notice during the moratorium or have any other questions about this.

South Carolina

The South Carolina Department of Insurance issued Bulletin 24-12 due to Tropical Storm Helene in the state. As a result of the storm, and the potential displacement of South Carolina residents, Combined Insurance customers residing in the state who have been affected by the storm may be eligible for an extension of their premium due date for their Combined policy renewal premium payments now due.  Please contact Combined’s Customer Care Center at 800-225-4500 if you receive a cancellation notice during the moratorium or have any other questions about this.

Tennessee

The Tennessee Department of Insurance issued Bulletin 24-03 due to tropical storms resulting in flooding beginning September 26, 2024. As a result of the storms, and the potential displacement of Tennessee residents, Combined Insurance customers residing in the state who have been affected by the flooding may be eligible for an extension of their premium due date for their Combined policy renewal premium payments now due.  Please contact Combined’s Customer Care Center at 800-225-4500 if you receive a cancellation notice during the moratorium or have any other questions about this.

Your Policy Made Easy

Everything relating to your Combined Insurance Policy — from claims to updating your account or making a payment — is a click away.

Don't Have an Account?

Enjoy online access and manage your policy at your fingertips. 

Change Happens

A lot. If your life has changed recently — new home, marriage, baby or even just changing your bank — you can update your information.

Helpful Tips

Filing a claim can be overwhelming. We want to make it as smooth as possible for you. You'll need this information handy:

  • Policy number
  • Policyholder name and birthdate
  • Copies of all claim-related documents like an Attending Physician statement or invoices

 

Other Ways to File a Claim

You can also submit your claim by mail or over the phone. Simply download the appropriate form from the Forms and Documents section below, print it out and complete it. Once all the information is filled in, just send it to the address or fax number below, or call us at the numbers provided.

Mail/Fax:
Combined Insurance
Claim Department
P.O. Box 6700
Scranton, PA 18505-0700
Fax: +1 312-351-6930

 

Call Us:

All U.S. Except New York State
Toll-free: +1-800-225-4500
Fax: +1-312 351-6930
Monday through Friday 7:30 a.m. - 6:00 p.m. CST

New York Residents
Toll-free: +1-800-951-6206
Fax: +1-312 351-6930
Monday through Friday 8:30 a.m. - 6:00 p.m. EST

We know that the loss of a loved one is a difficult, stressful experience — and we are here to help. To file a life claim, print out and complete the appropriate claim form below, then send it to us, along with the supporting documents listed.

We will also need:

  • Policy number (if known)
  • Your loved one's death certificate
  • The obituary notice (if available)

Mail or fax the form and supporting documents to:

Combined Insurance
Claim Department
P.O. Box 6700
Scranton, PA 18505-0700
Fax: +1 312-351-6930

Claims Status Made Easy

It’s quick and easy to track your claim and get any help that you may need.

Helpful Tips:

Filing a claim can be overwhelming. We want to make it as smooth as possible for you. You'll need this information handy:

  • Policy number
  • Policyholder name and birthdate

 

Prefer to Call?

You can also check the status of your claim via phone.

All U.S. Except New York State:
+1 800-225-4500
Monday-Friday, 7:30 am – 6:00 pm CST.

New York Residents:
+1 800-951-6206
Monday-Friday, 7:30 am – 6:00 pm EST

You can count on Combined for Claims Made Easy.

 

 

Make a Payment Online

It’s easy to make a payment to your Combined Insurance account — either by automatic withdrawal from your bank account, or by credit card or check.

Helpful Tips:

To make a payment all you need is your policy number and your login information. If you are unable to find your policy number please contact us.

 

Prefer to Mail?

No problem! Just mail your payment to:

Combined Insurance
P.O. Box 6518
Carol Stream, IL 60197-6518

 

 

At Combined Insurance, our mission is to make insurance easy — whether you are selecting a policy, managing your premiums or filing a claim. The forms and documents below will help you get done what you need to do — quickly and easily.

 

Health and Wellness Claim Forms

Accident and Health Claim Forms

Continuation of Disability Claim Forms

Supplemental Disability Claim Forms

Life Claim Forms

Authorizations

Change of Information Forms

 

GENERAL INQUIRIES

Please tell us how and when to reach you and we will be in touch shortly.

If you are a California resident, please read our Notice at Collection.

 

Please note:

By entering your name, phone number, and clicking "Submit," you are

1) electronically signing this form and

2) consenting to Combined Insurance ("our," "us" or "we") making autodialed calls to you at the landline or wireless phone number(s) you provide.

You are not required to provide such consent as a condition of purchasing Combined Insurance products.

This consent will not be available in paper form; you are encouraged to print this form for your records.

This consent only authorizes us to call you at the phone number(s) you provide in response to this request for information.

If you wish to inquire about Combined Insurance products without submitting your information online,call us at
1-800-490-1322.

Our customer service representatives are available during usual business hours and ready to help.

All US Except New York

Residents/Policyholders

Toll-free: +1 800-225-4500

Fax: +1 312-351-6940

Monday through Friday 7:30am – 6pm CST

 

Globe Life Insurance Companies products:

+1-800-428-5466

New York Residents/Policyholders

Toll-free: +1 800-951-6206

Fax: +1 312-351-6940

Monday through Friday 8:30am – 6pm EST

 

Worksite Customers

+1 800-544-9382