Be Better Prepared
For The Unexpected

We help individuals, families and employers through challenging times. Our policies pay cash benefits for covered accidents and illnesses — to help you out with your everyday costs while you get back on your feet.

Individual & Families Businesses

For Our Customers

Filing Claims Easily

one app. many benefits.

Seamless. Streamlined. Smarter.

Get the MyCombined app on

Google Play or the App Store today.

Combined Connections

Get Started
With an Agent

The heart and soul of Combined Insurance is our network of trained agents. Just click below to tell us how we can help. Then a Combined Insurance agent will contact you to answer any questions you may have about coverage options and provide you with a quote.

Contact Us

Our customer service representatives are available during usual business hours and ready to help.
Or contact us online and a member of our customer support team will follow up with you.


All US except New York Residents/Policyholders

Toll-free: +1 800-225-4500

Fax: +1 312-351-6940
Monday through Friday
7:30 a.m. to 6 p.m. CST

Worksite Customers

+1 800-544-9382

New York Residents/Policyholders

Toll-free: +1 800-951-6206
Fax: +1 312-351-6940
Monday through Friday
8:30 a.m. to 6 p.m. EST