Our leadership

Supplemental insurance isn’t just about policies.

It’s about people too. Here are some of ours.

  • Rich Williams

    Rich Williams

    President, Combined Insurance

    Rich leads all business operations, management and growth at Combined Insurance. He joined in 2021 after serving as President of Aflac Group Benefits. An actuary by training, he has extensive leadership experience in the insurance industry. 

  • Joel Schwartz

    Joel Schwartz

    Division President, Combined Canada

    Joel leads Canadian business operations and growth for Combined Insurance. With 
more than 35 years in sales, finance and marketing, he previously led Colonial Penn Life Insurance, 
a top life insurer.

  • Alex Faynberg

    Alex Faynberg

    DIVISION PRESIDENT, CHUBB WORKPLACE BENEFITS

    Alex oversees the growth and profitability of Chubb Workplace Benefits. He has two decades of actuarial, product development, data analytics and underwriting experience, and joined the organization in 2016. Previously, Alex held leadership positions at Liberty Mutual and AIG.

  • Mathew Matarrese

    Mathew Matarrese

    Senior Vice President, Combined U.S

    Mat is responsible for driving the sales growth strategy for Combined Agency Distribution through agent recruitment, sales production, professional development, and building and maintaining client relationships. He joined Combined Insurance in 2018 after holding sales leadership roles at Aflac and Colonial Life.  Mat, who started his career as a sales agent, 
is licensed in Accident/Health and Life Insurance and holds a bachelor’s degree in Business Administration from the University of Wisconsin at La Crosse. 

  • Chris Anderson

    Chris Anderson

    Senior Vice President, Chief Financial Officer

    Chris manages the end-to-end leadership of the company’s finance function. He joined CombinedInsurance in 2014, and previously held the role of Controller. Chris has 30 years of professional accounting and finance experience at a major accounting firm, where he led the delivery of audit 
and tax services to several large insurance organizations.

  • Sadaf Siddiqui

    Sadaf Siddiqui

    Senior Vice President, General Counsel

    Sadaf is responsible for all legal and compliance matters for Combined Insurance. She joined the legal department of Chubb Life Insurance Company of Canada in 2012, providing legal and regulatory counsel to Chubb Life and the Canadian branch of Combined Insurance. Sadaf has almost 20 years of progressive responsibility in the financial services sector with a concentration in the life, accident and health insurance industry.

  • Steve McCoy

    Steve McCoy

    Senior Vice President, Chief Underwriting Officer

    Steve oversees all North American Underwriting functions, including the maximization 
and optimal balancing of revenue and profitability targets.  He joined Combined from 
Unum, where he worked for more than two decades in both individual and group business.

  • Frank Rockett

    Frank Rockett

    SENIOR VICE PRESIDENT, HUMAN RESOURCES

    Frank leads Combined Insurance’s North American Human Resources team, overseeing employee relations, corporate recruiting, talent development, and training. A trusted advisor and employee advocate, he joined the company in 2019 after nearly 30 years at Chubb. Frank's leadership roles have included those in operations management and in HR supporting Chubb’s Field Operations, the Commercial Insurance and Personal Insurance businesses, and Global Corporate groups.

  • Michelle Bryer

    Michelle Bryer

    Senior Vice President, Chief Operations Officer

    Michelle is accountable for Combined’s enterprise operations across North America. She has more than 20 years of claims and enterprise operations experience. Most recently, she served as the Vice President of Operations for Unum’s Life and Long-Term Care claim operations.

  • Janet Buzil

    Janet Buzil

    Senior Vice President, Product Innovation and Delivery

    Janet leads the organization’s Product team for all distribution channels. She oversees strategy, development, marketing and enablement across Combined in the U.S. and Canada, and for Chubb Workplace Benefits (CWB). Janet joined the company more than a decade ago, previously serving as CWB’s Vice President of Marketing and Product Development.

  • Dan Cox

    Dan Cox

    Senior Vice President, Information Technology

    Dan oversees application development, architecture, infrastructure, data and cloud management and production support at Combined. He has nearly three decades of IT experience, joining the company after leading technology and operations teams at CNA.

  • Jason Mulligan

    Jason Mulligan

    Senior Vice President, Chief Actuary

    Jason directs the organization’s Sales Channel actuarial support, Valuation, Pricing and Portfolio Management functions. Jason has been with Combined for the entirety of his more than 20-year career.

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