COMBINED INSURANCE CAREERS

group of smiling professional people
man standing at flipchart with class observing
smiling woman in suit sitting at laptop
men shaking hands with woman looking on

As a recognized leader in supplemental insurance, Combined Insurance is also a company that offers individuals, who seek to do more, an environment that challenges and encourages them to develop and achieve their financial, professional and personal goals. Our culture is based on the importance of a Positive Mental Attitude, we offer quality insurance products at reasonable rates and we support your career advancement with ongoing training. A career with Combined Insurance is a good decision.

We take a customer-centric approach to supplemental insurance. What that means is we offer an easy approach to understanding supplemental insurance and build relationships with our customers so they see us as not just an insurance company, but as a trusted ally. Our mission is to help people get the right protection for themselves and their families, now and in the future. “Let’s make this easy” is our pledge.

We offer some of the best training in the business. Our career development program
shows both our commitment to the agent and managerial career paths. A career at Combined Insurance begins with thorough classroom instruction and continues along both our agent and manager career paths. In addition, our Success System Library offers convenient, online training, whenever you want.

Become an Agent

We help our agents “work smarter” by providing a unique Success System, fueled by their high activity in-field that is based in fundamental sales principles and tools. We offer a comprehensive benefits package, and we provide recognition and achievement awards to our sales leaders.

woman in black suit standing crossing her arms

FEATURED SALES AGENT JOBS

Sales Agent - Multiple locations

An Agent position with Combined Insurance offers you a full-time, direct employee position where you’ll receive company support and comprehensive training. We offer unlimited income potential, including expense-paid training, a limited guaranteed income to start, and a competitive benefits package.

No experience is required, but prior exposure to sales and customer service is helpful. Experienced and licensed insurance agents are highly encouraged to apply.

RESPONSIBILITIES

  • Conduct needs-based, consultative sales presentations to a wide range of individuals and independent business people
  • Utilize marketing tools and resources to generate new business
  • Secure referrals and set appointments to present to prospective customers
  • Deliver excellent customer service to existing policyholders and prospective customers alike
  • Develop and maintain a professional presence in the communities in which you work

While no specific experience selling insurance is necessary, prior exposure to commissioned sales, customer service and marketing experience can be helpful. Our training program will give you most of the tools and knowledge to help you succeed.

  • One year of work experience required; commissioned sales and customer service experience in real estate, auto sales, and/or as an insurance agent is a plus
  • Your respective state’s license to sell accident, health and life insurance, or a willingness to obtain proper licensing
  • Strong interpersonal communication skills
  • An outgoing, positive person who enjoys building relationships
  • Driven, disciplined, resilient, achievement-focused, coachable professional
  • Basic computer skills, including knowledge of Microsoft Windows, a plus
  • A valid driver’s license, reliable transportation with liability and property insurance coverage on the vehicle
  • High school diploma or GED equivalent is preferred, college-level education is a plus
  • Bilingual English/Spanish a plus
OUR BENEFITS
As a Combined corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. We are committed to supporting our employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:
  • Health insurance
  • Dental insurance
  • Tuition reimbursement
  • A company-match 401(k) plan
  • Disability insurance
  • Life insurance
  • Employee referral bonuses
ABOUT COMBINED INSURANCE
Combined Insurance is a leading provider of individual supplemental accident, disability, health and life insurance products. With a field sales force and corporate staff in excess of 5,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. We pride ourselves on being customer-centric, people-driven, accountable, performance-minded, and ethical. We invest in our employees and take the time to focus on their development, needs and career aspirations.

Connect with us on Twitter, Facebook, LinkedIn, and Google+ State:

Our insurance agents begin their careers with some of the best training in the industry, and that training continues during their tenure at Combined Insurance. Our Continuous Professional Development training helps to develop higher level skills to help increase income and bonus potential for successful agents. Agents who meet certain criteria are also able to take part of our unique shared advertising program, that helps them become the face of Combined Insurance in their community.

Learn more about our training & support
  • Comprehensive classroom sales training
  • Monthly assignments that help open doors in your community
  • Online training available whenever you need it
  • Ongoing training that is personalized to your needs
  • Friendly, easy to use sales materials
  • Local marketing support for qualified field personnel
man in gray suit and red tie

FEATURED SALES AGENT JOBS

Sales Agent - Multiple locations

An Agent position with Combined Insurance offers you a full-time, direct employee position where you’ll receive company support and comprehensive training. We offer unlimited income potential, including expense-paid training, a limited guaranteed income to start, and a competitive benefits package.

No experience is required, but prior exposure to sales and customer service is helpful. Experienced and licensed insurance agents are highly encouraged to apply.

RESPONSIBILITIES

  • Conduct needs-based, consultative sales presentations to a wide range of individuals and independent business people
  • Utilize marketing tools and resources to generate new business
  • Secure referrals and set appointments to present to prospective customers
  • Deliver excellent customer service to existing policyholders and prospective customers alike
  • Develop and maintain a professional presence in the communities in which you work

While no specific experience selling insurance is necessary, prior exposure to commissioned sales, customer service and marketing experience can be helpful. Our training program will give you most of the tools and knowledge to help you succeed.

  • One year of work experience required; commissioned sales and customer service experience in real estate, auto sales, and/or as an insurance agent is a plus
  • Your respective state’s license to sell accident, health and life insurance, or a willingness to obtain proper licensing
  • Strong interpersonal communication skills
  • An outgoing, positive person who enjoys building relationships
  • Driven, disciplined, resilient, achievement-focused, coachable professional
  • Basic computer skills, including knowledge of Microsoft Windows, a plus
  • A valid driver’s license, reliable transportation with liability and property insurance coverage on the vehicle
  • High school diploma or GED equivalent is preferred, college-level education is a plus
  • Bilingual English/Spanish a plus
OUR BENEFITS
As a Combined corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. We are committed to supporting our employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:
  • Health insurance
  • Dental insurance
  • Tuition reimbursement
  • A company-match 401(k) plan
  • Disability insurance
  • Life insurance
  • Employee referral bonuses
ABOUT COMBINED INSURANCE
Combined Insurance is a leading provider of individual supplemental accident, disability, health and life insurance products. With a field sales force and corporate staff in excess of 5,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. We pride ourselves on being customer-centric, people-driven, accountable, performance-minded, and ethical. We invest in our employees and take the time to focus on their development, needs and career aspirations.

Connect with us on Twitter, Facebook, LinkedIn, and Google+ State:

Our agents and sales managers are employees, not independent contractors, and because of that, our employees have access to many benefits not offered to independent contractors. Benefits include:

  • Weekly payment of commissions (direct deposit available)
  •  Errors and Omissions insurance coverage 
  • Access to the company-sponsored 401(k) plan 
  • Medical insurance after 90 days
  • Dental and Life insurance after one year
smiling man in blue shirt and dark suit

FEATURED SALES AGENT JOBS

Sales Agent - Multiple locations

An Agent position with Combined Insurance offers you a full-time, direct employee position where you’ll receive company support and comprehensive training. We offer unlimited income potential, including expense-paid training, a limited guaranteed income to start, and a competitive benefits package.

No experience is required, but prior exposure to sales and customer service is helpful. Experienced and licensed insurance agents are highly encouraged to apply.

RESPONSIBILITIES

  • Conduct needs-based, consultative sales presentations to a wide range of individuals and independent business people
  • Utilize marketing tools and resources to generate new business
  • Secure referrals and set appointments to present to prospective customers
  • Deliver excellent customer service to existing policyholders and prospective customers alike
  • Develop and maintain a professional presence in the communities in which you work

While no specific experience selling insurance is necessary, prior exposure to commissioned sales, customer service and marketing experience can be helpful. Our training program will give you most of the tools and knowledge to help you succeed.

  • One year of work experience required; commissioned sales and customer service experience in real estate, auto sales, and/or as an insurance agent is a plus
  • Your respective state’s license to sell accident, health and life insurance, or a willingness to obtain proper licensing
  • Strong interpersonal communication skills
  • An outgoing, positive person who enjoys building relationships
  • Driven, disciplined, resilient, achievement-focused, coachable professional
  • Basic computer skills, including knowledge of Microsoft Windows, a plus
  • A valid driver’s license, reliable transportation with liability and property insurance coverage on the vehicle
  • High school diploma or GED equivalent is preferred, college-level education is a plus
  • Bilingual English/Spanish a plus
OUR BENEFITS
As a Combined corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. We are committed to supporting our employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:
  • Health insurance
  • Dental insurance
  • Tuition reimbursement
  • A company-match 401(k) plan
  • Disability insurance
  • Life insurance
  • Employee referral bonuses
ABOUT COMBINED INSURANCE
Combined Insurance is a leading provider of individual supplemental accident, disability, health and life insurance products. With a field sales force and corporate staff in excess of 5,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. We pride ourselves on being customer-centric, people-driven, accountable, performance-minded, and ethical. We invest in our employees and take the time to focus on their development, needs and career aspirations.

Connect with us on Twitter, Facebook, LinkedIn, and Google+ State:

"I made more money my first year with Combined Insurance than I ever made teaching. This is a fantastic career."
- Laura S.

 

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smiling woman in business suit

FEATURED SALES AGENT JOBS

Sales Agent - Multiple locations

An Agent position with Combined Insurance offers you a full-time, direct employee position where you’ll receive company support and comprehensive training. We offer unlimited income potential, including expense-paid training, a limited guaranteed income to start, and a competitive benefits package.

No experience is required, but prior exposure to sales and customer service is helpful. Experienced and licensed insurance agents are highly encouraged to apply.

RESPONSIBILITIES

  • Conduct needs-based, consultative sales presentations to a wide range of individuals and independent business people
  • Utilize marketing tools and resources to generate new business
  • Secure referrals and set appointments to present to prospective customers
  • Deliver excellent customer service to existing policyholders and prospective customers alike
  • Develop and maintain a professional presence in the communities in which you work

While no specific experience selling insurance is necessary, prior exposure to commissioned sales, customer service and marketing experience can be helpful. Our training program will give you most of the tools and knowledge to help you succeed.

  • One year of work experience required; commissioned sales and customer service experience in real estate, auto sales, and/or as an insurance agent is a plus
  • Your respective state’s license to sell accident, health and life insurance, or a willingness to obtain proper licensing
  • Strong interpersonal communication skills
  • An outgoing, positive person who enjoys building relationships
  • Driven, disciplined, resilient, achievement-focused, coachable professional
  • Basic computer skills, including knowledge of Microsoft Windows, a plus
  • A valid driver’s license, reliable transportation with liability and property insurance coverage on the vehicle
  • High school diploma or GED equivalent is preferred, college-level education is a plus
  • Bilingual English/Spanish a plus
OUR BENEFITS
As a Combined corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. We are committed to supporting our employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:
  • Health insurance
  • Dental insurance
  • Tuition reimbursement
  • A company-match 401(k) plan
  • Disability insurance
  • Life insurance
  • Employee referral bonuses
ABOUT COMBINED INSURANCE
Combined Insurance is a leading provider of individual supplemental accident, disability, health and life insurance products. With a field sales force and corporate staff in excess of 5,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. We pride ourselves on being customer-centric, people-driven, accountable, performance-minded, and ethical. We invest in our employees and take the time to focus on their development, needs and career aspirations.

Connect with us on Twitter, Facebook, LinkedIn, and Google+ State:

Are you seeking financial independence?

Would you like career track flexibility?

Would you like to apply your degree and continued training to get ahead?

We're Hiring....

Entry-Level sales, marketing and business development agents, with an opportunity to fast track to management. 

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smiling woman in white suit

FEATURED SALES AGENT JOBS

Sales Agent - Multiple locations

An Agent position with Combined Insurance offers you a full-time, direct employee position where you’ll receive company support and comprehensive training. We offer unlimited income potential, including expense-paid training, a limited guaranteed income to start, and a competitive benefits package.

No experience is required, but prior exposure to sales and customer service is helpful. Experienced and licensed insurance agents are highly encouraged to apply.

RESPONSIBILITIES

  • Conduct needs-based, consultative sales presentations to a wide range of individuals and independent business people
  • Utilize marketing tools and resources to generate new business
  • Secure referrals and set appointments to present to prospective customers
  • Deliver excellent customer service to existing policyholders and prospective customers alike
  • Develop and maintain a professional presence in the communities in which you work

While no specific experience selling insurance is necessary, prior exposure to commissioned sales, customer service and marketing experience can be helpful. Our training program will give you most of the tools and knowledge to help you succeed.

  • One year of work experience required; commissioned sales and customer service experience in real estate, auto sales, and/or as an insurance agent is a plus
  • Your respective state’s license to sell accident, health and life insurance, or a willingness to obtain proper licensing
  • Strong interpersonal communication skills
  • An outgoing, positive person who enjoys building relationships
  • Driven, disciplined, resilient, achievement-focused, coachable professional
  • Basic computer skills, including knowledge of Microsoft Windows, a plus
  • A valid driver’s license, reliable transportation with liability and property insurance coverage on the vehicle
  • High school diploma or GED equivalent is preferred, college-level education is a plus
  • Bilingual English/Spanish a plus
OUR BENEFITS
As a Combined corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. We are committed to supporting our employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:
  • Health insurance
  • Dental insurance
  • Tuition reimbursement
  • A company-match 401(k) plan
  • Disability insurance
  • Life insurance
  • Employee referral bonuses
ABOUT COMBINED INSURANCE
Combined Insurance is a leading provider of individual supplemental accident, disability, health and life insurance products. With a field sales force and corporate staff in excess of 5,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. We pride ourselves on being customer-centric, people-driven, accountable, performance-minded, and ethical. We invest in our employees and take the time to focus on their development, needs and career aspirations.

Connect with us on Twitter, Facebook, LinkedIn, and Google+ State:

Do you have questions about working for Combined Insurance?

Visit our FAQ's page to find answers to some commonly asked questions.

learn more button
blonde woman in pink shirt holding her hands together

FEATURED SALES AGENT JOBS

Sales Agent - Multiple locations

An Agent position with Combined Insurance offers you a full-time, direct employee position where you’ll receive company support and comprehensive training. We offer unlimited income potential, including expense-paid training, a limited guaranteed income to start, and a competitive benefits package.

No experience is required, but prior exposure to sales and customer service is helpful. Experienced and licensed insurance agents are highly encouraged to apply.

RESPONSIBILITIES

  • Conduct needs-based, consultative sales presentations to a wide range of individuals and independent business people
  • Utilize marketing tools and resources to generate new business
  • Secure referrals and set appointments to present to prospective customers
  • Deliver excellent customer service to existing policyholders and prospective customers alike
  • Develop and maintain a professional presence in the communities in which you work

While no specific experience selling insurance is necessary, prior exposure to commissioned sales, customer service and marketing experience can be helpful. Our training program will give you most of the tools and knowledge to help you succeed.

  • One year of work experience required; commissioned sales and customer service experience in real estate, auto sales, and/or as an insurance agent is a plus
  • Your respective state’s license to sell accident, health and life insurance, or a willingness to obtain proper licensing
  • Strong interpersonal communication skills
  • An outgoing, positive person who enjoys building relationships
  • Driven, disciplined, resilient, achievement-focused, coachable professional
  • Basic computer skills, including knowledge of Microsoft Windows, a plus
  • A valid driver’s license, reliable transportation with liability and property insurance coverage on the vehicle
  • High school diploma or GED equivalent is preferred, college-level education is a plus
  • Bilingual English/Spanish a plus
OUR BENEFITS
As a Combined corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. We are committed to supporting our employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:
  • Health insurance
  • Dental insurance
  • Tuition reimbursement
  • A company-match 401(k) plan
  • Disability insurance
  • Life insurance
  • Employee referral bonuses
ABOUT COMBINED INSURANCE
Combined Insurance is a leading provider of individual supplemental accident, disability, health and life insurance products. With a field sales force and corporate staff in excess of 5,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. We pride ourselves on being customer-centric, people-driven, accountable, performance-minded, and ethical. We invest in our employees and take the time to focus on their development, needs and career aspirations.

Connect with us on Twitter, Facebook, LinkedIn, and Google+ State:

FIELD SALES MANAGEMENT & SUPPORT

Behind our customer-focused sales force is a committed group of field managers and support staff members who assist our agents. Whether it’s initial training, ongoing education or support whenever it’s needed, these Combined Insurance employees are an invaluable part of our success.

man in gray suit and red tie

Featured Positions

Market Director - Sales - Military - San Diego, CA
The Market Sales Director (MD) is primarily responsible for driving overall performance of the assigned Market, in premium and policyholder growth, organizational development, in accordance with Company systems. The MD is also responsible for: managing each market to operate at full staff capacity, hiring new agents, developing Territory Managers (TMs) through regular and effective training and education initiatives; implementing and managing a new Agent training and development system ensuring a high level of initial success, and incremental growth through improved Agent tenure; implementing business standards and operational procedures in accordance with Company guidelines and expectations, and creating and an environment centered on individual achievement and team performance while providing training to develop and maintain a positive attitude philosophy throughout the market

RESPONSIBILITIES:
  • Distribute internal leads to Territory Managers (TMs) and oversee TMs in lead distribution to Agents
  • Receive externally generated leads, distribute to Territory Managers immediately and ensure timely contact and reporting of disposition
  • Field train Agents at MD’s discretion
  • Review post sales documentation received from TMs
  • Collect and report market results to Divisional Office on daily, weekly basis as instructed
  • Ensure customer service requests received at Market Office are handled appropriately
  • Host the following meetings:
    • Monthly full day meeting with entire market team
    • Monthly full day meeting with new Agents
    • Bi-weekly full day meeting with all TMs
  • Attend each territory team’s morning meeting whenever possible
  • Deliver training at each territory team’s morning meeting once every 2 weeks
  • Attend team check-ins at his/her discretion
  • Work with appropriate sources to identify potential Agent candidates
  • Perform interviews and select candidates for field demos
  • Work with TMs to make final hiring decisions
  • Analyze/manage performance of all territories, Agents, Account Executives and TMs
  • Work with senior management to identify good/bad practices in the sales model and continuously improve the model execution in the test market
  • Ensure that TMs consistently have a team of at least 4-5 Agents reporting to them
  • Field train TMs and other key players
COMPETENCIES:
  • Capacity to manage and lead a sales team
  • Outstanding teambuilding skills
  • Strong communication and organizational skills
  • Demonstrate sound judgment and decision making
  • Ability to attract and assess talent
  • Good coaching and mentorship skills
  • Maintain high ethical standards
  • Ability to problem solve
  • Demonstrate innovation and creativity
  • Ability to achieve or exceed business goals
REQUIREMENTS:
  • Successful and stable work history
  • Minimum of 7 years Insurance Sales/Management experience required
  • Demonstrated leadership skills
  • Intermediate PC skills required
  • College Degree preferred
OUR BENEFITS
As a Combined corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. We are committed to supporting our employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:
  • Health insurance
  • Dental insurance
  • Tuition reimbursement
  • A company-match 401(k) plan
  • Disability insurance
  • Life insurance
  • Employee referral bonuses
ABOUT COMBINED INSURANCE
Combined Insurance is a leading provider of individual supplemental accident, disability, health and life insurance products. With a field sales force and corporate staff in excess of 5,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. We pride ourselves on being customer-centric, people-driven, accountable, performance-minded, and ethical. We invest in our employees and take the time to focus on their development, needs and career aspirations.

Connect with us on Twitter, Facebook, LinkedIn, and Google+
Apply Now

A great team requires great leadership. And our leaders are some of the best in the business. From Territory Managers to Market Directors, our merit-based advancement system rewards those who work hard and succeed, which means our sales leaders are the best of the best – helping our agents become the best.

older man in brown suit standing and smiling

Accident & Health Positions

Territory Manager - Multiple Locations

The Territory Manager (TM) is responsible for leading, developing, building and managing a team of 5 or more Agents, generating sales to new customers, sales and service to current Combined Insurance policyholders, recruiting of new agents and delivering annual new sales objectives

RESPONSIBILITIES:

Developing New Agents

  • Field train a minimum of 4-5 days each week for the first two weeks with all new Agents.
  • Field train a minimum of 3 days each week for the next 5 weeks with all new Agents.
  • Develop in each Agent expertise with all aspects of the sales process

New and Established Agents

  • Receive monthly internal leads from Marketing Director (MD) and distribute to Agents (bi
  • weekly)
  • Receive externally generated leads, distribute to Agents immediately and report disposition daily
  • Support Agents in assignment planning/appointment setting as needed

Field train Agents by accompanying them during sales visits as needed, typically at least one day every 2 weeks per Agent

  • Collect post-sales documentation and process according to documentation type including disposition of internal lead cards weekly

Meetings

  • Conduct daily meetings with the team each morning for the purpose of training and development
  • Attend monthly full day market team meetings and deliver training as required
  • Attend bi-weekly full day meeting with MD and other TMs
  • Conduct and attend training and development meetings

Core sales process and personal production

  • Meet production standards and guidelines set by management
  • Be able to effectively demonstrate the company's sales process
  • Engage in personal production during Incentive Weeks only (Incentive Week to typically take place twice a  quarter)
  • Execute core sales process as outlined during that week
  • Contact externally generated leads and report dispositions in requested timeframe
  • Plan assignments
  • Conduct sales presentations consistent with new customer approach
  • Complete all post sales administration and data collection documents
  • Service customer service calls or refer to appropriate channel

Recruiting/Field Demos

  • Field recruit prospective new Agent candidates while training and selling
  • Establish local networks and sources within territory to find qualified new agent candidates
  • Conduct informational recruiting seminars to prospective new Agents as needed
  • Represent the Company at local job fairs or other hiring events
  • Assist MD’s with interview process of new agent candidates as needed
  • Take all prospective territory Agents that have passed MD interview on field demos
  • Make final hiring decisions together with MD

Other

  • Establish local presence for Company
  • Follow company policies and standards

COMPETENCIES:

  • Capacity to manage and lead a sales team
  • Strong communication and organizational skills
  • Good coaching and mentorship skills
  • Ability to conduct small group training meetings
  • Maintain high ethical standards
  • Excellent sales and negotiation skills

SPECIFIC SKILLS OR KNOWLEDGE:

  • Successful and stable work history
  • Demonstrated leadership skills
  • Minimum of 1 year Insurance sales
  • Minimum of 1 year Insurance Sales Management experience
  • High School Degree or equivalent required
  • College Degree preferred
  • Basic PC skills required
  • Obtaining your Life, Accident, and Health license is required prior to employment

REPORTS TO: Marketing Director

Equal Opportunity Employer

About Combined Insurance

Connect with us on Twitter, Facebook, LinkedIn, and Google+

State:
Territory Manager - Multiple Locations

The Territory Manager (TM) is responsible for leading, developing, building and managing a team of 5 or more Agents, generating sales to new customers, sales and service to current Combined Insurance policyholders, recruiting of new agents and delivering annual new sales objectives

RESPONSIBILITIES:

Developing New Agents

  • Field train a minimum of 4-5 days each week for the first two weeks with all new Agents.
  • Field train a minimum of 3 days each week for the next 5 weeks with all new Agents.
  • Develop in each Agent expertise with all aspects of the sales process

New and Established Agents

  • Receive monthly internal leads from Marketing Director (MD) and distribute to Agents (bi
  • weekly)
  • Receive externally generated leads, distribute to Agents immediately and report disposition daily
  • Support Agents in assignment planning/appointment setting as needed

Field train Agents by accompanying them during sales visits as needed, typically at least one day every 2 weeks per Agent

  • Collect post-sales documentation and process according to documentation type including disposition of internal lead cards weekly

Meetings

  • Conduct daily meetings with the team each morning for the purpose of training and development
  • Attend monthly full day market team meetings and deliver training as required
  • Attend bi-weekly full day meeting with MD and other TMs
  • Conduct and attend training and development meetings

Core sales process and personal production

  • Meet production standards and guidelines set by management
  • Be able to effectively demonstrate the company's sales process
  • Engage in personal production during Incentive Weeks only (Incentive Week to typically take place twice a  quarter)
  • Execute core sales process as outlined during that week
  • Contact externally generated leads and report dispositions in requested timeframe
  • Plan assignments
  • Conduct sales presentations consistent with new customer approach
  • Complete all post sales administration and data collection documents
  • Service customer service calls or refer to appropriate channel

Recruiting/Field Demos

  • Field recruit prospective new Agent candidates while training and selling
  • Establish local networks and sources within territory to find qualified new agent candidates
  • Conduct informational recruiting seminars to prospective new Agents as needed
  • Represent the Company at local job fairs or other hiring events
  • Assist MD’s with interview process of new agent candidates as needed
  • Take all prospective territory Agents that have passed MD interview on field demos
  • Make final hiring decisions together with MD

Other

  • Establish local presence for Company
  • Follow company policies and standards

COMPETENCIES:

  • Capacity to manage and lead a sales team
  • Strong communication and organizational skills
  • Good coaching and mentorship skills
  • Ability to conduct small group training meetings
  • Maintain high ethical standards
  • Excellent sales and negotiation skills

SPECIFIC SKILLS OR KNOWLEDGE:

  • Successful and stable work history
  • Demonstrated leadership skills
  • Minimum of 1 year Insurance sales
  • Minimum of 1 year Insurance Sales Management experience
  • High School Degree or equivalent required
  • College Degree preferred
  • Basic PC skills required
  • Obtaining your Life, Accident, and Health license is required prior to employment

REPORTS TO: Marketing Director

Equal Opportunity Employer

About Combined Insurance

Connect with us on Twitter, Facebook, LinkedIn, and Google+

State:

Combined Insurance’s Worksite Solutions offers a unique opportunity for the right, career-minded individual. Worksite Solutions helps employers meet the benefits needs of their employees by providing unique, employee-funded coverage with easy payroll deduction.

smiling man in blue shirt and dark suit

Worksite Positions

Account Executive - Multiple Locations

Combined Insurance Business-to-Business Sales (Worksite Solutions)

Are you looking for a Sales opportunity with a leading company in the supplemental insurance industry?

Do you have an entrepreneurial mindset with Business-to-Business selling experience?

The Worksite Account Executive position provides an opportunity to work with professionals during regular business hours. We are seeking licensed insurance professionals with accident & health insurance experience to join our rapidly growing Worksite Solutions group, a division of Combined Insurance. Opportunities are available for Account Executives. This is a Business-to-Business (not individual) marketing and sales opportunity.

Combined Insurance, a recognized leader in supplemental insurance, is part of the ACE Group of Companies. ACE Group is one of the world’s largest multi-line property and casualty insurers with operations in 53 countries. ACE provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.

Qualified candidates will be trained in our top-notch sales school to market our products and services to Employers, Affinity Groups & Associations, Payroll Partners, TPA's and the insurance brokerage community. To qualify for this opportunity, candidates must:

  • Understand the supplemental insurance marketplace.
  • Have professional presence, presentation and communication skills as you will be selling directly to Business owners and Executives.
  • Possess a hard work ethic and work well independently with little supervision.
  • Be highly motivated to build a successful portfolio of clients.
  • Focus on the customer – providing superior customer service before and after sale.
  • Hold active Life and Accident & Health Insurance License in your state or be willing to obtain them.
  • Have experience in Business-to-Business sales and working with business professionals.

Excellent Benefits including Stock Options
Combined Insurance provides a unique opportunity in that you will become a W-2 employee with a competitive benefits package including health and dental insurance, 401(k) retirement plan and life insurance. We offer comprehensive training, commissions and bonus structure and world-class award trips for those who qualify.

Your new career starts with a week of training in our home office, followed by field training with a Worksite Solutions professional to help you launch your career. Additionally, you may be assigned existing corporate accounts to service.

About Combined Insurance

Connect with us on Twitter, Facebook, LinkedIn, and Google+

State:
Account Executive - Multiple Locations

Combined Insurance Business-to-Business Sales (Worksite Solutions)

Are you looking for a Sales opportunity with a leading company in the supplemental insurance industry?

Do you have an entrepreneurial mindset with Business-to-Business selling experience?

The Worksite Account Executive position provides an opportunity to work with professionals during regular business hours. We are seeking licensed insurance professionals with accident & health insurance experience to join our rapidly growing Worksite Solutions group, a division of Combined Insurance. Opportunities are available for Account Executives. This is a Business-to-Business (not individual) marketing and sales opportunity.

Combined Insurance, a recognized leader in supplemental insurance, is part of the ACE Group of Companies. ACE Group is one of the world’s largest multi-line property and casualty insurers with operations in 53 countries. ACE provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.

Qualified candidates will be trained in our top-notch sales school to market our products and services to Employers, Affinity Groups & Associations, Payroll Partners, TPA's and the insurance brokerage community. To qualify for this opportunity, candidates must:

  • Understand the supplemental insurance marketplace.
  • Have professional presence, presentation and communication skills as you will be selling directly to Business owners and Executives.
  • Possess a hard work ethic and work well independently with little supervision.
  • Be highly motivated to build a successful portfolio of clients.
  • Focus on the customer – providing superior customer service before and after sale.
  • Hold active Life and Accident & Health Insurance License in your state or be willing to obtain them.
  • Have experience in Business-to-Business sales and working with business professionals.

Excellent Benefits including Stock Options
Combined Insurance provides a unique opportunity in that you will become a W-2 employee with a competitive benefits package including health and dental insurance, 401(k) retirement plan and life insurance. We offer comprehensive training, commissions and bonus structure and world-class award trips for those who qualify.

Your new career starts with a week of training in our home office, followed by field training with a Worksite Solutions professional to help you launch your career. Additionally, you may be assigned existing corporate accounts to service.

About Combined Insurance

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State:

If our agents are the face of our business, our sales support people are the beating heart, assisting both our customers and our agents with a commitment to excellent customer service.

smiling woman in white suit head and shoulders

Field Support Positions

CORPORATE

As a growing company, we’re always looking for quality people to work behind the scenes in our corporate offices, serving both our customers and our sales force. We offer a variety of rewarding corporate insurance career opportunities.

smiling woman in business suit

FEATURED CORPORATE JOBS

Government Relations Director - Glenview, IL
Combined Insurance is seeking a Government Relations Director to join our fast-paced, high energy, growing company. We are proud of our tradition of success in the insurance industry of over 90 years. Come join our team of hard-working, talented professionals!

JOB SUMMARY:
The Government Relations Director will coordinate all government relations activities for Combined Insurance including legislative tracking and analysis. Work with Combined’s parent company the Government Relations team to develop and implement Combined’s government relations priorities. This position requires 10-20% travel to state regulatory agencies, national regulatory meetings and nation/state trade associations.

RESPONSIBILITIES:
  • Identify and track pending legislation and regulations that affects Combined Insurance’s products and operations. Work with Compliance to track implementation of operational changes necessary to comply with new laws and regulations.
  • Lead the Government Relations function at Combined Insurance and represent the company when meeting with regulators, government and elected officials.
  • Direct Combined’s lobbying and government affairs strategy and coordinate activities with Ace government relations staff.
  • Develop and lead Combined’s legislative and policy strategy and coordinate activities with government relations leaders.
  • Advise senior leadership at Combined on major legislative and regulatory challenges and opportunities and their effect on Combined’s operations including the ACA, Medicaid and Medicare and unclaimed property.
  • Monitor and track trade and industry developments through trade associations and the Government Relations organization.
  • Analyze and interpret new legislation and regulations and advise Combined’s business operations on the requirements and impact of regulatory changes.
  • Work with the Government Relations team to identify and articulate the company’s position with respect to pending legislation and regulations.
  • Develop strong working relationships with state regulators, trade association staff, state legislators and other insurance industry representatives.
  • Develop strong working relationships with the Government Relations organization to assist in identifying potential legislative and regulatory concerns and implementing proactive government affairs strategies.
  • Provide reporting and regular updates on government and regulatory matters to operational business units and senior management.
  • Represent Combined Insurance at industry events such as NAIC, IRES, Illinois Life Insurance Council, etc.
  • Assist trade groups in commenting on proposed legislation and regulations.
  • Participate on calls and conferences with industry trade groups.
Qualifications

SKILLS/EXPERIENCE:
  • 7+ years experience in government relations and legislative tracking.
  • 7+ years experience insurance industry experience high preferred.
  • Excellent interpersonal and communication skills
  • Experience working with legal research tools LexisNexis, StateNet, etc.
  • Excellent verbal and written presentation skills
COMPETENCIES:
  • Ability to work in a team environment as part of a large complex organization and a matrix reporting structure. Ability to interact at all levels of the organization.
  • Ability to advise senior management, but also advise and assist mid-level compliance and operations personnel on law changes and implementation strategies.
  • Strong understanding of insurance regulation and a working knowledge of insurance organizations and trade groups.
  • Ability to interact effectively with legislators, insurance department officials and insurance industry representatives.
  • Ability to analyze and communicate key provisions of complex insurance laws and regulations.
EDUCATION:
Bachelors Degree, J.D. highly preferred.

OUR BENEFITS
As a Combined corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. We are committed to supporting our employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:
  • Health insurance
  • Dental insurance
  • Tuition reimbursement
  • A company-match 401(k) plan
  • Disability insurance
  • Life insurance
  • Employee referral bonuses
ABOUT COMBINED INSURANCE
Combined Insurance is a leading provider of individual supplemental accident, disability, health and life insurance products. With a field sales force and corporate staff in excess of 5,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. We pride ourselves on being customer-centric, people-driven, accountable, performance-minded, and ethical. We invest in our employees and take the time to focus on their development, needs and career aspirations.

Connect with us on Twitter, Facebook, LinkedIn, and Google+
Apply Now

As a Combined Insurance corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals.

Learn more about our benefits
  • Healthcare and dependent care flex spending accounts
  • Health insurance
  • Dental insurance
  • Tuition reimbursement
  • A company-match 401(k) plan
  • Disability insurance
  • Life insurance
man in blue pinstripe suit head and shoulders

FEATURED CORPORATE JOBS

Government Relations Director - Glenview, IL
Combined Insurance is seeking a Government Relations Director to join our fast-paced, high energy, growing company. We are proud of our tradition of success in the insurance industry of over 90 years. Come join our team of hard-working, talented professionals!

JOB SUMMARY:
The Government Relations Director will coordinate all government relations activities for Combined Insurance including legislative tracking and analysis. Work with Combined’s parent company the Government Relations team to develop and implement Combined’s government relations priorities. This position requires 10-20% travel to state regulatory agencies, national regulatory meetings and nation/state trade associations.

RESPONSIBILITIES:
  • Identify and track pending legislation and regulations that affects Combined Insurance’s products and operations. Work with Compliance to track implementation of operational changes necessary to comply with new laws and regulations.
  • Lead the Government Relations function at Combined Insurance and represent the company when meeting with regulators, government and elected officials.
  • Direct Combined’s lobbying and government affairs strategy and coordinate activities with Ace government relations staff.
  • Develop and lead Combined’s legislative and policy strategy and coordinate activities with government relations leaders.
  • Advise senior leadership at Combined on major legislative and regulatory challenges and opportunities and their effect on Combined’s operations including the ACA, Medicaid and Medicare and unclaimed property.
  • Monitor and track trade and industry developments through trade associations and the Government Relations organization.
  • Analyze and interpret new legislation and regulations and advise Combined’s business operations on the requirements and impact of regulatory changes.
  • Work with the Government Relations team to identify and articulate the company’s position with respect to pending legislation and regulations.
  • Develop strong working relationships with state regulators, trade association staff, state legislators and other insurance industry representatives.
  • Develop strong working relationships with the Government Relations organization to assist in identifying potential legislative and regulatory concerns and implementing proactive government affairs strategies.
  • Provide reporting and regular updates on government and regulatory matters to operational business units and senior management.
  • Represent Combined Insurance at industry events such as NAIC, IRES, Illinois Life Insurance Council, etc.
  • Assist trade groups in commenting on proposed legislation and regulations.
  • Participate on calls and conferences with industry trade groups.
Qualifications

SKILLS/EXPERIENCE:
  • 7+ years experience in government relations and legislative tracking.
  • 7+ years experience insurance industry experience high preferred.
  • Excellent interpersonal and communication skills
  • Experience working with legal research tools LexisNexis, StateNet, etc.
  • Excellent verbal and written presentation skills
COMPETENCIES:
  • Ability to work in a team environment as part of a large complex organization and a matrix reporting structure. Ability to interact at all levels of the organization.
  • Ability to advise senior management, but also advise and assist mid-level compliance and operations personnel on law changes and implementation strategies.
  • Strong understanding of insurance regulation and a working knowledge of insurance organizations and trade groups.
  • Ability to interact effectively with legislators, insurance department officials and insurance industry representatives.
  • Ability to analyze and communicate key provisions of complex insurance laws and regulations.
EDUCATION:
Bachelors Degree, J.D. highly preferred.

OUR BENEFITS
As a Combined corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. We are committed to supporting our employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:
  • Health insurance
  • Dental insurance
  • Tuition reimbursement
  • A company-match 401(k) plan
  • Disability insurance
  • Life insurance
  • Employee referral bonuses
ABOUT COMBINED INSURANCE
Combined Insurance is a leading provider of individual supplemental accident, disability, health and life insurance products. With a field sales force and corporate staff in excess of 5,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. We pride ourselves on being customer-centric, people-driven, accountable, performance-minded, and ethical. We invest in our employees and take the time to focus on their development, needs and career aspirations.

Connect with us on Twitter, Facebook, LinkedIn, and Google+
Apply Now

Do you have questions about working for Combined Insurance?

Visit our FAQ's page to find answers to some commonly asked questions.

 

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woman in dark suit holding her hands together

FEATURED CORPORATE JOBS

Government Relations Director - Glenview, IL
Combined Insurance is seeking a Government Relations Director to join our fast-paced, high energy, growing company. We are proud of our tradition of success in the insurance industry of over 90 years. Come join our team of hard-working, talented professionals!

JOB SUMMARY:
The Government Relations Director will coordinate all government relations activities for Combined Insurance including legislative tracking and analysis. Work with Combined’s parent company the Government Relations team to develop and implement Combined’s government relations priorities. This position requires 10-20% travel to state regulatory agencies, national regulatory meetings and nation/state trade associations.

RESPONSIBILITIES:
  • Identify and track pending legislation and regulations that affects Combined Insurance’s products and operations. Work with Compliance to track implementation of operational changes necessary to comply with new laws and regulations.
  • Lead the Government Relations function at Combined Insurance and represent the company when meeting with regulators, government and elected officials.
  • Direct Combined’s lobbying and government affairs strategy and coordinate activities with Ace government relations staff.
  • Develop and lead Combined’s legislative and policy strategy and coordinate activities with government relations leaders.
  • Advise senior leadership at Combined on major legislative and regulatory challenges and opportunities and their effect on Combined’s operations including the ACA, Medicaid and Medicare and unclaimed property.
  • Monitor and track trade and industry developments through trade associations and the Government Relations organization.
  • Analyze and interpret new legislation and regulations and advise Combined’s business operations on the requirements and impact of regulatory changes.
  • Work with the Government Relations team to identify and articulate the company’s position with respect to pending legislation and regulations.
  • Develop strong working relationships with state regulators, trade association staff, state legislators and other insurance industry representatives.
  • Develop strong working relationships with the Government Relations organization to assist in identifying potential legislative and regulatory concerns and implementing proactive government affairs strategies.
  • Provide reporting and regular updates on government and regulatory matters to operational business units and senior management.
  • Represent Combined Insurance at industry events such as NAIC, IRES, Illinois Life Insurance Council, etc.
  • Assist trade groups in commenting on proposed legislation and regulations.
  • Participate on calls and conferences with industry trade groups.
Qualifications

SKILLS/EXPERIENCE:
  • 7+ years experience in government relations and legislative tracking.
  • 7+ years experience insurance industry experience high preferred.
  • Excellent interpersonal and communication skills
  • Experience working with legal research tools LexisNexis, StateNet, etc.
  • Excellent verbal and written presentation skills
COMPETENCIES:
  • Ability to work in a team environment as part of a large complex organization and a matrix reporting structure. Ability to interact at all levels of the organization.
  • Ability to advise senior management, but also advise and assist mid-level compliance and operations personnel on law changes and implementation strategies.
  • Strong understanding of insurance regulation and a working knowledge of insurance organizations and trade groups.
  • Ability to interact effectively with legislators, insurance department officials and insurance industry representatives.
  • Ability to analyze and communicate key provisions of complex insurance laws and regulations.
EDUCATION:
Bachelors Degree, J.D. highly preferred.

OUR BENEFITS
As a Combined corporate employee, you have access to one of the most comprehensive benefit plans in the business, designed to meet your needs and help you reach your financial goals. We are committed to supporting our employees with a comprehensive compensation package that is appropriate in the market where they work. Below are several of the many benefits we offer our employees:
  • Health insurance
  • Dental insurance
  • Tuition reimbursement
  • A company-match 401(k) plan
  • Disability insurance
  • Life insurance
  • Employee referral bonuses
ABOUT COMBINED INSURANCE
Combined Insurance is a leading provider of individual supplemental accident, disability, health and life insurance products. With a field sales force and corporate staff in excess of 5,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. We pride ourselves on being customer-centric, people-driven, accountable, performance-minded, and ethical. We invest in our employees and take the time to focus on their development, needs and career aspirations.

Connect with us on Twitter, Facebook, LinkedIn, and Google+
Apply Now

Combined Insurance Honored as Top Military Friendly Employer

U.S. Senator Mark Kirk congratulates Combined Insurance on being the top military friendly employer in the nation for the second consecutive year.

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Want to talk to someone about working at Combined Insurance?

Call us at 1-888-339-4168

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Combined Insurance is G.I. Jobs top Military Friendly Employer

Combined Insurance | The top 2015 military friendly employer

G.I. Jobs named Combined Insurance  the top military friendly employer for 2015. Click below to find out more.

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