Providing peace of mind for 100 years

Who We Are: Fast Facts


combined logo
founded in 2022
A chubb company
Serving in all 50 american states and all 10 canadian provinces
#1 military friendly employer

A Message From Our President, Rich Williams

“Our mission has never been more important - to help individuals and families during times of need. As we look to the future, we're excited to meet the needs of a dynamic market by building on our organization's proud history and core commitment to put the customer at the center of all we do.”

A century of experience and expertise
image of our founder w. clement stone


May 4, 1902 —
W. Clement Stone
is born

He goes on to become an entrepreneur, philanthropist, self-help teacher, and the founder of our company.

La salle Street Sign


1922 — Combined Insurance is created

With $100 of savings, W. Clement Stone founds the Combined Registry Company in Chicago.

first Combined office


1949 — We get the name you know us by today

We're renamed the Combined Insurance Company of America.

american and canadian flags


Combined Insurance begins doing business in Canada

Today, our Canadian Head Office is located in Markham, Ontario, outside of Toronto.




Stone is nominated for a Nobel Peace Prize

He’s nominated for his inspiring philosophy and philanthropy, including establishing the W. Clement and Jessie V. Stone Foundation.

chubb logo


We become a part of Chubb 

Our parent company, ACE, acquires the Chubb Corporation and adopts its name. The backing of Chubb brings even greater strength and stability.

Now In Our 
Second Century

Our customers remain at the center of all we do as we offer supplemental accident, disability, health, and life insurance products across the U.S. and Canada.

Going Even Further 
to Make Things Easier

Through our supplemental and voluntary insurance benefits, we strive to give more peace of mind to more people.

So they can keep relying on us, no matter what comes their way.


We are here for people who need us
we pride ourselves
we continue to make things easier
our legacy is one of trust and service

Our Enduring Values


To keep innovating and improving people’s lives, we’ll uphold the values that have shaped our company’s direction:

Positive Mental Attitude


Hear our Founder

A Leading Insurer in 
the U.S. and Canada 

From a small office in Chicago to a company with nearly four million policyholders as of 2020, we've come a long way since 1922.

Learn more about how we offer protection that’s built for the modern world — by visiting our main site.

Proud to Be a Chubb Company

This strong backing provides Combined Insurance with added security and support as we look ahead.

As a Chubb company, we’re fueled by the world’s largest publicly-traded P&C insurance company.

Chubb has $190 billion in assets and a financial rating of A++ by AM Best, giving us the security and support that will help us stand strong for the next 100 years.