How Would a Disability
Affect Your Life?

And what impact would it have on your family’s lifestyle?

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Mom and daughter in the kitchen

Short-Term Disability Insurance
For Long-Term Peace Of Mind

For many people, losing just one paycheque can be difficult, but when accident or illness keeps you from working for an extended period of time, difficulty can turn into disaster.

Without short term disability insurance, families can be forced to cut back on even the basics, like food, clothing, transportation and housing.

Combined Disability Policies are clearly written and easy to understand.

Our disability insurance helps you replace some of the income lost due to a disabling accident or illness and we help you make the best choice for the right plan for you and your family.


Here’s How Our Combined Disability plans Helps
Protect You And Your Family

Benefits up to $3,000/month

Total or Partial Disability

Continuing Total Disability

Pays for covered disability when you are totally disabled and can't work due to accident or sickness

You are protected, on or off the job, all day, every day.

Combined Insurance has $5 billion worth of life insurance policies in force in North America and pays 200,000 claims a year.


Put Our Sales Representatives To Work For You

The best way for you to get the right policy is to get a quote from a Combined Insurance agent. We know our products inside and out — and more importantly, we know people. Don’t wait another day


The information provided by this document is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.