CRTICAL ILLNESS
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Protection you can count on with
Critical Illness Insurance

Get comprehensive protection with Critical Illness coverage from Combined Insurance. It pays a lump sum directly to you upon diagnosis of a covered critical condition.

Two in Five

Canadians are expected to be diagnosed with cancer in their lifetime.1

70,000

The estimated number of heart attacks each year in Canada. That’s one heart attack every seven minutes. 2

108,000

The minimum number of strokes each year in Canada. 3

What is Critical Illness Insurance and what does it cover?

Critical Illness Insurance pays cash benefits to help cover out-of-pocket expenses so you and your family can focus on recovery after a major illness strikes.

Cancer Insurance can complement existing medical coverage by providing:

  • Customizable coverage
  • Cash benefits to cover everyday living expenses
  • Teladoc Medical Experts service

When it comes to protecting you and your family from the impact of a critical illness, we’re here to help

Critical Illness Insurance pays a lump sum benefit upon the diagnosis of one or more major illnesses, as well as partial benefit payment for minor illnesses.

  • Up to 26 major illnesses are covered including heart attack, stroke, cancer, major organ transplant, kidney failure and more.
  • Return of premium upon death is included.
  • Return of premium upon good health, subsequent diagnosis benefit and paid-up benefits can be added at your request.

Not sure what coverage you need?
Agents are available to help answer your questions and walk 
you through your Critical Illness Insurance options so you’re 
making the most informed choice.
SPEAK TO AN AGENT TODAY

Here’s how Marie used her Critical Illness policy
from Combined Insurance to offset costs of a sudden major illness

MARIE'S STORY

Marie always prided herself on leading a healthy lifestyle but that did not stop her from suffering a heart attack at age 45, causing her to undergo emergency cardiac catheterization and stent placement. Despite Canada's universal healthcare coverage, Marie faced out-of-pocket expenses including rehabilitation, costly prescriptions and transportation to and from doctor's appointments.

Thanks to her Critical Illness policy from Combined Canada, Marie was able to focus on her recovery and being with her family, rather than the financial impact of her medical care or the stress of being out of work.

When it comes to critical illness, you have options

Ensure you’re protected when critical illness strikes. With a Critical Illness policy from Combined, we offer you coverage options that unlock doors to the care you deserve and financial benefits paid directly to you for associated out-of-pocket expenses.

Choose to include coverage for your spouse and/or children
Up to 26 standard covered conditions, and many partial covered conditions
Protection ranging from $10-$100K
Different premium payment periods for different options
Four benefit plan types and four coverage term options
A ‘Return 
of Premium' option if you’re in good health

Where confidence 

meets coverage

Combined Insurance has been a leader for over 100 years. An affiliate of Chubb, we provide individuals,
families and businesses with supplemental benefits they can use to help bridge coverage gaps and take their insurance protection further.

With Combined you get an efficient claims experience, seamless support tailored
to your needs and a team that’s by your side along the way.

FIND AN AGENT today
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    Sources: 1  Canadian Cancer Society (2023);  2Heart and Stroke Foundation of Canada; 3 The Kidney Foundation of Canada

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🍁 We are a Canadian regulated company that employs Canadians with our Canadian head office located in Markham Ontario. Our products are designed for Canadians and sold 100% to Canadians to meet their insurance needs.