Accidents and Sicknesses
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Get added support with
Accidents & Sicknesses Insurance

Offset the costs of unexpected injuries or sicknesses.

What is Accident Insurance and what does it cover?

Accident Insurance can be used to help cover costs related to unexpected covered accidents.

Every year in Canada there are…

Every year in Canada there are…

4.6M

injuries leading to emergency department visits 1

> 18,000

work-related, medically consulted injuries2

$29.4B

in injury costs 3

Accidental Death & Dismemberment

Lump sum benefits are paid to you or the beneficiary if you suffer from an accidental death or are seriously injured in an accident.


Accidental death by a common carrier


Accidental death for any other cause


Single dismemberment


Multiple dismemberments

Hospitalization

Protect your family from the impact of an accident and/or sickness with cash benefits that you can use to help cover expenses including:


Daily hospital confinement


Daily intensive care


Ambulance reimbursement


After hospital stay


Outpatient surgery

Outpatient

Receive benetfits if you or your covered family members receive outpatient medical treatment due to an accident and/or sickness, without hospitalization.


Outpatient surgery


Rehabilitative therapy


Medical appliance therapy

Not sure what coverage you need?
Agents are available to help answer your questions and walk 
you through your Accident Insurance options so you’re making 
the most informed choice.

Here's how Isabella used her Accident & Sickness Insurance policy to help her family

Isabella’S STORY

Isabella was always on the go—juggling work commitments, raising her young kids and enjoying outside activities like hiking and biking with her husband. When an accident left Isabella unable to work for several weeks, she was thankful she had an Accident & Sickness Insurance policy from Combined.

Her coverage helped offset the cost of hospitalization, treatment and other out-of-pocket expenses while she was out of work, and allowed Isabella and her husband to worry less about how they would afford her care.*

When it comes to protecting you and your
family from the cost of accidents, we’re here to help

Costly accidents and sicknesses can happen to anyone, at any time. Accident & Sickness Insurance provides cash benefits you and your family to help cover medical and non-medical expenses.

  • Pays benefits directly to you.
  • Protects you 24 hours a day, 7 days a week, 365 days a year.
  • Guaranteed renewable until age 85.

Portable
coverage that
stays with you
even if you leave
your present job
Rate will never
change and your
benefits will never
decrease due to
your age
Coverage cannot
be cancelled

as long as your
premiums are 

paid as due
No medical history is required for coverage to be issued
Coverage also available for spouse, children and dependents under the age of 26
Owning this coverage does 
not disqualify 
you from having 
a Health Savings Account

Where confidence 

meets coverage

Combined Insurance has been a leader for over 100 years. An affiliate of Chubb, we provide individuals,
families and businesses with supplemental benefits they can use to help bridge coverage gaps and take their insurance protection further.

With Combined you get an efficient claims experience, seamless support tailored
to your needs and a team that’s by your side along the way.

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    Sources: 1  2  3 Canada Public Health