Combined Insurance is a Chubb Company. We bring you over 100 years of knowledge and experience where we are always committed to “Do the right thing, because it’s the right thing to do!”.

An accident is never expected, and we always assume "It won't happen to me". A Car accident is why I joined Combined. In January of 2014, my husband Paul was in a serious Car Accident, and it rocked our family to its core. Our Youngest daughter Caitlin had turned a year old 4 days before and my maternity leave had just ended. There was no money coming into our house and after the accident, Paul didn't work fulltime for two years!

Since Paul was an Independent Contractor with Combined, not being able to work meant no Income. however, the Combined policies he had purchased, paid his claim. I am forever thankful that he had the foresight to purchase Combined Insurance Policies. They saved our family's finances. Without these Policies, we would have lost our home to foreclosure. This is why, when Paul had recovered and was ready to go back to work, I said I am joining Combined and we are going to work together!! No one knows about this amazing company, and they need to!

Combined takes everything you know about the Insurance world and throws it out the window. Canadians need Living Benefits, and I am passionate about letting the world know our story, how Combined saved us financially and ensuring that Canadians have their incomes covered and their finances saved.