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Combined Insurance a leading provider of individual supplemental accident, disability, health and life insurance products, and an ACE Group company, announced today that it has named Doug Abercrombie, senior vice president, chief agency officer. Abercrombie replaces Ralph Gaudio, who recently announced his retirement.

As Combined Insurance’s chief agency officer, Abercrombie will oversee and lead the company’s U.S. sales organization, including strategic planning, market development, and territory and sales growth.

Abercrombie began his career as a sales agent with Combined Insurance more than 30 years ago. He quickly moved into management roles and since then has served as branch manager; regional manager; national director of manpower and management development; divisional manager; director, national strategy team; and senior vice president, east national sales. Most recently, Abercrombie served as senior vice president-zone manager, a position he held until his current promotion to senior vice president and chief agency officer in January of this year.

“I am confident Doug will be an exceptional leader for our U.S. sales unit,” said Brad Bennett, president, Combined Insurance. “Doug’s track record of success has proven he has the ability to build sales teams, develop and execute innovative strategies, and consistently meet or beat production goals.”

Abercrombie, 52, and his wife, Susan, live in Mooresville, N.C. and will be relocating to Illinois, where he will work out of the company’s corporate headquarters in Glenview.

About Combined Insurance

Combined Insurance ( is a leading provider of supplemental accident, health and life insurance products and is a member of the ACE Group of Companies. With a field sales force and corporate staff in excess of 10,000 people worldwide, Combined Insurance meets the growing coverage needs of policyholders around the globe. For more information, call 1-800-490-1322 or visit

About ACE

ACE Group is one of the world’s largest multiline property and casualty insurers. With operations in 54 countries, ACE provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. ACE Limited, the parent company of ACE Group, is listed on the New York Stock Exchange (NYSE: ACE) and is a component of the S&P 500 index. Additional information can be found at