Our Policies

ACCIDENT ONLYAccident Protector

Pays cash directly to you when accidental injury leads to emergency room visits, hospitalization and more.

Learn more

ACCIDENT AND SICKNESSAccident and Sickness Protector

Pays cash directly to you for hospital confinement, emergency room treatment, recovery and more.

Learn more


Pays a lump sum cash benefit directly to you if you are diagnosed with or treated for a covered cancer.

Learn more

SPECIFIED DISEASECancer Care Protector

Pays cash directly to you when you receive treatment for a covered cancer.

Learn more

SPECIFIED DISEASECritical Care Protector

Critical Care Protector helps your family meet the challenge of helping you pay the bills while you recover.

Learn More

LIFE INSURANCEFamily Life Protector

Pays cash directly to you or your loved ones when you need it most.

Learn more


Pays benefits directly to you when you are totally disabled and cannot work, for up to two years.

Learn more


Pays you cash when illness or injury prevent you from working.

Learn more

Not sure what’s right? We know, insurance can be confusing. Fortunately, we have lots of ways to help you find the policy you need.

PROFESSIONAL INPUT Speak with an Agent

Combined Insurance agents love working with people by helping them select the right insurance coverage. Talk to one today!

Find a Sales Representative Near You

NEEDS ASSESSMENT No two families are alike.

Take our quick needs assessment to figure out whether your family has the insurance coverage you need.

CONTACT US ANYTIME By phone or email, we’re here for you.

Got questions? Concerns? Or maybe you just want to hear a reassuring voice. Get in touch now.

We’re Here When You Need Us

By Phone1-800-225-4500

Our professional customer care team is standing by to help in every way they can. 

Call Customer Support

By EmailReach Us Online

Check the status of a claim, update your account information, get answers to questions and more. 

Reach Us Online

Day or NightSelf-Service Portal

View your policies, check your payment history, see updated claim status and more. 

View Account

File ClaimsOnline Claims Center

It's fast, easy, convenient and secure. Just log in to your account to get a new claim started.

File a Claim