SICKPAY PLUS® What if sickness or injury keeps you from working?

SickPay Plus® pays you cash for up to six full months, depending on the plan you select, starting the first day you’re unable to work due to sickness or injury and are under a doctor's care.

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Sick Pay Plus

Nobody plans on getting sick or injured. And if you’re not financially prepared, it can be hard to take time off to get well.

SickPay Plus® pays you a benefit beginning the first day you can’t work due to sickness or injury. And even if you’re not employed,
SickPay Plus® pays you when sickness or injury prevent you from doing your usual activities, like housework, shopping, childcare.

Sickness or Injury

Get your money fast

Cover daily living expenses

Many people simply can’t afford to miss work. In fact, more than 40 million Americans get no paid sick days at all!1

Learn More About Sick Pay Plus

Coverage by Combined Insurance


You’re covered 24 hours a day, 7 days a week, whether you’re at work or on your own time.


Benefits are paid directly to you, not to the hospital or facility where you are being treated.


This policy is yours, independent of your employer. You can switch jobs but keep the same insurance policy.

  1. Bureau of Labor Statistics, 2014

The information provided by this document is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.

This product is issued by Combined Insurance Company of America in all states, except New York. In New York, this product is issued by Combined Life Insurance Company of New York (Latham, NY). Combined Insurance Company of America is not licensed and does not solicit business in New York.

The maximum benefit period applicable for a loss will vary depending on the nature of the loss sustained. Not all claims will qualify for the maximum benefit period.

Get a quote – Sick Pay Plus

Put our agents to work for you.

The best way for you to get the right policy is to get a quote from a Combined Insurance agent. We know our products inside and out – and more important, we know people. Don’t wait another day – request your quote now.

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