INCOME PROTECTOR How would a disability affect your life?

And what impact would it have on your family’s lifestyle?

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Income Protector

Even families that watch their spending can find it painful to miss a paycheck.

It’s a fact of life: Even comfortable middle class families quickly become less comfortable when regular income is disrupted.

Depending on the plan you select, Combined Insurance’s Income Protector policy covers you when you are totally disabled and cannot work due to accident or sickness, for up to two years.

Replace loss of Income

Spend your benefit as you like

Not tied to employment

Learn More About Income Protector

Coverage by Combined Insurance


You’re covered 24 hours a day, 7 days a week, whether you’re at work or on your own time.


Benefits are paid directly to you, not to the hospital or facility where you are being treated.


This policy is yours, independent of your employer. You can switch jobs but keep the same insurance policy.

The information provided by this document is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.

This product is issued by Combined Insurance Company of America in all states, except New York. In New York, this product is issued by Combined Life Insurance Company of New York (Latham, NY). Combined Insurance Company of America is not licensed and does not solicit business in New York.

Get a quote – Income Protector

Put our agents to work for you.

The best way for you to get the right policy is to get a quote from a Combined Insurance agent. We know our products inside and out – and more important, we know people. Don’t wait another day – request your quote now.

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