Welcome to Combined.
Let’s make this easy.

Every company has a mission and this is ours: We want to make it easy for people to get the supplemental insurance they need. Easy to understand and select policies. Easy to feel confident that they’ve got the right coverage.

About Combined Insurance

Combined Insurance Company of America (Chicago, IL) is a leading provider of individual and group supplemental accident, disability, health and life insurance products and a Chubb company. We are committed to making the world of supplemental insurance easy to understand.

With a tradition of nearly 100 years of success, we have an A+ rating by the Better Business Bureau and are one of Ward’s Top 50® Performing Life-Health Insurance Companies. Combined Insurance is also the number one Military Friendly® Employer in the over $1B revenue category for 2019 by VIQTORY. This is the company’s eighth consecutive year on the top 10 list and fifth consecutive year in the top 5—Combined Insurance was previously named the number one Military Friendly® Employer in the nation for 2015 and 2016.

Whether you’re a family working with a local Combined Insurance agent, a business working with our Worksite Solutions account executives or an independent agent or broker offering our products as part of your portfolio, you can expect personalized service and products that offer protection for the unexpected.

Have a question? Contact us.

The latest from Combined Insurance New partnerships. New products. New thinking from the world of insurance.

Supplementally Speaking Blog

  • Supplemental Insurance

    Celebrating Insurance Careers Month at Combined Insurance

    We are pleased to participate in the 4th annual Insurance Careers Awareness Month, an awareness event to support the Insurance Careers Movement. We believe what we do here...

    Read this Article
  • Care Tips

    21 Questions to Ask your New Primary Care Doctor

    Time for a new doctor? Maybe you’ve moved, or your insurance changed, or things just don’t feel right between you and your doctor anymore. It’s important to take the time to find a doctor who has the right qualifications, experience, and...

    Read this Article
  • Careers

    The 5 Soft Skills Insurance Agents Need to Master

    Selling supplemental insurance is really selling “peace of mind.” Making money is great—think uncapped income!—but the work is first and foremost about helping people protect their livelihood in the case of the unexpected. In fact...

    Read this Article

Press Releases

Get Covered For Individuals and Families

Get protection from the hidden costs of accidents, illnesses and income disruption.

Get Covered For Employers and Associations

Offer your employees additional benefits with no extra cost to your company.

Careers For Job Seekers

Join a fast-growing company – and pursue a career with a sense of purpose.

Corporate About Combined

Learn more about our leadership, our vision and what we're doing.

Start of statement by W. CLEMENT STONEDo the right thing because it’s the right thing to do.End of statement. W. CLEMENT STONE, FOUNDER
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