Skip to main content(Press Enter).
The COVID-19 Coronavirus health crisis is presenting unprecedented challenges that are being felt worldwide and deep in the heart of our communities. At Combined Insurance, we have taken steps to protect our employees and their families while working to maintain solid levels of support and service for our customers
Start of main content
Social distancing may mean more people than ever before will be conducting their own fireworks shows this Independence Day. Keep everyone safe and happy by making sure safety comes first.
Here are some need-to-know statistics that drive home the importance of fireworks safety:
Before you burn fireworks, find out what’s legal in your state.
It’s your duty to obey all local laws regarding the use of fireworks. Refer to the American Pyrotechnics Association’s state to find out if fireworks are legal to buy and use where you live. Keep in mind that cherry bombs, quarter sticks, and anything that starts with an M (e.g. M-80, M-100, and M-250) are illegal because they’re produced with no quality control and have shorter fuses, meaning they can be particularly harmful if mismanaged.Don’t make assumptions
There’s too much to lose if you or a loved one picks up a firework and tries to set it off before knowing exactly how to handle it safely. Even fireworks that seem kid-friendly—like sparklers, which burn at almost 2,000 degrees—can cause serious damage. Start by reading the cautionary labels and performance descriptions before igniting.
Put a responsible adult in charge
Young children should never handle fireworks—they should stay a safe distance away. If older children are present, they should stay under close adult supervision.
Handle fireworks with care and caution
Here are some helpful guidelines:
Wear protective eyewear if you’re using fireworks or standing nearby
Never carry fireworks in a pocket, because friction from movement can cause them to ignite
Use them only outdoors and away from people, houses and flammable material.
Light only one device at a time and maintain a safe distance after lighting
Never ignite fireworks in any type of container
Do not try to re-light a firework or handle a malfunctioning device
Keep a charged hose and bucket of water nearby to soak duds with or to fully extinguish fireworks that don't go off
Dispose of used fireworks by wetting them down and placing in a metal trash can away from any building or combustible materials until the next day
Before disposing of unused fireworks, soak them in water for a few hours
Be prepared for emergencies.
Just like the hose and bucket of water are handy for the disposal of fireworks, a fist aid kit is your first line of defense in case of an accident. If an injury is serious or isn’t managed with self-care, immediately seek professional medical attention.
Protect your pets
Leave your pets at home if you’re going to a fireworks display. The sound of fireworks can scare your pets, so put them in an interior room if fireworks are going to be lit nearby. If there’s a chance they can run off, make sure your pet has an identification tag.
Trust your display to the professionals
The safest bet is to attend a fireworks show that’s put on by professionals—leave the fireworks handling to people with the experience, supplies, and resources to maximize safety measures while dazzling the crowd.
As diligent as we may be, accidents still happen. According to the National Safety Council, around 1 in 7 Americans sought medical attention for non-fatal preventable injuries in 2018.3 Accident insurance is designed to pay you whether you are on or off the job, 365 days per year, if a covered event occurs. To find out more, contact one of our agents today!
1 Marier, A., Tu, Y., & Lee, S. (n.d.). 2019 Fireworks Annual Report (p. 2, Rep.). Bethesda, MD: United States CONSUMER PRODUCT SAFETY COMMISSION.
2 Safety at Home. (n.d.). Retrieved from https://www.nsc.org/home-safety/tools-resources/seasonal-safety/summer/fireworks
3-Overview. (n.d.). Retrieved from https://injuryfacts.nsc.org/all-injuries/overview/link opens in a new window
"Best to Leave Fireworks to the Experts." National Safety Council. N.p., n.d. Web. 29 June 2017.http://www.nsc.org/learn/safety-knowledge/Pages/news-and-resources-fireworks-safety.aspx.link opens in a new window
Staff. "National Fireworks Safety Month." ConsumerSafety.org. N.p., 07 June 2016. Web. 29 June 2017.https://www.consumersafety.org/news/products/national-fireworks-safety-month/.
Summer Fun with Fruit: Diabetes-Friendly Desserts
10 of the Biggest Mistakes People Make when Getting (back) into Working Out
The Science Behind HIIT
Get protection from the hidden costs of accidents, illnesses and income disruption.
Offer your employees additional benefits with no extra cost to your company.
Learn more about our leadership, our vision and what we're doing.
“Start of statement by W. CLEMENT STONE, FOUNDERDo the right thing because it's the right thing to do.End of statement ”W. CLEMENT STONE, FOUNDER
Combined Insurance Company of America (Chicago, IL Illinois) is a leading provider of individual supplemental accident, disability, health, and life insurance products and a Chubb company. With a tradition of nearly 100 years of success, we have an A+ rating by the Better Business Bureau and are one of Ward’s Top 50® Performing Life-Health Insurance Companies. Combined Insurance is also the number one Military Friendly® Employer in the over $1B revenue category for 2019 by VIQTORY. This is the company’s eighth consecutive year on the top 10 list and fifth consecutive year in the top 5—Combined Insurance was previously named the number one Military Friendly® Employer in the nation for 2015 and 2016. In New York, products are underwritten by Combined Life Insurance Company of New York (Latham, NY).
Products & Solutions
© 2020 Combined Insurance. All rights reserved.