Leadership team profiles
President, Combined Insurance
Mr. Goulding is responsible for management and growth of Combined Insurance. Prior to assuming this role in 2017, he served as Regional President for Chubb Life, Asia Pacific. Working primarily in Asia, he started with the company in Hong Kong and was responsible managing Chubb’s life insurance operations in Asia Pacific. Goulding reports to Ed Clancy, EVP Chubb Group, Global Accident & Health and Life.
President, Worksite Solutions
Mr. Martin joined Combined Insurance in June 2011 bringing with him nearly 20 years of experience in management and development of worksite-style businesses including 17 years with Trustmark, a life and health insurer and employee benefits provider. In addition to his extensive experience, Mr. Martin holds a bachelor’s of economics from Yale University and a master’s of management in marketing and organization behavior from the Kellogg School of Management at Northwestern University.
Senior Vice President, Chief Agency Officer
Mr. Abercrombie has more than 30 years of experience with Combined Insurance. Beginning his career as a sales agent, he quickly moved into various leadership positions and progressed into building sales teams in Ohio, Texas, and throughout the western U.S. In 2007, Mr. Abercrombie was named Director, National Strategy and then SVP, East National Sales Manager. In August of 2012, he was promoted to SVP for the South/SE zone, a position he held until being promoted into his current position as SVP, Chief Agency Officer. In this role, Mr. Abercrombie is responsible for U.S. sales strategy, talent management, and market development and growth.
Senior Vice President, Chief Financial Officer
Mr. Anderson is responsible for the end-to-end leadership of the company’s Finance function. He joined Combined Insurance in 2014, and previously held the role of Controller. Mr. Anderson has 30 years of professional accounting and finance experience at a major accounting firm, where he led the delivery of audit and tax services to several large insurance organizations.
Vice President, Marketing
Mr. Wells is responsible for sales growth and business development through product development, digital advertising, social media, sales campaigns and other marketing initiatives. He has more than 25 years of experience in product and marketing in the healthcare, insurance and human capital industries. Most recently, he led national sales and marketing platforms in employer markets for the Blue Cross Blue Shield Association as Executive Director of Program Management and Marketing.
Chief Information Officer
Mr. Demos joined Combined Insurance in 2001 bringing with him more than 30 years of project management, governance, business analysis and systems development experience in information technology with Aon CSG, CNA, Ameritech and Amoco/BP. In his current role, Mr. Demos is responsible for governance and controls, systems stabilization and management and the customer and agent self-service system.
Senior Vice President of Claims, Senior Advisor to Chubb’s Multicultural Business Roundtable
Mr. Orama is responsible for the end-to-end leadership of the company’s Claims function in the United States and Canada, with a focus on claims service as a competitive advantage, talent management, setting policy strategies and driving a targeted operating model through process automation and analytics. He spent 33 years at Combined Insurance’s parent company—Chubb, where he held various positions across the Claims organization and in Latin American markets.
Senior Vice President of Human Resources
Ms. Briggs is responsible for Human Resources in the United States and Canada. She joined Combined Insurance in June 2018. Prior to Combined Insurance, Ms. Briggs was the Vice President of Human Resources and Organizational Effectiveness for AIG, where she lead broad HR initiatives and supported major organizational change across the globe, held the Vice President of Human Resources position for AXA Equitable and HR leadership roles at Kraft Foods.
Ms. Siddiqui is responsible for all legal and compliance matters for Combined Insurance. She joined the legal department of Chubb Life Insurance Company of Canada in 2012, providing legal and regulatory counsel to Chubb Life and the Canadian branch of Combined Insurance. A member of the Law Society of Upper Canada and the New York State bar, Ms. Siddiqui has almost 20 years of progressive responsibility in the financial services sector with a concentration in the life, accident and health insurance industry, both in her prior roles with a prominent Canadian life insurance company and a multinational special risk carrier.
Senior Vice President and Chief Actuary
Alex joined Combined, Actuary team as a Senior Vice President & Deputy Chief Actuary in April, 2016, focused on reserving, data analytics, financial actuarial results, and support of Actuarial Targeted Operating Model project. In January 2017 Alex was promoted to Senior Vice President, Chief Actuary. Prior to joining Combined Insurance, Mr. Faynberg had progressive career paths at Liberty Mutual, AIG and New York Life.
Jaede Barg assumed the role of Chief Underwriter in 2018, responsible for the growth in the marketplace through sound underwriting analysis and planning. He has been with Combined and Chubb for 16 years. At Combined Insurance, he has had oversight to their Select Programs portfolio, which has seen year-over-year profitable growth. He has also had leadership for Chubb’s A&H Ancillary Benefits, and Health Risk Management and Group Accident.
About Combined Insurance
Combined Insurance Company of America (Chicago, IL Illinois) is a leading provider of individual supplemental accident, disability, health, and life insurance products and a Chubb company.
With a tradition of nearly 100 years of success, we have an A+ rating by the Better Business Bureau and are one of Ward’s Top 50® Performing Life-Health Insurance Companies. Combined Insurance is also the number one Military Friendly® Employer in the over $1B revenue category for 2019 by VIQTORY. This is the company’s eighth consecutive year on the top 10 list and fifth consecutive year in the top 5—Combined Insurance was previously named the number one Military Friendly® Employer in the nation for 2015 and 2016.
Whether you’re a family working with a local Combined Insurance agent, a business working with our Worksite Solutions account executives or an independent agent or broker offering our products as part of your portfolio, you can expect personalized service and products that offer protection for the unexpected.
Do the right thing because it’s the right thing to do. W. Clement Stone, FounderClick to contact Combined Insurance