Your costs of participation in Medicare have increased since the beginning of the Medicare program, including . . .

  • deductibles and copayments
  • monthly premiums
  • uncovered expenses

As you may know, these gaps in coverage, commonly called medi-gaps, are your out-of- pocket responsibility.
In fact, in 2006 Medicare paid less than half of total Medicare expenses per beneficiary, on average.(1)
This, combined with ever increasing costs, can lead to a significant financial burden.

It is important to know:

  • What Medicare covers
  • Where the gaps exist, and
  • How Combined Insurance* can help.

Our Medicare Supplemental Insurance Plans: 14903-TX-A, 14905-TX-F, 14980-TX-G and 14906-TX-N

Combined Insurance offers a choice of several different standardized Medicare Supplement Insurance policies. Let’s see how a Medicare Supplement Insurance plan from Combined Insurance can help fill in the “gaps” in your Medicare coverage.

*Combined Insurance Company of America is not connected with or endorsed by the U.S. Government or the Federal Medicare program. This is a solicitation for insurance and an agent may contact you. 


(1) Medicare: Medicare Spending and Financing. The Henry J. Kaiser Family Foundation. August 2010.

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