With Combined Insurance's supplemental accident & health policies, you know you're raising the bar to help protect yourself and your family because they deserve the best.

Supplemental Health Insurance Plans

Serious illness can strike a family at any time. While the timing is out of your control, you can help control how such an illness affects your family financially. Our supplemental health insurance plans give you a means to help pay for some of the expenses associated with an illness.

Our supplemental health insurance policies can:

  • Help you pay for unexpected expenses associated with covered illnesses.
  • Help you handle the burden of everyday expenses.
  • Help you recover from loss of income that can occur during treatment and recovery.

Critical Care Protector

Many people lack the supplemental health insurance protection they need when major illness strikes. Many more face major health issues like cancer, heart attack, and stroke with no coverage at all. We believe everyone should have the opportunity to obtain supplemental insurance to help fill the gaps and help cover the costs related to recovery from major illnesses that are not covered by other insurance. You can have access to many of the things you may need with Combined Insurance's Critical Care Protector policy, leaving you to focus on recovery and not the worry of unexpected costs.

Learn about Critical Care Protector

Cancer Care Protector

Cancer can happen to anyone, regardless of age, lifestyle, or income bracket. In addition to the physical challenge, many people do not realize the financial challenges that a cancer diagnosis can bring – including loss of income, travel for treatment, childcare expenses, and copays. Combined Insurance's Cancer Care Protector policy could make the difference by providing supplemental insurance benefits to you and your family to help relieve some of the financial burden that comes with cancer treatment.

Learn about Cancer Care Protector

Cancer Protector

While cancer survival rates have dramatically increased because of modern medical treatment, these treatments are expensive, and together with other related costs, can create a serious financial burden on the family. Too many people lack the cancer insurance coverage they need to help pay the costs associated with the treatment it may require. The good news is, Cancer Protector pays cash directly to you or your loved ones to help with unexpected expenses.

Learn about Cancer Protector

Availability from a particular company varies by product and state. Subject to availability and qualifications. Life, accident & sickness and disability insurance policies issued by Combined Insurance Company of America in all states, except New York. In New York, life, accident & sickness and disability insurance policies issued by Combined Life Insurance Company of New York. Combined Insurance Company of America is not licensed and does not solicit business in New York.

May Not Be Available in All States

This policy is not comprehensive health insurance coverage (otherwise referred to as "Major Medical Coverage") and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.

Needs Assessment

Download the Needs Assessment worksheet to see if you and your family have the insurance protection you need.

Family of 3: father, mother and daughter
Sergio's Story Family of 3: father, mother and daughter

We had forgotten we had family cancer insurance coverage with Combined Insurance. Our agent and the claims consultants at Combined Insurance helped us file several claims related to our daughter's illness.

Read the full story

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