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Many people lack the insurance protection they need when a major condition strikes.

Many more face major health issues like cancer, heart attack, and stroke with no coverage at all.

We believe everyone should have the opportunity to obtain critical care insurance to help fill the gaps and help cover the costs related to recovery from major conditions.

Combined Insurance's Critical Conditions policy can do just that. They are insurance plans that are clearly written and easy to understand, so you can be sure it's the right plan for you and your family.

What's Covered

  • The policy is offered in pre-set amounts of $10,000, $15,000, $25,000, $50,000 or $100,000 and provides coverage for one of the following: 
  1. Cancer only coverage – 3 conditions
  2. Critical Illness (other than cancer) coverage – 18 conditions
  3. Cancer and other Critical Illness coverage – 21 conditions
  • The Return of Premium Upon Death Benefit is a standard feature.
  • Teladoc Medical Experts service is included with your policy.


How Much Critical Conditions Insurance Will You Need?

Though it is difficult to know exactly how much Critical Conditions insurance anyone will need to pay out-of-pocket expenses, an emergency insurance fund equal to one time your annual income may be sufficient. You can always choose on your needs, but this amount is a good place to start.

Long-term recovery can include many unexpected expenses. Use your benefit to pay them off – or use it however you like. It’s your money.

As long as your premiums are paid, your right to renew this Critical Conditions insurance policy is guaranteed for life or until we pay the full benefit amount.

Combined Insurance provides a lump sum benefit to you if you are diagnosed with one of the covered conditions.

Get a quote – Critical Care Policy

Put our sales representatives to work for you.

The best way for you to get the right policy is to get a quote from a Combined Insurance agent. We know our products inside and out – and more important, we know people. Don’t wait another day – request your quote now.

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