How would a disability affect your life?

For many people, losing just one paycheque can be difficult, but when accident or illness keeps you from working for an extended period of time, difficulty can turn into disaster.

Without short term disability insurance, families can be forced to cut back on even the basics, like food, clothing, transportation and housing.

Combined Insurance Disability Policies are clearly written and easy to understand.

Our disability insurance helps you replace some of the income lost due to a disabling accident or illness and we help you make the best choice for the right plan for you and your family.

Here’s how our disability insurance helps protect you and your family:

• Benefits up to $2,000 a month
• Total or partial disability: The first 30 days of a covered accident or sickness
• Continuing total disability: Up to six months
• Accumulation: The benefit period increases one month for each additional year the policy remains in force (up to a maximum of 24 months)
• Optional return of premium benefit: Combined Insurance's Disability Insurance can meet your needs:
  

1. Disability Accident Plan only,
2. Sickness Disability Plan only or,
3. Both Plans