At first, the idea of supplemental insurance may sound redundant: If you already have insurance, why would you consider more?

The answer, quite simply, is that most insurance providers covers only a portion of the total costs you may need help with in the event of sickness or injury.

It’s great that you have insurance – but what about the non-covered costs?

What about replacing lost income, paying rent, buying food – even just covering the expense of transporting loved ones to visit you at a recovery facility? 

That’s why Combined Insurance offers supplemental disability insurance, accident insurance, sickness insurance and life insurance. Our policies are easy to understand so you can make the right decisions about your coverage. It’s a lot to worry about. Supplemental insurance simply helps you rest a little easier.

Combined Insurance supplemental insurance products are designed to help fill in the gaps your other insurance doesn’t cover – and assist in ensuring nothing falls through the cracks.

Every year in Canada there are an estimated 202,400 new cases of cancer and 78,800 deaths from cancer 
- Canadian Cancer Society, ( 2016.

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