Coverage you need now. Help you need, anytime.

A lot of people prefer not to think about insurance. And that’s a shame. Because the right coverage can make all the difference when you’re sick or hurt. Combined Insurance offers a range of policies to help you prepare for the unexpected – along with assistance from trained professionals.

Life is all about change. Fortunately, Combined Insurance helps protect you, whatever might come your way.

Human beings hate uncertainty – it must be in our DNA. And with the quickening pace of change in our lives, uncertainty is always near.

Here’s how Combined Insurance helps bring you peace of mind:

  • Benefits paid directly to you
    Combined Insurance policy benefits can be used however you wish, including helping you pay your household living expenses, as well as deductibles and co-pays.

  • Rapid payments, paid directly to you
    Combined Insurance strives to process claims fast because we know you need money now. And we pay you directly – many claims are paid within 5 days - so you can use the money right away, for whatever you need.

  • Backed by a company with nearly a century of success
    Companies may come and go but at Combined Insurance we’re approaching our hundredth birthday strong and healthy.

Get Covered Browse Our Policies

Combined Insurance offers a wide range of policies for various needs and situations. Take a look at what we offer – then we’ll help you select the coverage that’s best for you.

See coverage options

Needs Assessment The Right Coverage

No two families are alike. That's why we help you identify your biggest risks – and the protection that will serve you best. 

Find an Agent Speak with an Agent

Even though we strive to make our policies clear and simple, insurance isn’t always easy. Our professional agents are on-call to share their knowledge with you. 

Quick Links & Contact Details

By Phone1-800-225-4500

Our professional customer care team is standing by to help in every way they can. 

Call Customer Support

By EmailReach Us Online

Check the status of a claim, update your account information, get answers to questions and more. 

Reach Us Online

Your AccountSelf-Service Portal

View your policies, check your payment history, see updated claim status and more. 

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Claim CenterFile a Claim Online

It's fast, easy, convenient and secure. Just log in to your account to get a new claim started.

File a Claim