Policyholder Center

Welcome! Let's make this easy.

You made a great decision. You put your trust in us to help make sure your insurance needs are met. It’s our goal to continue to meet those needs, no matter what challenges life may bring you. Life is full of changes. We’re here to help you through them – whenever you need us.

This policyholder center is designed to make it easy for you to connect with us in whatever way is easiest for you – online, by phone, even by mail or fax.

To get started, select an action from the menu at left.

Policyholder Updates

UPDATE FOR POLICYHOLDERS IN WISCONSIN

The Governor of Wisconsin declared a state of emergency due to recent severe storms and flooding.  As a result of the storms and the potential displacement of Wisconsin citizens, Combined Insurance customers residing in the Wisconsin counties noted below may be eligible for a due date extension of their Combined policy renewal premium payments due, as well as any deadlines to submit claim proof of loss.  Please contact Combined’s Customer Care Center at 800-225-4500 with any questions.

The counties impacted are Ashland, Bayfield, Burnett, Douglas and Iron

UPDATE FOR POLICYHOLDERS IN MICHIGAN

The Governor of Michigan declared a state of emergency due to severe storms and flooding.  As a result of the storms and the potential displacement of Michigan citizens, Combined Insurance customers residing in the Michigan counties noted below may be eligible for a due date extension of their Combined policy renewal premium payments due, as well as any deadlines to submit claim proof of loss.  Please contact Combined’s Customer Care Center at 800-225-4500 with any questions.

The counties impacted are Houghton and Menominee. 

UPDATE FOR POLICYHOLDERS IN TEXAS

On June 21, 2018 Texas Governor Greg Abbott declared multiple Texas counties disaster areas due to the severe weather and flooding.  As a result of the flooding and the displacement of Texas citizens, Combined Insurance customers residing in the Texas counties noted below may be eligible for a due date extension of their Combined policy renewal premium payments due, as well as any deadlines to submit claim proof of loss.  Please contact Combined’s Customer Care Center at 800-225-4500 with any questions.

The counties impacted are Aransas, Cameron, Hidalgo, Nueces, San Patricio and Willacy.

UPDATE FOR POLICYHOLDERS IN MARYLAND

On May 13, 2018, the Maryland Insurance Administration issued Bulletin 18-07 declaring Frederick and Washington Counties a disaster area due to  unprecedented amounts of rain.  Combined Insurance customers residing in Maryland’s Frederick and Washington counties may be eligible for a due date extension of their Combined policy renewal premium payments due, as well as any deadlines to submit claim proof of loss.  Please contact Combined’s Customer Care Center at 800-225-4500 with any questions.

UPDATE FOR POLICYHOLDERS IN TEXAS

On August 23, 2017, Texas Governor Greg Abbott issued an emergency bulletin (Bulletin B-0009-17) declaring multiple counties as disaster areas due to the effects of Hurricane Harvey.  As a result of the historic flooding caused by Hurricane Harvey, and the extensive displacement of Texas citizens, Combined Insurance customers residing in the Texas counties noted below may be eligible for a due date extension of their Combined policy renewal premium payments due, as well as any deadlines to submit claim proof of loss.  Please contact Combined’s Customer Care Center at 800-225-4500 with any questions.

The counties impacted are Angelina, Aransas, Atascosa, Austin, Bastrop, Bee, Bexar, Brazoria, Brazos, Burleson, Caldwell, Calhoun, Cameron, Chambers, Colorado, Comal, DeWitt, Fayette, Fort Bend, Galveston, Goliad, Gonzales, Grimes, Guadalupe, Hardin, Harris, Jackson, Jasper, Jefferson, Jim Wells, Karnes, Kerr, Kleberg, Lavaca, Lee, Leon, Liberty, Live Oak, Madison, Matagorda, Milam, Montgomery, Newton, Nueces, Orange, Polk, Refugio, Sabine, San Augustine, San Jacinto, San Patricio, Trinity, Tyler, Victoria, Walker, Waller, Washington, Wharton, Willacy and Wilson.

Your Policy Made Easy

Everything relating to your Combined Insurance Policy—from claims to updating your account or making a payment—is a click away, 24/7, any time of day.

Log in to My Account

Don't Have an Account?

Enjoy online access and manage your policy at your fingertips. And when you file a claim online, on average, you receive your payment 10 days faster!

Create My Account

Change Happens.

A lot. If your life has changed recently—new home, marriage, baby or even just changing your bank—you can update your information.

File a Claim

On average, people who file a claim online receive their payment 10 days faster! That's why we make it easy to setup an online account to get started filing your claim.

Start a Claim

File a Life Claim

During this difficult time, we are here to help. A family member or funeral director may help get your life claim started.

Start a Life Claim

Helpful Tips

Filing a claim can be overwhelming. We want to make it and smooth as possible for you. You'll need this information handy:

  • Policy number
  • Policyholder name and birthdate
  • Copies of all claim-related documents like an Attending Physician statement or invoices

Other Ways to File a Claim

You can also submit your claim by mail or over the phone. Simply download the appropriate form from the Forms and Documents section on the left, print it out and complete it. Once all the information is filled in, just send it to the address or fax number below, or call us at the numbers provided.

Mail/Fax:

Combined Insurance
Claim Department
P.O. Box 6700
Scranton, PA 18505-0700

Fax: +1 312-351-6930

Call us:

All U.S. Except New York State
Toll-free:  +1-800-225-4500
Fax: +1-312 351-6930
Monday through Friday
7:30 a.m. - 6:00 p.m. CST

New York Residents
Toll-free: +1-800-951-6206
Fax: +1-312 351-6930
Monday through Friday
8:30 a.m. - 6:00 p.m. EST

Claims Status Made Easy

It’s quick and easy to track your claim and get any help that you may need.

My Claim Status

Don't Have an Account?

Enjoy online access and manage your policy at your fingertips. And when you file a claim online, on average, you receive your payment 10 days faster!

Create My Account

Prefer to Call?

You can also check the status of your claim via phone.

All U.S. Except New York State: +1 800-225-4500
Monday-Friday, 7:30 am – 6:00 pm CST.

New York Residents: +1 800-951-6206
Monday-Friday, 7:30 am – 6:00 pm EST

You can count on Combined for Claims Made Easy.

Helpful Tips

Tracking your claim status is even easier when you have this information handy:

  • Policy number
  • Policyholder name and birthdate

Make a Payment Online

It's easy to make a payment to your Combined Insurance account -- either by automatic withdrawal from your bank account, or by credit card or check. 

Make a Payment Online

Prefer to Mail?

No problem! Just mail your payment to:

Combined Insurance
P.O. Box 6518
Carol Stream, IL 60197-6518

Helpful Tips

To make a payment all you need is your policy number and your login information. 

If you are unable to find your policy number please contact us.

Forms and Documents

At Combined Insurance, our mission is to make insurance easy – whether you are selecting a policy, managing your premiums or filing a claim. The forms and documents below will help you get done what you need to do – quickly and easily.

View Spanish-language documents.

Policyholder Support

Please use the form below to send us a message.

Contact form

Our customer service representatives are available during usual business hours and ready to help.

All US except New York
Residents/Policyholders

Toll-free: +1 800-225-4500
Fax: +1 312-351-6940
Monday through Friday
7:30am – 6pm CST

New York Residents/Policyholders

Toll-free: +1-800-951-6206
Fax: +1 312-351-6940
Monday through Friday
8:30am – 6pm EST

Globe Life Insurance Companies products:

 +1-800-428-5466

Alabama and Mississippi customers:

 +1 800-621-5134

Worksite customers:

 +1 800-544-9382