ACCIDENT & SICKNESS PROTECTOR Can you afford to get sick?
An accident or sickness can mean unexpected medical expenses and other unforeseen costs.
Accidents and illnesses are unavoidable. But you can help make it a little easier for your family.
It’s never a good time for an accident or illness to strike. But if something does happen to you, you’ll feel better knowing your Accident & Sickness Protector insurance policy pays benefits directly to you for covered sicknesses and accidents. You can use benefits for things like out-of-pocket medical bills or your family’s day-to-day expenses.
Benefits for covered sickness or accidental injuries
The Accident and Sickness Protector policy is available for individuals or families.
Prepare for the unexpected.
Combined Insurance offers supplemental insurance that provides benefits that your major medical insurance may not. Combined Insurance’s valuable products and personal service can help make sure you get the coverage you need. Our policies are easy to understand and our professional agents are always ready to help.
The policy is:
- Comprehensive: You’re covered 24 hours a day, 7 days a week, whether you’re at work or on your own time.
- Convenient: Benefits are paid directly to you, not to the hospital or facility where you are being treated.
- Comforting: This policy is yours, independent of your employer. You can switch jobs but keep the same insurance policy.
4 out of 10 people will visit an emergency room this year. It’s a fact: According to the National Safety Council, emergency room visits are common, average hospital stays last 5 days1, and the costs of treatment and recovery can add up to an average family’s income for half a year!2
1National Safety Council, Injury Facts, 2014.
2U.S. Census Bureau, 2014
How often do we hear about a friend, neighbor or family member who is in great health but still falls ill? It can happen to anyone.
Unfortunately, major medical insurance does not cover all of the costs associated with emergency room treatment, hospitalization or recovery. Even a terrific health insurance plan typically has a deductible and copay requirements – not to mention you still have to cover rent, food and other bills.
Learn more about Accident & Sickness Protector
The information provided by this document is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.
Life, accident & sickness and disability insurance policies issued by Combined Insurance Company of America in all states, except New York. In New York, life, accident & sickness and disability insurance policies issued by Combined Life Insurance Company of New York (Latham, NY). Combined Insurance Company of America is not licensed and does not solicit business in New York.
Get a quote – Accident and Sickness Protector
Put our agents to work for you
The best way for you to get the right policy is to get a quote from a Combined Insurance agent. We know our products inside and out – and more important, we know people. Don’t wait another day – request your quote now.