ACCIDENT INSURANCE Accidents happen.

Accidents are, by definition, unplanned. But you can be prepared for what might come your way. 

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Accident Insurance

Get cash when you need it.

If you or a family member is injured in an accident, do you have an emergency cash fund to help pay for non-medical expenses?

Emergency Room Benefits

Hospital Confinement

Medical Appliances

Four out of 10 people are treated in emergency rooms every year.1 The typical length of a hospital stay is five days - and costs over $10,000.2 That's more than two month's income for the average American family!3


  1. National Safety Council, Injury Facts, 2014.
  2. Agency for Healthcare Research and Quality, Costs for Hospital Stays in the United States, 2012
  3. U.S. Census Bureau, 2014

Learn More About Accident Insurance

Coverage by Combined Insurance

Comprehensive

You're covered 24 hours a day, 7 days a week, whether you're at work or on your own time.

Convenient

Benefits are paid directly to you, not to the hospital or facility where you are being treated.*

Comforting

This policy is yours, independent of your employer. You can switch jobs but keep the same insurance policy.

* unless benefits are assigned to provider

The Accident Protector policy is available for individuals or families. 

This is an accident only policy and does not provide benefits for loss due to sickness. 

The information provided by this document is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.

This product is issued by Combined Insurance Company of America in all states, except New York. In New York, life, accident & sickness and disability insurance policies issued by Combined Life Insurance Company of New York (Latham, NY). Combined Insurance Company of America is not licensed and does not solicit business in New York.

Get a Quote

The best way for you to get the right policy is to speak with a Combined Insurance agent. Don’t wait another day – get your accident insurance now.

The information provided is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions.

Put Our Agents to Work for You

The best way for you to get the right policy is to speak with a Combined Insurance agent. Don’t wait another day – get your accident insurance now.

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