• Supplemental Insurance

    Mr. Stone's Passion for Training Carried out Today

    While running his company, W. Clement Stone believed superb training to be the cornerstone of any successful company. He felt so strongly about the importance of quality training, he actively participated in training his sales agents, even accompanying them on their sales calls.

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  • Supplemental Insurance

    We Were There When...

    Our "We Were There When..." social media campaign underscores our long history of helping provide a safety net for our clients over the past 93 years. Read about our beginnings as a company and how we grew!

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  • Supplemental Insurance

    How Supplemental Insurance Offsets Rising Costs

    Millions of Americans are carefully considering their comprehensive health insurance options as Open Enrollment is occurring around the country. Whether you are enrolling through your employer, or a state or federal Affordable Care Act marketplace, you will have the opportunity to choose options that are right for you and your family.

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About Our Blog Supplementally Speaking’s mission is to share relevant, helpful and current content to enrich our readers’ physical, mental, emotional and spiritual health and wellness. We share industry news and company stories. To procure the best content, we frequently feature people who are experts in their fields, either as guest bloggers or as contributors. We blog about topics that may not directly discuss supplemental insurance, but, like supplemental insurance, our topics are geared toward helping people maximize their well-being.

  • Supplemental Insurance

    Do I Need Supplemental Coverage? The 3 Questions to Ask

    Answering this question is not easy, but it’s worth taking the time now, before you need it, to decide if it’s right for you. Assessing your needs and identifying the right blend of supplemental insurance coverage is highly personal...

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  • Supplemental Insurance

    3 Tips to Boost Your Employees’ Health Insurance Literacy

    Your employees are healthcare consumers making their way through the post-healthcare reform marketplace. With each symptom, office visit and claim they’re learning how to manage their health, provider relationships...

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  • Supplemental Insurance

    Debunked! The Top 3 Supplemental Insurance Myths

    Does your family have supplemental insurance plans in their coverage portfolio? It’s always interesting to examine the reasons why not. Some people think insurance is just too complicated—fair enough. But that’s why you work with a trusted agent who...

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  • Supplemental Insurance

    Today's Employee Benefits Aren't One-Size-Fits-All

    Today's most competitive benefits packages are customizable, offering a little something for everyone. They really have to be, considering there are now five generations in the American workforce. The idea that a company could offer...

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  • Supplemental Insurance

    A Look at Today's Insurance Agent-as-Adviser

    Insurance agents may have sales careers, but they're doing a lot more than selling. And even though they're acting as agents, they're doing a lot more than facilitating transactions. Sure, they work hard...

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  • Supplemental Insurance

    How to Protect your Paycheck with Disability Insurance

    You’ve probably heard of disability insurance, but do you really know what it means, how it works and if you need it? You should, as it may be may be one of the most critical types of insurance...

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  • Supplemental Insurance

    5 Ways to Help Millennials Decide for Supplemental Insurance

    It's becoming more and more important for insurance agents to understand how to connect with-and sell to-Millennial consumers. By most accounts, Millennials are emerging as the most...

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  • Supplemental Insurance

    Rising Out-of-Pocket Healthcare Costs Build Case for Supplemental Coverage

    Whether they enroll in major medical coverage through their employers or an ACA marketplace, many Americans today select plans with high deductibles. This might be a plan that’s defined by the IRS as a “high deductible health plan” or a traditional plan that offers...

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  • Supplemental Insurance

    The Top 3 Reasons Employers Offer Supplemental Insurance Plans

    You’ve probably heard that more employers are offering supplemental insurance plans as part of a competitive benefits package. But do you know why? Accident, critical illness, cancer, disability and other voluntary plans...

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  • Supplemental Insurance

    A Competitive Benefits Package Includes Voluntary Supplemental Benefit Plans

    Employers today are competing for top talent—and they can use a comprehensive employee benefits package to their advantage. That’s because top candidates understand the value of...

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  • Supplemental Insurance

    Medical Emergencies and Major Illnesses Hit Your Employees’ Pocketbooks—Hard

    It’s no secret that the rising costs of healthcare are a persistent concern for both employers and employees. Corporate and individual healthcare consumers are exploring new ways to manage costs through...

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  • Supplemental Insurance

    Effective Communication for Employee Benefit Packages

    If you’re planning for open enrollment season—it’s just around the corner for many companies—make an effort to ask your employees what they’re looking for in their...

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  • Supplemental Insurance

    How to Boost the Perceived Value of Your Employee Benefits

    Do you know what your employees really think about their benefits? While you keep track of benefit enrollment and participation trends, you might not know how valuable they actually are...

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  • Supplemental Insurance

    Cancer Insurance: What You Need to Know

    It’s easy to see why Americans’ #1 health worry is Cancer. It’s second only to heart disease as the leading cause of death in the U.S.—and in 22 states, Cancer is the leading cause of death. What’s more...

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  • Supplemental Insurance

    Latinos and Life Insurance: A Population that Seeks Trust

    During Hispanic Heritage Month, we celebrate the contributions and milestones of the Hispanic community. At Combined Insurance, we understand the value of serving the Latino community...

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  • Supplemental Insurance

    Critical Care Insurance: What You Need to Know

    Critical illnesses can negatively impact the financial health of individuals and families—even those with health insurance. That’s what makes critical illness insurance a popular form of supplemental coverage...

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  • Supplemental Insurance

    5 Questions to Ask Your Employees For a Mid-Year Supplemental Insurance Checkup

    Why wait until open enrollment season to offer your employees access to supplemental accident and sickness insurance? Now is a great time to consider whether your employees may be interested in a voluntary benefit program...

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  • Supplemental Insurance

    Supplemental Insurance Plans That Can Help Fill Your Employer Health Plan Coverage Gaps

    Managing healthcare dollars is a common challenge for many Americans. Your employees may need help paying their out-of-pocket medical expenses, both those going toward deductibles and coinsurance and those that don’t. That’s because major medical plans are not designed to cover...

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  • Supplemental Insurance

    5 Things to Love about Being an Insurance Sales Agent

    We may be a little biased in the recruiting department at Combined Insurance, but we think choosing a career in insurance sales is a great idea! Anyone...a

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  • Supplemental Insurance

    Just In Case: 7 Steps to Make the Claims Process Easier

    Dealing with the aftermath of an illness or injury is both physical and financial. While you’re receiving treatment and getting healthy, you may incur new...

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  • Supplemental Insurance

    'Tis the Season to Supplement Your Health Coverage

    The holidays are over, and open enrollment season is wrapping up. You’ve selected your major medical plan and 2017 is off to a great start. But don’t...

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  • Supplemental Insurance

    Disability Insurance: What You Need to Know

    There’s no denying the statistics: one in four of today’s 20-year-old adults will become disabled before they retire and 37 million Americans are classified...

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  • Supplemental Insurance

    Life Insurance: Is it for you?

    If you have dependents, life insurance likely makes sense for you. Securing a policy gives peace of mind that should you need it, the coverage will be there...

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  • Supplemental Insurance

    Voluntary Benefits: Convenient, Cost-Effective Options for Employees Peace of Mind

    Consider offering supplemental insurance. Employees perceive supplemental insurance as a...

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  • Supplemental Insurance

    How Supplemental Insurance Offsets Rising Cost

    Millions of Americans are carefully considering their comprehensive health insurance options as Open Enrollment is occurring around the country. Whether you...

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