Injuries Increase with Warmer Temperatures and Start of Spring
Monday marked the first day of spring, and with the warmer weather and eventual transition into summer comes the risk of injuries through spring sports and outdoor activities. According to the Centers for Disease Control and Prevention (CDC):
- More than 2.6 million children are treated in emergency rooms for sports and recreation-related injuries (annually).1
- More than 200,000 kids (14 and younger) are treated for playground-related injuries (annually).2
- Falls are the leading cause of fatal and non-fatal injuries among adults aged 65 and older, with average hospital costs totaling more than $30,000.3
Combined Insurance, a leading provider of individual supplemental accident, disability, health, and life insurance products, and a Chubb company, encourages consumers to consider whether they are financially prepared for the costs of serious injuries for themselves or their family members, should they occur as the warmer weather comes.
“Consumers often think they can cover the medical costs associated with various injuries with major medical insurance, but the out of pocket costs can escalate quickly,” says Doug Abercrombie, Senior Vice President and Chief Agency Officer at Combined Insurance. “It’s important to consider supplemental insurance to help cover the various expenses not covered by most major medical plans.”
Supplemental accident insurance, such as Combined’s Accident & Sickness Protector policy, is one way consumers can help prepare themselves and their family members for costs associated with various injuries and illnesses. While policies vary, most benefit policyholders in the following three key ways:
- Cash when it is needed most
- Cash benefits paid directly to policyholder
- Peace of mind – coverage is yours and doesn’t stop if you leave or are separated from your job like some major medical plans will
The information included in this press release is only a brief description. See actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.
About Combined Insurance
Combined Insurance Company of America (Chicago, Ill.) is a leading provider of individual supplemental accident, disability, health, and life insurance products and a Chubb company. With a tradition of nearly 100 years of success, Combined Insurance is committed to making the world of supplemental insurance easy to understand. The company has an A+ rating by the Better Business Bureau and is one of Ward’s Top 50® Performing Life-Health Insurance Companies. Combined Insurance is also a 2017 Top 10 Military Friendly® Employer named by G.I. Jobs Magazine—marking the fifth consecutive year on the Top 10 employer list and third consecutive year in the Top 5. For more information, please visit combinedinsurance.com.
Chubb is the world's largest publicly traded property and casualty insurance company. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. The company is also defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb maintains executive offices in Zurich, New York, London and other locations, and employs approximately 31,000 people worldwide. Additional information can be found at: chubb.com.
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