Cancer Insurance Coverage
Cancer can strike anyone at any time regardless of lifestyle, yet too many people lack the cancer insurance coverage they need to help pay the costs associated with the treatment it may require.
While cancer survival rates have dramatically increased because of modern medical treatment, these treatments are expensive, and together with other related costs, can create a serious financial burden on the family. Will you be able to afford the best care available if cancer touches someone in your family?
Combined Insurance's Cancer Care Protector offerings are cancer insurance coverage that can help fill in the gaps.
Ways to Protect You
Five ways Cancer Care Protector will cover you and your family.
- CANCER INSURANCE COVERAGE BEGINS IMMEDIATELY UPON POLICY ISSUANCE: No waiting period.
- CHOICE OF COVERAGE: Individual or family protection.
- PREMIUM FLEXIBILITY: You may have the choice of either a Paid-Up rider or Return of Premium rider (less benefits paid).
- BENEFITS PAID DIRECTLY TO YOU: Paid in addition to all other private insurance and paid directly to you or to whomever you choose.
- NO REDUCTION IN BENEFITS: Benefits remain the same no matter how old you are or the number of claims paid to you.
What's Covered
Combined's cancer insurance coverage could make the difference by providing specified benefits to you and your family for:
- Hospital stays
- Intensive Care
- Surgery and anesthesia
- Radiation and chemotherapy
- Preventative care
- First diagnosis
- Physician's hospital visits
- Private nursing
- Prescription drugs
- Blood and plasma
- Ground and air transportation
Flexible Plans Available
To help you meet the cancer insurance coverage needs of you and your family, Combined Insurance offers Cancer Care Protector plans with different levels of coverage that meet your needs, both with the option of Individual or Family Protection.
Both plans provide benefits for all of the items listed above and can help you cover the non-medical expenses that still need to be covered during treatment. Even if you are covered by a Major Medical plan, an HMO, PPO, or Basic Hospital Coverage, you will find that our cancer insurance coverage provides additional money when you need it most.
Additional Feature Available
In many states we offer a Paid-Up feature designed to meet your future needs.
This feature allows you to continue your coverage, if your policy has been continuously in force for a set period of time. In other words, you're still insured, but you no longer have to pay your premiums.
Learn more about our other Health Insurance option, Critical Care.
Contact a local Combined Insurance agent to learn more about Cancer Care Insurance.
Availability from a particular company varies by product and state. Subject to availability and qualifications. Life, accident & sickness and disability insurance policies issued by Combined Insurance Company of America in all states, except New York. In New York, life, accident & sickness and disability insurance policies issued by Combined Life Insurance Company of New York. Combined Insurance Company of America is not licensed and does not solicit business in New York.
May Not Be Available In All States
(1) American Cancer Society Facts & Figures, 2007
Needs AssessmentDownload the Needs Assessment worksheet to see if you and your family have the insurance protection you need.
Sergio's StoryFamily of three: father, mother and daughterWe had forgotten we had family cancer insurance coverage with Combined Insurance. Our agent and the claims consultants at Combined Insurance helped us file several claims related to our daughter's illness.