With Combined Insurance's supplemental accident & health policies, you know you're raising the bar to help protect yourself and your family because they deserve the best.

Supplemental Health Insurance

Serious illness can strike a family at any time. While the timing is out of your control, you can control how such an illness affects your family financially. Our supplemental health insurance plans give you a means to help pay for some of the expenses associated with an illness.

Our supplemental health insurance policies can:

  • Help you pay for unexpected expenses associated with covered illnesses.
  • Provide specified daily cash benefits for hospital stays.
  • Pay a daily cash benefit for outpatient care.
  • Provide benefits if you're totally disabled from a covered illness.
  • Help you handle the burden of everyday expenses.
According to the American Cancer Society 67% of total cancer costs are non-medical

Critical Care Protector

Many people lack the supplemental health insurance protection they need when major illness strikes. Many more face major health issues like cancer, heart attack, and stroke with no coverage at all.

We believe everyone should have the opportunity to obtain a supplemental health insurance plan to help fill the gaps and help cover the costs related to recovery from major illnesses that are not covered by other insurance. You can have access to many of the things you may need with Combined Insurance's Critical Care Protector offerings, leaving you to focus on recovery and not the worry of unexpected costs.

Learn about Critical Care Protector

Cancer Care Protector

Cancer can strike anyone at any time regardless of lifestyle, yet too many people lack the supplemental health insurance protection they need to help pay the costs associated with the treatment cancer may require. Combined Insurance's Cancer Care Protector offerings could make the difference by providing supplemental health insurance benefits to you and your family and relieving some of the financial burden that comes with cancer treatment.

Learn about Cancer Care Protector


Availability from a particular company varies by product and state. Subject to availability and qualifications. Life, accident & sickness and disability insurance policies issued by Combined Insurance Company of America in all states, except New York. In New York, life, accident & sickness and disability insurance policies issued by Combined Life Insurance Company of New York. Combined Insurance Company of America is not licensed and does not solicit business in New York.

May Not Be Available in All States

(1) American Cancer Society Facts & Figures, 2007

Needs Assessment

Download the Needs Assessment worksheet to see if you and your family have the insurance protection you need.

Family of 3: father, mother and daughter
Sergio's Story Family of 3: father, mother and daughter

We had forgotten we had family cancer insurance coverage with Combined Insurance. Our agent and the claims consultants at Combined Insurance helped us file several claims related to our daughter's illness.

Read the full story

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