SUPPLEMENTAL INSURANCE POLICIES

Combined Insurance's policies provide benefits to you when you need them most - in the event of an illness or accident.
Even the best health insurance policies can leave you with uncovered and out-of-pocket expenses. That's where Combined Insurance can help. We provide the types of insurance plans that are clearly written and easy to understand, making it easy for you to get the right coverage for you and your family.

Insurance types include:  Disability  |  Accident  |  Health  |  Life  |  Medicare Supplement

Disability Insurance

Supplemental short term disability insurance provides benefits to you if you are totally disabled and unable to work. Combined Insurance's Income Protector offerings provide financial help, in the form of a set monthly benefit, to your family if you become sick or are injured and are unable to work.

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Accident Insurance

Supplemental accident insurance helps by giving you specified benefits for hospitalization, emergency room care, recovery income, outpatient surgery and more. Combined Insurance's Accident Protector and Accident & Sickness Protector policies can help you fill in some of the gaps in your major medical insurance coverage.

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Supplemental Health Insurance

When a major illness touches your family, supplemental health insurance helps you pay for some of the costs associated with recovery. Our Critical Care Protector, Cancer Care Protector, and Cancer Protector policies are three ways Combined Insurance can help protect your family when they need it most.

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Life Insurance

Supplemental life insurance provides cash that helps take care of your family when you're not there to do it yourself. Combined Insurance's Family Life Protector and Golden Advantage Protector provide protection that's clearly written and easy to understand so you can be sure it's the right plan for you and your family.

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Medicare Supplement

Medicare Supplement is coverage to help fill select out-of-pocket expenses, such as co-payments and deductibles, under Medicare. 

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Availability from a particular company varies by product and state. Subject to availability and qualifications. Life, accident & sickness and disability insurance policies issued by Combined Insurance Company of America in all states, except New York. In New York, life, accident & sickness and disability insurance policies issued by Combined Life Insurance Company of New York. Combined Insurance Company of America is not licensed and does not solicit business in New York.

Anonymous - A Family
Anonymous - A Family A family

My family and I needed help understanding our supplemental insurance policy and the claims filing process. The people at Combined Insurance explained everything to us clearly and made the process easier for us.

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Needs Assessment

Download the Needs Assessment worksheet to see if you and your family have the insurance protection you need.

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